CNB Financial Corporation (CCNEP) vs Horizon Bancorp, Inc. (HBNC)
A side-by-side comparison of CNB Financial Corporation and Horizon Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CCNEP vs HBNC
growth of $100 · dividends reinvested · last 6yCCNEP vs HBNC: by the numbers
- •CCNEP is the larger company ($1.02B vs $993M market cap).
- •CCNEP is profitable (20.46% net margin) while HBNC runs a net loss (-150.89%).
- •CCNEP grew revenue faster over the past five years (18.16% vs -17.66% CAGR).
- •CCNEP pays the higher dividend yield (7.20% vs 3.33%).
Metrics side by side
Valuation
| Metric | CCNEP | HBNC |
|---|---|---|
| P/E ratio | 7.98 | N/A |
| Forward P/E | 6.98 | 9.09 |
| PEG ratio | 1.61 | N/A |
| P/S ratio | 2.18 | 10.41 |
| P/B ratio | 1.20 | 1.37 |
Profitability
| Metric | CCNEP | HBNC |
|---|---|---|
| Operating margin | 23.26% | -197.96% |
| Net margin | 20.46% | -150.89% |
| ROE | 10.56% | -19.83% |
CNB Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Horizon Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CCNEP | HBNC |
|---|---|---|
| Dividend yield | 7.20% | 3.33% |
| Payout ratio | 57.46% | N/A |
Growth (annualized)
| Metric | CCNEP | HBNC |
|---|---|---|
| Revenue CAGR (5Y) | 18.16% | -17.66% |
| EPS CAGR (5Y) | 4.96% | N/A |
| Total return CAGR (5Y) | 5.00% | 5.42% |
Frequently asked
- Which has grown faster, CCNEP or HBNC?
- Over the past five years, CCNEP grew revenue faster — CCNEP at a 18.16% CAGR versus HBNC at -17.66%.
- Does CCNEP or HBNC pay a bigger dividend?
- CCNEP yields 7.20% and HBNC yields 3.33% based on trailing dividends and the latest price.
- Is CCNEP or HBNC more profitable?
- CCNEP runs the higher net margin — CCNEP at 20.46% versus HBNC at -150.89%.
- How have CCNEP and HBNC total returns compared?
- Over the past 5 years, CCNEP delivered 5.00% and HBNC delivered 5.42% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
CNB Financial & Horizon Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.