Esquire Financial Holdings, Inc. (ESQ) vs International General Insurance Holdings Ltd. (IGIC)
A side-by-side comparison of Esquire Financial Holdings, Inc. and International General Insurance Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ESQ vs IGIC
growth of $100 · dividends reinvested · last 8yESQ vs IGIC: by the numbers
- •IGIC is the larger company ($1.06B vs $1.02B market cap).
- •IGIC trades at the lower trailing earnings multiple (10.00 vs 19.52 P/E), one valuation lens rather than an overall verdict.
- •ESQ converts more revenue to profit (29.32% vs 20.97% net margin).
- •ESQ grew revenue faster over the past five years (24.48% vs 7.85% CAGR).
- •IGIC pays the higher dividend yield (1.01% vs 0.66%).
Metrics side by side
Valuation
| Metric | ESQ | IGIC |
|---|---|---|
| P/E ratio | 19.52 | 10.00 |
| Forward P/E | 17.04 | 10.21 |
| PEG ratio | 0.67 | 0.27 |
| P/S ratio | 5.68 | 2.06 |
| P/B ratio | 3.26 | 1.59 |
Profitability
| Metric | ESQ | IGIC |
|---|---|---|
| Operating margin | 40.57% | 20.66% |
| Net margin | 29.32% | 20.97% |
| ROE | 16.81% | 16.20% |
Esquire Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
International General Insurance Holdings Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ESQ | IGIC |
|---|---|---|
| Dividend yield | 0.66% | 1.01% |
| Payout ratio | 12.79% | 10.04% |
Growth (annualized)
| Metric | ESQ | IGIC |
|---|---|---|
| Revenue CAGR (5Y) | 24.48% | 7.85% |
| EPS CAGR (5Y) | 29.96% | 37.41% |
| Total return CAGR (5Y) | 32.17% | 27.06% |
Frequently asked
- Which has the lower trailing P/E, ESQ or IGIC?
- IGIC has the lower trailing P/E: ESQ trades at 19.52 and IGIC at 10.00. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ESQ or IGIC?
- Over the past five years, ESQ grew revenue faster — ESQ at a 24.48% CAGR versus IGIC at 7.85%.
- Does ESQ or IGIC pay a bigger dividend?
- ESQ yields 0.66% and IGIC yields 1.01% based on trailing dividends and the latest price.
- Is ESQ or IGIC more profitable?
- ESQ runs the higher net margin — ESQ at 29.32% versus IGIC at 20.97%.
- How have ESQ and IGIC total returns compared?
- Over the past 5 years, ESQ delivered 32.17% and IGIC delivered 27.06% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Esquire Financial & International General Insurance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.