International General Insurance Holdings Ltd. (IGIC) vs OceanFirst Financial Corp. (OCFC)
A side-by-side comparison of International General Insurance Holdings Ltd. and OceanFirst Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — IGIC vs OCFC
growth of $100 · dividends reinvested · last 8yIGIC vs OCFC: by the numbers
- •IGIC is the larger company ($1.06B vs $1.02B market cap).
- •IGIC trades at the lower trailing earnings multiple (10.00 vs 19.93 P/E), one valuation lens rather than an overall verdict.
- •IGIC converts more revenue to profit (20.97% vs 6.77% net margin).
- •OCFC grew revenue faster over the past five years (11.24% vs 7.85% CAGR).
- •OCFC pays the higher dividend yield (4.76% vs 1.01%).
Metrics side by side
Valuation
| Metric | IGIC | OCFC |
|---|---|---|
| P/E ratio | 10.00 | 19.93 |
| Forward P/E | 10.20 | 9.59 |
| PEG ratio | 0.27 | 7.17 |
| P/S ratio | 2.05 | 1.44 |
| P/B ratio | 1.59 | 0.42 |
Profitability
| Metric | IGIC | OCFC |
|---|---|---|
| Operating margin | 20.66% | 9.04% |
| Net margin | 20.97% | 6.77% |
| ROE | 16.20% | 1.99% |
International General Insurance Holdings Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
OceanFirst Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | IGIC | OCFC |
|---|---|---|
| Dividend yield | 1.01% | 4.76% |
| Payout ratio | 10.04% | 94.46% |
Growth (annualized)
| Metric | IGIC | OCFC |
|---|---|---|
| Revenue CAGR (5Y) | 7.85% | 11.24% |
| EPS CAGR (5Y) | 37.41% | 2.78% |
| Total return CAGR (5Y) | 27.06% | -0.94% |
Frequently asked
- Which has the lower trailing P/E, IGIC or OCFC?
- IGIC has the lower trailing P/E: IGIC trades at 10.00 and OCFC at 19.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, IGIC or OCFC?
- Over the past five years, OCFC grew revenue faster — IGIC at a 7.85% CAGR versus OCFC at 11.24%.
- Does IGIC or OCFC pay a bigger dividend?
- IGIC yields 1.01% and OCFC yields 4.76% based on trailing dividends and the latest price.
- Is IGIC or OCFC more profitable?
- IGIC runs the higher net margin — IGIC at 20.97% versus OCFC at 6.77%.
- How have IGIC and OCFC total returns compared?
- Over the past 5 years, IGIC delivered 27.06% and OCFC delivered -0.94% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
International General Insurance & OceanFirst Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.