Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 25.55% is in line with its 5-year average of 27.12%, near the low end of its 5-year range (20.72%–40.29%).
0.89% above its 12-month average of 25.33%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 27.22%.
NET PROFIT MARGIN
25.55%
NET PROFIT MARGIN AVG TTM
25.33%
NET PROFIT MARGIN AVG 3Y
23.34%
NET PROFIT MARGIN AVG 5Y
27.12%
NET PROFIT MARGIN AVG 10Y
26.55%
NET PROFIT MARGIN AVG 15Y
24.87%
NET PROFIT MARGIN AVG 20Y
22.68%
CURRENT VS TTM AVG
+0.89%
CURRENT VS 3Y AVG
+9.45%
CURRENT VS 5Y AVG
-5.79%
CURRENT VS 10Y AVG
-3.78%
CURRENT VS 15Y AVG
+2.72%
CURRENT VS 20Y AVG
+12.65%
SECTOR MEDIAN · FINANCIAL SERVICES
14.24%
median of 519 covered companies
CURRENT VS SECTOR MEDIAN
+79.42%
vs the sector median at left
Community Trust Bancorp, Inc.
Market Cap
$1.39B
Net Profit Margin
25.55%
TTM Avg
25.33%
3Y Avg
23.34%
5Y Avg
27.12%
Market Cap
$1.40B
Net Profit Margin
21.89%
TTM Avg
16.45%
3Y Avg
20.35%
5Y Avg
22.27%
Market Cap
$1.42B
Net Profit Margin
9.30%
TTM Avg
20.79%
3Y Avg
26.48%
5Y Avg
28.19%
Market Cap
$1.43B
Net Profit Margin
23.37%
TTM Avg
23.70%
3Y Avg
24.74%
5Y Avg
24.16%
Market Cap
$1.33B
Net Profit Margin
22.01%
TTM Avg
18.66%
3Y Avg
20.22%
5Y Avg
20.66%
Market Cap
$1.33B
Net Profit Margin
23.46%
TTM Avg
25.71%
3Y Avg
26.66%
5Y Avg
27.40%
Market Cap
$1.45B
Net Profit Margin
26.04%
TTM Avg
23.13%
3Y Avg
26.75%
5Y Avg
30.70%
Market Cap
$1.47B
Net Profit Margin
48.19%
TTM Avg
44.51%
3Y Avg
45.12%
5Y Avg
48.70%
Market Cap
$1.30B
Net Profit Margin
21.50%
TTM Avg
22.80%
3Y Avg
25.14%
5Y Avg
22.44%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Community Trust Bancorp, Inc. (CTBI) | $1.39B | 25.55% | 25.33% | 23.34% | 27.12% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 21.89% | 16.45% | 20.35% | 22.27% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.42B | 9.30% | 20.79% | 26.48% | 28.19% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 23.37% | 23.70% | 24.74% | 24.16% |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.33B | 22.01% | 18.66% | 20.22% | 20.66% |
| HBT Financial, Inc. (HBT)vs › | $1.33B | 23.46% | 25.71% | 26.66% | 27.40% |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 26.04% | 23.13% | 26.75% | 30.70% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 48.19% | 44.51% | 45.12% | 48.70% |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.30B | 21.50% | 22.80% | 25.14% | 22.44% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 26.13% | 13.53% | 19.17% | 23.32% |
Operating Margin
33.1%
Net Profit Margin
25.6%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 27.22% |
| 2026-03-31 | 26.36% |
| 2025-12-31 | 25.70% |
| 2025-09-30 | 22.88% |
| 2025-06-30 | 24.47% |
| 2025-03-31 | 22.66% |
| 2024-12-31 | 22.92% |
| 2024-09-30 | 23.22% |
| 2024-06-30 | 21.11% |
| 2024-03-31 | 20.72% |
| 2023-12-31 | 21.43% |
| 2023-09-30 | 24.27% |
| 2023-06-30 | 24.38% |
| 2023-03-31 | 25.86% |
| 2022-12-31 | 31.51% |
| 2022-09-30 | 29.31% |
| 2022-06-30 | 33.87% |
| 2022-03-31 | 33.73% |
| 2021-12-31 | 32.44% |
| 2021-09-30 | 35.17% |
| 2021-06-30 | 40.29% |
| 2021-03-31 | 39.50% |
| 2020-12-31 | 27.10% |
| 2020-09-30 | 29.81% |
| 2020-06-30 | 33.97% |
| 2020-03-31 | 11.70% |
| 2019-12-31 | 27.10% |
| 2019-09-30 | 25.72% |
| 2019-06-30 | 31.02% |
| 2019-03-31 | 25.73% |
| 2018-12-31 | 27.33% |
| 2018-09-30 | 28.62% |
| 2018-06-30 | 20.80% |
| 2018-03-31 | 29.34% |
| 2017-12-31 | 28.09% |
| 2017-09-30 | 26.44% |
| 2017-06-30 | 22.75% |
| 2017-03-31 | 23.33% |
| 2016-12-31 | 23.97% |
| 2016-09-30 | 24.69% |
| 2016-07-28 | 24.02% |
| 2016-03-31 | 24.43% |
| 2015-12-31 | 24.67% |
| 2015-09-30 | 23.41% |
| 2015-06-30 | 25.67% |
| 2015-03-31 | 23.54% |
| 2014-12-31 | 20.63% |
| 2014-09-30 | 22.78% |
| 2014-08-01 | 26.07% |
| 2014-03-31 | 22.16% |
| 2013-12-31 | 17.82% |
| 2013-09-30 | 25.55% |
| 2013-06-30 | 23.86% |
| 2013-03-31 | 24.27% |
| 2012-12-31 | 21.09% |
| 2012-09-30 | 20.71% |
| 2012-06-30 | 24.30% |
| 2012-03-31 | 23.73% |
| 2011-12-31 | 19.54% |
| 2011-09-30 | 21.06% |
| 2011-06-30 | 17.79% |
| 2011-03-31 | 18.39% |
| 2010-12-31 | 18.37% |
| 2010-09-30 | 17.28% |
| 2010-06-30 | 17.82% |
| 2010-03-31 | 14.08% |
| 2009-12-31 | 14.15% |
| 2009-09-30 | 11.64% |
| 2009-06-30 | 12.15% |
| 2009-03-31 | 13.59% |
| 2008-12-31 | 10.56% |
| 2008-09-30 | -1.53% |
| 2008-06-30 | 16.79% |
| 2008-03-31 | 15.99% |
| 2007-12-31 | 16.24% |
| 2007-09-30 | 17.56% |
| 2007-06-30 | 15.00% |
| 2007-03-31 | 13.91% |
| 2006-12-31 | 16.47% |
| 2006-09-30 | 17.44% |
| 2006-06-30 | 17.91% |
| 2006-03-31 | 18.74% |
| 2005-12-31 | 17.08% |
| 2005-09-30 | 18.06% |
| 2005-06-30 | 17.99% |
| 2005-03-31 | 18.01% |
| 2004-12-31 | 18.09% |
| 2004-09-30 | 19.45% |
| 2004-06-30 | 19.32% |
| 2004-03-31 | 18.52% |
| 2003-12-31 | 18.94% |
| 2003-09-30 | 17.54% |
| 2003-06-30 | 16.71% |
| 2003-03-31 | 16.97% |
| 2002-12-31 | 16.22% |
| 2002-09-30 | 17.78% |
