Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 21.89% is in line with its 5-year average of 23.23%, near the high end of its 5-year range (-16.19%–36.30%).
0.98% above its 12-month average of 21.68%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 11.77%.
NET PROFIT MARGIN
21.89%
NET PROFIT MARGIN AVG TTM
21.68%
NET PROFIT MARGIN AVG 3Y
18.15%
NET PROFIT MARGIN AVG 5Y
23.23%
NET PROFIT MARGIN AVG 10Y
N/A
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+0.98%
CURRENT VS 3Y AVG
+20.64%
CURRENT VS 5Y AVG
-5.78%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.11%
median of 700 covered companies
CURRENT VS SECTOR MEDIAN
+67.04%
vs the sector median at left
Burke & Herbert Financial Services Corp.
Market Cap
$1.39B
Net Profit Margin
21.89%
TTM Avg
21.68%
3Y Avg
18.15%
5Y Avg
23.23%
Market Cap
$1.40B
Net Profit Margin
9.30%
TTM Avg
20.79%
3Y Avg
26.48%
5Y Avg
28.19%
Market Cap
$1.41B
Net Profit Margin
9.57%
TTM Avg
6.73%
3Y Avg
3.07%
5Y Avg
1.58%
Market Cap
$1.38B
Net Profit Margin
41.70%
TTM Avg
43.64%
3Y Avg
45.60%
5Y Avg
43.50%
Market Cap
$1.38B
Net Profit Margin
25.55%
TTM Avg
22.99%
3Y Avg
25.47%
5Y Avg
27.42%
Market Cap
$1.43B
Net Profit Margin
23.37%
TTM Avg
23.70%
3Y Avg
24.74%
5Y Avg
24.16%
Market Cap
$1.45B
Net Profit Margin
26.04%
TTM Avg
23.13%
3Y Avg
26.75%
5Y Avg
30.70%
Market Cap
$1.33B
Net Profit Margin
19.75%
TTM Avg
18.15%
3Y Avg
21.95%
5Y Avg
20.60%
Market Cap
$1.32B
Net Profit Margin
23.46%
TTM Avg
25.71%
3Y Avg
26.66%
5Y Avg
27.40%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Burke & Herbert Financial Services Corp. (BHRB) | $1.39B | 21.89% | 21.68% | 18.15% | 23.23% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.40B | 9.30% | 20.79% | 26.48% | 28.19% |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 9.57% | 6.73% | 3.07% | 1.58% |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 41.70% | 43.64% | 45.60% | 43.50% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 25.55% | 22.99% | 25.47% | 27.42% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 23.37% | 23.70% | 24.74% | 24.16% |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 26.04% | 23.13% | 26.75% | 30.70% |
| Peoples Bancorp Inc. (PEBO)vs › | $1.33B | 19.75% | 18.15% | 21.95% | 20.60% |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 23.46% | 25.71% | 26.66% | 27.40% |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 22.01% | 18.66% | 20.22% | 20.66% |
Operating Margin
27.1%
Net Profit Margin
21.9%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 11.77% |
| 2026-03-31 | 23.12% |
| 2025-12-31 | 24.64% |
| 2025-09-30 | 24.64% |
| 2025-06-30 | 24.22% |
| 2025-03-31 | 22.73% |
| 2024-12-31 | 16.16% |
| 2024-09-30 | 21.66% |
| 2024-06-30 | -16.19% |
| 2024-03-31 | 12.28% |
| 2023-12-31 | 12.03% |
| 2023-09-30 | 9.87% |
| 2023-06-30 | 14.63% |
| 2023-03-31 | 19.74% |
| 2022-12-31 | 36.30% |
| 2022-09-30 | 33.22% |
| 2022-06-30 | 33.50% |
| 2022-03-31 | 32.17% |
| 2021-12-31 | 29.61% |
| 2021-09-30 | 30.89% |
| 2021-06-30 | 31.50% |
| 2021-03-31 | 30.50% |
| 2020-12-31 | 30.44% |
| 2020-09-30 | 19.64% |
| 2020-06-30 | 16.23% |
| 2020-03-31 | 21.85% |
| 2019-12-31 | -5.37% |
| 2019-09-30 | 14.19% |
| 2019-06-30 | 16.60% |
| 2019-03-31 | 24.89% |
