Atlanticus Holdings Corporation (ATLC) vs Burke & Herbert Financial Services Corp. (BHRB)
A side-by-side comparison of Atlanticus Holdings Corporation and Burke & Herbert Financial Services Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ATLC vs BHRB
growth of $100 · dividends reinvested · last 10yATLC vs BHRB: by the numbers
- •ATLC is the larger company ($1.41B vs $1.39B market cap).
- •BHRB trades at the lower trailing earnings multiple (11.05 vs 12.13 P/E), one valuation lens rather than an overall verdict.
- •BHRB converts more revenue to profit (21.89% vs 9.30% net margin).
- •ATLC grew revenue faster over the past five years (33.60% vs 30.19% CAGR).
- •BHRB pays a dividend (3.18% yield), while ATLC is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | ATLC | BHRB |
|---|---|---|
| P/E ratio | 12.13 | 11.05 |
| Forward P/E | 9.66 | 9.13 |
| PEG ratio | 1.41 | 0.60 |
| P/S ratio | 0.85 | 3.14 |
| P/B ratio | 2.00 | 1.17 |
Profitability
| Metric | ATLC | BHRB |
|---|---|---|
| Operating margin | 17.73% | 27.12% |
| Net margin | 9.30% | 21.89% |
| ROE | 20.76% | 8.07% |
Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Burke & Herbert Financial Services Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ATLC | BHRB |
|---|---|---|
| Dividend yield | N/A | 3.18% |
| Payout ratio | N/A | 35.14% |
Growth (annualized)
| Metric | ATLC | BHRB |
|---|---|---|
| Revenue CAGR (5Y) | 33.60% | 30.19% |
| EPS CAGR (5Y) | 6.79% | 18.55% |
| Total return CAGR (5Y) | 11.24% | 8.92% |
Frequently asked
- Which has the lower trailing P/E, ATLC or BHRB?
- BHRB has the lower trailing P/E: ATLC trades at 12.13 and BHRB at 11.05. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ATLC or BHRB?
- Over the past five years, ATLC grew revenue faster — ATLC at a 33.60% CAGR versus BHRB at 30.19%.
- Does ATLC or BHRB pay a bigger dividend?
- BHRB pays a dividend (3.18% yield), while ATLC is a former payer with no current dividend run rate.
- Is ATLC or BHRB more profitable?
- BHRB runs the higher net margin — ATLC at 9.30% versus BHRB at 21.89%.
- How have ATLC and BHRB total returns compared?
- Over the past 10 years, ATLC delivered 40.96% and BHRB delivered 7.50% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Atlanticus & Burke & Herbert Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.