Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 10.83% is in line with its 5-year average of 10.28%, around the middle of its 5-year range (8.99%–13.39%).
As of the fiscal period ended Tuesday, June 30, 2026. 5.98% above its 12-month average of 10.22%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 10.83%.
DEBT TO ASSETS RATIO
10.83%
DEBT TO ASSETS RATIO AVG TTM
10.22%
DEBT TO ASSETS RATIO AVG 3Y
10.18%
DEBT TO ASSETS RATIO AVG 5Y
10.28%
DEBT TO ASSETS RATIO AVG 10Y
12.66%
DEBT TO ASSETS RATIO AVG 15Y
31.20%
DEBT TO ASSETS RATIO AVG 20Y
41.29%
CURRENT VS TTM AVG
+5.98%
CURRENT VS 3Y AVG
+6.42%
CURRENT VS 5Y AVG
+5.40%
CURRENT VS 10Y AVG
-14.44%
CURRENT VS 15Y AVG
-65.28%
CURRENT VS 20Y AVG
-73.76%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 571 covered companies
CURRENT VS SECTOR MEDIAN
+21563.62%
vs the sector median at left
Medallion Financial Corp.
Market Cap
$274.93M
Debt to Assets Ratio
10.83%
TTM Avg
10.22%
3Y Avg
10.18%
5Y Avg
10.28%
Market Cap
$274.10M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$273.85M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$276.95M
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$277.49M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$271.45M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$279.00M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$270.60M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Medallion Financial Corp. (MFIN) | $274.93M | 10.83% | 10.22% | 10.18% | 10.28% |
| National Bankshares, Inc. (NKSH)vs › | $274.10M | 0.00% | N/A | N/A | N/A |
| First National Corporation (FXNC)vs › | $273.85M | 0.02% | N/A | N/A | N/A |
| Isabella Bank Corporation (ISBA)vs › | $276.95M | 0.07% | N/A | N/A | N/A |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| LCNB Corp. (LCNB)vs › | $271.96M | 0.05% | N/A | N/A | N/A |
| Kingstone Companies, Inc. (KINS)vs › | $271.45M | 0.01% | N/A | N/A | N/A |
| First United Corporation (FUNC)vs › | $279.00M | 0.05% | N/A | N/A | N/A |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.60M | N/A | N/A | N/A | N/A |
| Cartesian Growth Corp. Iv (CGCF)vs › | $270.05M | N/A | N/A | N/A | N/A |
Debt/Assets
10.8%
Debt/Equity
0.85
Current ratio and interest coverage is unavailable for Medallion Financial Corp.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 10.83% |
| 2026-03-31 | 8.99% |
| 2025-12-31 | 10.70% |
| 2025-09-30 | 10.40% |
| 2025-06-30 | 10.17% |
| 2025-03-31 | 11.18% |
| 2024-12-31 | 10.06% |
| 2024-09-30 | 10.03% |
| 2024-06-30 | 10.02% |
| 2024-03-31 | 10.20% |
| 2023-12-31 | 9.78% |
| 2023-09-30 | 9.61% |
| 2023-06-30 | 10.16% |
| 2023-03-31 | 9.56% |
| 2022-12-31 | 10.17% |
| 2022-09-30 | 10.46% |
| 2022-06-30 | 10.92% |
| 2022-03-31 | 11.73% |
| 2021-12-31 | 12.34% |
| 2021-09-30 | 12.81% |
| 2021-06-30 | 13.39% |
| 2021-03-31 | 15.79% |
| 2020-12-31 | 15.47% |
| 2020-09-30 | 13.72% |
| 2020-06-30 | 13.77% |
| 2020-03-31 | 14.60% |
| 2019-12-31 | 14.77% |
| 2019-09-30 | 15.54% |
| 2019-06-30 | 16.12% |
| 2019-03-31 | 17.24% |
| 2018-12-31 | 15.49% |
| 2018-09-30 | 20.24% |
| 2018-06-30 | 21.50% |
| 2018-03-31 | 46.64% |
| 2017-12-31 | 51.55% |
| 2017-09-30 | 44.65% |
| 2017-06-30 | 45.38% |
| 2017-03-31 | 45.10% |
| 2016-12-31 | 45.85% |
| 2016-09-30 | 49.79% |
| 2016-06-30 | 56.62% |
| 2016-03-31 | 54.46% |
| 2015-12-31 | 53.92% |
| 2015-09-30 | 52.16% |
| 2015-06-30 | 50.92% |
| 2015-03-31 | 50.57% |
| 2014-12-31 | 49.94% |
| 2014-09-30 | 48.82% |
| 2014-06-30 | 48.37% |
| 2014-03-31 | 47.56% |
| 2013-12-31 | 47.38% |
| 2013-09-30 | 53.53% |
| 2013-06-30 | 54.17% |
| 2013-03-31 | 52.68% |
| 2012-12-31 | 53.32% |
| 2012-09-30 | 57.37% |
| 2012-06-30 | 57.51% |
| 2012-03-31 | 65.73% |
| 2011-12-31 | 66.62% |
| 2011-09-30 | 66.73% |
| 2011-06-30 | 67.83% |
| 2011-03-31 | 68.12% |
| 2010-12-31 | 69.15% |
| 2010-09-30 | 68.99% |
| 2010-06-30 | 69.43% |
| 2010-03-31 | 68.36% |
| 2009-12-31 | 68.90% |
| 2009-09-30 | 68.90% |
| 2009-06-30 | 70.13% |
| 2009-03-31 | 71.87% |
| 2008-12-31 | 71.54% |
| 2008-09-30 | 71.31% |
| 2008-06-30 | 71.37% |
| 2008-03-31 | 74.75% |
| 2007-12-31 | 75.22% |
| 2007-09-30 | 75.20% |
| 2007-06-30 | 73.90% |
| 2007-03-31 | 73.43% |
| 2006-12-31 | 72.06% |
| 2006-09-30 | 79.60% |
| 2006-06-30 | 78.93% |
| 2006-03-31 | 79.59% |
| 2005-12-31 | 69.92% |
| 2005-09-30 | 77.21% |
| 2005-06-30 | 76.49% |
| 2005-03-31 | 75.78% |
| 2004-12-31 | 74.08% |
| 2004-09-30 | 71.81% |
| 2004-06-30 | 72.70% |
| 2004-03-31 | 65.65% |
| 2003-12-31 | 62.97% |
| 2003-09-30 | 60.53% |
| 2003-06-30 | 60.25% |
| 2003-03-31 | 58.07% |
| 2002-12-31 | 58.96% |
| 2002-09-30 | 60.37% |
