Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 4.67% is in line with its 5-year average of 4.84%, around the middle of its 5-year range (0.87%–9.46%).
As of the fiscal period ended Tuesday, June 30, 2026. 5.45% below its 12-month average of 4.94%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 4.67%.
DEBT TO ASSETS RATIO
4.67%
DEBT TO ASSETS RATIO AVG TTM
4.94%
DEBT TO ASSETS RATIO AVG 3Y
6.33%
DEBT TO ASSETS RATIO AVG 5Y
4.84%
DEBT TO ASSETS RATIO AVG 10Y
3.65%
DEBT TO ASSETS RATIO AVG 15Y
3.38%
DEBT TO ASSETS RATIO AVG 20Y
3.13%
CURRENT VS TTM AVG
-5.45%
CURRENT VS 3Y AVG
-26.26%
CURRENT VS 5Y AVG
-3.62%
CURRENT VS 10Y AVG
+27.85%
CURRENT VS 15Y AVG
+38.19%
CURRENT VS 20Y AVG
+48.98%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 512 covered companies
CURRENT VS SECTOR MEDIAN
+9238.97%
vs the sector median at left
Market Cap
$273.04M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$270.19M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$273.78M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$270.05M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$269.99M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$274.81M
Debt to Assets Ratio
0.11%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$267.54M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$277.17M
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| LCNB Corp. (LCNB) | $271.96M | 4.67% | 4.94% | 6.33% | 4.84% |
| First National Corporation (FXNC)vs › | $273.04M | 0.02% | N/A | N/A | N/A |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.19M | N/A | N/A | N/A | N/A |
| National Bankshares, Inc. (NKSH)vs › | $273.78M | 0.00% | N/A | N/A | N/A |
| Cartesian Growth Corp. Iv (CGCF)vs › | $270.05M | N/A | N/A | N/A | N/A |
| Kingstone Companies, Inc. (KINS)vs › | $269.99M | 0.01% | N/A | N/A | N/A |
| Medallion Financial Corp. (MFIN)vs › | $274.81M | 0.11% | N/A | N/A | N/A |
| Hawthorn Bancshares, Inc. (HWBK)vs › | $267.54M | 0.05% | N/A | N/A | N/A |
| Isabella Bank Corporation (ISBA)vs › | $277.17M | 0.07% | N/A | N/A | N/A |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $266.05M | N/A | N/A | N/A | N/A |
Debt/Assets
4.7%
Debt/Equity
0.37
Current ratio and interest coverage is unavailable for LCNB Corp.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 4.67% |
| 2026-03-31 | 4.96% |
| 2025-12-31 | 5.27% |
| 2025-09-30 | 4.97% |
| 2025-06-30 | 4.83% |
| 2025-03-31 | 4.82% |
| 2024-12-31 | 6.99% |
| 2024-09-30 | 6.89% |
| 2024-06-30 | 7.10% |
| 2024-03-31 | 7.83% |
| 2023-12-31 | 9.46% |
| 2023-09-30 | 7.52% |
| 2023-06-30 | 7.01% |
| 2023-03-31 | 5.29% |
| 2022-12-31 | 5.06% |
| 2022-09-30 | 1.82% |
| 2022-06-30 | 1.89% |
| 2022-03-31 | 2.16% |
| 2021-12-31 | 0.87% |
| 2021-09-30 | 1.15% |
| 2021-06-30 | 1.18% |
| 2021-03-31 | 1.32% |
| 2020-12-31 | 1.63% |
| 2020-09-30 | 2.19% |
| 2020-06-30 | 2.28% |
| 2020-03-31 | 2.55% |
| 2019-12-31 | 2.83% |
| 2019-09-30 | 2.89% |
| 2019-06-30 | 2.90% |
| 2019-03-31 | 2.96% |
| 2018-12-31 | 6.31% |
| 2018-09-30 | 1.42% |
| 2018-06-30 | 1.67% |
| 2018-03-31 | 0.48% |
| 2017-12-31 | 3.65% |
| 2017-09-30 | 2.31% |
| 2017-06-30 | 2.40% |
| 2017-03-31 | 1.25% |
| 2016-12-31 | 3.26% |
| 2016-09-30 | 1.32% |
| 2016-06-30 | 2.38% |
| 2016-03-31 | 0.97% |
| 2015-12-31 | 3.38% |
| 2015-09-30 | 1.64% |
| 2015-06-30 | 1.51% |
| 2015-03-31 | 1.74% |
| 2014-12-31 | 2.53% |
| 2014-09-30 | 3.24% |
| 2014-06-30 | 3.04% |
| 2014-03-31 | 2.01% |
| 2013-12-31 | 2.23% |
| 2013-09-30 | 3.74% |
| 2013-06-30 | 5.19% |
| 2013-03-31 | 2.61% |
| 2012-12-31 | 3.48% |
| 2012-09-30 | 3.20% |
| 2012-06-30 | 4.03% |
| 2012-03-31 | 3.96% |
| 2011-12-31 | 5.43% |
| 2011-09-30 | 4.22% |
| 2011-06-30 | 4.32% |
| 2011-03-31 | 4.42% |
| 2010-12-31 | 5.90% |
| 2010-09-30 | 3.87% |
| 2010-06-30 | 3.52% |
| 2010-03-31 | 3.99% |
| 2009-12-31 | 5.34% |
| 2009-09-30 | 3.42% |
| 2009-06-30 | 2.90% |
| 2009-03-31 | 3.01% |
| 2008-12-31 | 1.11% |
| 2008-09-30 | 1.00% |
| 2008-06-30 | 1.08% |
| 2008-03-31 | 0.92% |
| 2007-12-31 | 1.07% |
| 2007-09-30 | 1.39% |
| 2007-06-30 | 1.16% |
| 2007-03-31 | 1.12% |
| 2006-12-31 | 2.80% |
| 2006-09-30 | 0.00% |
| 2006-06-30 | 0.01% |
| 2006-03-31 | 0.01% |
| 2005-12-31 | 0.38% |
| 2005-09-30 | 0.70% |
| 2005-06-30 | 0.39% |
| 2005-03-31 | 0.41% |
| 2004-12-31 | 0.65% |
| 2004-09-30 | 0.80% |
| 2004-06-30 | 0.83% |
| 2004-03-31 | 0.83% |
| 2003-12-31 | 0.80% |
| 2003-09-30 | 1.19% |
| 2003-06-30 | 1.20% |
| 2003-03-31 | 1.23% |
| 2002-12-31 | 1.23% |
| 2002-09-30 | 1.23% |
