Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 5.23% is in line with its 5-year average of 5.10%, around the middle of its 5-year range (2.94%–7.94%).
As of the fiscal period ended Tuesday, June 30, 2026. 2.68% above its 12-month average of 5.09%.
Reported quarterly debt to assets ratio; no daily interpolation.
DEBT TO ASSETS RATIO
5.23%
DEBT TO ASSETS RATIO AVG TTM
5.09%
DEBT TO ASSETS RATIO AVG 3Y
5.15%
DEBT TO ASSETS RATIO AVG 5Y
5.10%
DEBT TO ASSETS RATIO AVG 10Y
10.66%
DEBT TO ASSETS RATIO AVG 15Y
12.92%
DEBT TO ASSETS RATIO AVG 20Y
12.62%
CURRENT VS TTM AVG
+2.68%
CURRENT VS 3Y AVG
+1.58%
CURRENT VS 5Y AVG
+2.54%
CURRENT VS 10Y AVG
-50.97%
CURRENT VS 15Y AVG
-59.56%
CURRENT VS 20Y AVG
-58.57%
SECTOR MEDIAN · FINANCIAL SERVICES
0.11%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+4651.46%
vs the sector median at left
Isabella Bank Corporation
Market Cap
$291.47M
Debt to Assets Ratio
5.23%
TTM Avg
5.09%
3Y Avg
5.15%
5Y Avg
5.10%
Market Cap
$321.21M
Debt to Assets Ratio
0.16%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$199.55M
Debt to Assets Ratio
0.22%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$180.69M
Debt to Assets Ratio
0.12%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$163.73M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$157.44M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$139.17M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$74.53M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.89M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Isabella Bank Corporation (ISBA) | $291.47M | 5.23% | 5.09% | 5.15% | 5.10% |
| BlackRock Floating Rate Income Trust (BGT)vs › | $321.21M | 0.16% | N/A | N/A | N/A |
| Franklin Universal Trust (FT)vs › | $199.55M | 0.22% | N/A | N/A | N/A |
| The New Germany Fund, Inc. (GF)vs › | $180.69M | 0.12% | N/A | N/A | N/A |
| DeFi Technologies Inc. (DEFT)vs › | $163.73M | 0.01% | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $157.44M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $139.17M | N/A | N/A | N/A | N/A |
| Nuveen Minnesota Quality Municipal Income Fund (NMS)vs › | $74.53M | 0.00% | N/A | N/A | N/A |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ)vs › | $5.89M | N/A | N/A | N/A | N/A |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $611.98M | N/A | N/A | N/A | N/A |
Debt/Assets
5.2%
Debt/Equity
0.62
Current Ratio
0.12
Interest Coverage
0.7x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 5.23% |
| 2026-03-31 | 6.35% |
| 2025-12-31 | 6.45% |
| 2025-09-30 | 4.05% |
| 2025-06-30 | 3.37% |
| 2025-03-31 | 3.65% |
| 2024-12-31 | 5.42% |
| 2024-09-30 | 4.60% |
| 2024-06-30 | 5.76% |
| 2024-03-31 | 3.52% |
| 2023-12-31 | 5.64% |
| 2023-09-30 | 6.92% |
| 2023-06-30 | 5.94% |
| 2023-03-31 | 2.94% |
| 2022-12-31 | 4.29% |
| 2022-09-30 | 3.96% |
| 2022-06-30 | 4.22% |
| 2022-03-31 | 4.39% |
| 2021-12-31 | 4.89% |
| 2021-09-30 | 7.52% |
| 2021-06-30 | 7.94% |
| 2021-03-31 | 7.04% |
| 2020-12-31 | 8.11% |
| 2020-09-30 | 12.09% |
| 2020-06-30 | 12.35% |
| 2020-03-31 | 14.49% |
| 2019-12-31 | 15.21% |
| 2019-09-30 | 15.29% |
| 2019-06-30 | 17.56% |
| 2019-03-31 | 17.25% |
| 2018-12-31 | 18.52% |
| 2018-09-30 | 19.62% |
| 2018-06-30 | 19.73% |
| 2018-03-31 | 16.84% |
| 2017-12-31 | 19.02% |
| 2017-09-30 | 20.48% |
| 2017-06-30 | 20.31% |
| 2017-03-31 | 18.59% |
| 2016-12-31 | 19.50% |
| 2016-09-30 | 19.07% |
| 2016-06-30 | 18.96% |
| 2016-03-31 | 18.31% |
| 2015-12-31 | 18.57% |
| 2015-09-30 | 18.38% |
| 2015-06-30 | 19.38% |
| 2015-03-31 | 18.03% |
| 2014-12-31 | 18.70% |
| 2014-09-30 | 18.69% |
| 2014-06-30 | 18.36% |
| 2014-03-31 | 18.01% |
| 2013-12-31 | 18.71% |
| 2013-09-30 | 18.23% |
| 2013-06-30 | 18.08% |
| 2013-03-31 | 16.20% |
| 2012-12-31 | 16.85% |
| 2012-09-30 | 16.31% |
| 2012-06-30 | 16.95% |
| 2012-03-31 | 15.67% |
| 2011-12-31 | 16.15% |
| 2011-09-30 | 16.38% |
| 2011-06-30 | 15.33% |
| 2011-03-31 | 14.52% |
| 2010-12-31 | 15.90% |
| 2010-09-30 | 16.37% |
| 2010-06-30 | 15.82% |
| 2010-03-31 | 16.07% |
| 2009-12-31 | 16.88% |
| 2009-09-30 | 16.29% |
| 2009-06-30 | 16.30% |
| 2009-03-31 | 18.04% |
| 2008-12-31 | 19.52% |
| 2008-09-30 | 13.98% |
| 2008-06-30 | 0.00% |
| 2008-03-31 | 0.00% |
| 2007-12-31 | 9.70% |
| 2007-09-30 | 7.26% |
| 2007-06-30 | 7.34% |
| 2007-03-31 | 6.61% |
| 2006-12-31 | 6.41% |
| 2006-09-30 | 7.41% |
| 2006-06-30 | 9.10% |
| 2006-03-31 | 5.81% |
| 2005-12-31 | 7.03% |
| 2005-09-30 | 6.64% |
| 2005-06-30 | 5.45% |
| 2005-03-31 | 4.25% |
| 2004-12-31 | 4.57% |
| 2004-09-30 | 3.47% |
| 2004-06-30 | 5.00% |
| 2004-03-31 | 3.71% |
| 2003-12-31 | 2.72% |
| 2003-09-30 | 5.36% |
| 2003-06-30 | 2.60% |
| 2003-03-31 | 2.33% |
| 2002-12-31 | 2.73% |
| 2002-09-30 | 2.61% |
