Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 20.80% is 10% below its 5-year average of 23.22%, near the low end of its 5-year range (20.80%–25.85%).
As of the fiscal period ended Saturday, February 28, 2026. 4.07% below its 12-month average of 21.68%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-02-28): 20.80%.
DEBT TO ASSETS RATIO
20.80%
DEBT TO ASSETS RATIO AVG TTM
21.68%
DEBT TO ASSETS RATIO AVG 3Y
23.27%
DEBT TO ASSETS RATIO AVG 5Y
23.22%
DEBT TO ASSETS RATIO AVG 10Y
23.42%
DEBT TO ASSETS RATIO AVG 15Y
23.35%
DEBT TO ASSETS RATIO AVG 20Y
22.84%
CURRENT VS TTM AVG
-4.07%
CURRENT VS 3Y AVG
-10.62%
CURRENT VS 5Y AVG
-10.42%
CURRENT VS 10Y AVG
-11.18%
CURRENT VS 15Y AVG
-10.93%
CURRENT VS 20Y AVG
-8.91%
SECTOR MEDIAN · FINANCIAL SERVICES
0.10%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
+20700.76%
vs the sector median at left
Franklin Universal Trust
Market Cap
$179.94M
Debt to Assets Ratio
20.80%
TTM Avg
21.68%
3Y Avg
23.27%
5Y Avg
23.22%
Market Cap
$175.35M
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$207.14M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$147.61M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$145.44M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$266.59M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$273.21M
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$64.29M
Debt to Assets Ratio
0.39%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$317.33M
Debt to Assets Ratio
0.17%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Franklin Universal Trust (FT) | $179.94M | 20.80% | 21.68% | 23.27% | 23.22% |
| The New Germany Fund, Inc. (GF)vs › | $175.35M | 0.08% | N/A | N/A | N/A |
| DeFi Technologies Inc. (DEFT)vs › | $207.14M | 0.00% | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $147.61M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $145.44M | N/A | N/A | N/A | N/A |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $266.59M | N/A | N/A | N/A | N/A |
| Isabella Bank Corporation (ISBA)vs › | $273.21M | 0.07% | N/A | N/A | N/A |
| Nuveen Minnesota Quality Municipal Income Fund (NMS)vs › | $64.29M | 0.39% | N/A | N/A | N/A |
| BlackRock Floating Rate Income Trust (BGT)vs › | $317.33M | 0.17% | N/A | N/A | N/A |
| Hypoport SE (HYPOF)vs › | $630.67M | 0.24% | N/A | N/A | N/A |
Debt/Assets
20.8%
Debt/Equity
0.26
Current Ratio
13.85
Interest Coverage
6.3x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-02-28 | 20.80% |
| 2025-08-31 | 21.94% |
| 2025-02-28 | 22.31% |
| 2024-08-31 | 22.48% |
| 2024-02-29 | 24.18% |
| 2023-08-31 | 25.85% |
| 2023-02-28 | 25.36% |
| 2022-08-31 | 24.08% |
| 2022-02-28 | 23.08% |
| 2021-08-31 | 22.22% |
| 2021-02-28 | 23.15% |
| 2020-08-31 | 23.91% |
| 2020-02-29 | 23.32% |
| 2019-08-31 | 22.98% |
| 2019-02-28 | 23.80% |
| 2018-08-31 | 24.31% |
| 2018-02-28 | 23.27% |
| 2017-08-31 | 22.38% |
| 2017-02-28 | 22.63% |
| 2016-08-31 | 23.63% |
| 2016-02-29 | 26.12% |
| 2015-08-31 | 25.00% |
| 2015-02-28 | 22.69% |
| 2014-08-31 | 22.14% |
| 2014-02-28 | 22.51% |
| 2013-08-31 | 23.08% |
| 2013-02-28 | 17.52% |
| 2012-08-31 | 18.15% |
| 2012-02-29 | 18.43% |
| 2011-08-31 | 19.41% |
| 2011-02-28 | 18.82% |
| 2010-08-31 | 20.15% |
| 2010-02-28 | 20.68% |
| 2009-08-31 | 22.07% |
| 2009-02-28 | 27.31% |
| 2008-08-31 | 26.96% |
| 2008-02-29 | 23.30% |
| 2007-08-31 | 22.23% |
| 2007-02-28 | 20.83% |
| 2006-08-31 | 21.87% |
| 2006-02-28 | 21.50% |
| 2005-08-31 | 21.53% |
| 2005-02-28 | 21.84% |
| 2004-08-31 | 23.22% |
| 2004-02-29 | 23.07% |
| 2003-08-31 | 25.52% |
| 2002-08-31 | 29.73% |
| 2001-08-31 | 27.39% |