Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 12.97x is 92% above its 5-year average of 6.76x, near the high end of its 5-year range (-4.57x–16.69x).
As of the fiscal period ended Saturday, February 28, 2026. 52.12% above its 12-month average of 8.53x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
12.97x
INTEREST COVERAGE RATIO AVG TTM
8.53x
INTEREST COVERAGE RATIO AVG 3Y
6.23x
INTEREST COVERAGE RATIO AVG 5Y
6.76x
INTEREST COVERAGE RATIO AVG 10Y
5.20x
INTEREST COVERAGE RATIO AVG 15Y
4.22x
INTEREST COVERAGE RATIO AVG 20Y
2.74x
CURRENT VS TTM AVG
+52.12%
CURRENT VS 3Y AVG
+108.35%
CURRENT VS 5Y AVG
+91.93%
CURRENT VS 10Y AVG
+149.47%
CURRENT VS 15Y AVG
+207.14%
CURRENT VS 20Y AVG
+372.77%
SECTOR MEDIAN · FINANCIAL SERVICES
5.21x
median of 92 covered companies
CURRENT VS SECTOR MEDIAN
+148.95%
vs the sector median at left
Franklin Universal Trust
Market Cap
$196.78M
Interest Coverage Ratio
12.97x
TTM Avg
8.53x
3Y Avg
6.23x
5Y Avg
6.76x
Market Cap
$187.17M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$183.44M
Interest Coverage Ratio
6.06x
TTM Avg
6.06x
3Y Avg
6.06x
5Y Avg
6.06x
Market Cap
$155.72M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$139.92M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$291.62M
Interest Coverage Ratio
0.66x
TTM Avg
0.57x
3Y Avg
1.80x
5Y Avg
1.87x
Market Cap
$74.22M
Interest Coverage Ratio
-0.12x
TTM Avg
1.36x
3Y Avg
8.91x
5Y Avg
6.41x
Market Cap
$324.79M
Interest Coverage Ratio
5.24x
TTM Avg
5.03x
3Y Avg
5.72x
5Y Avg
6.69x
Market Cap
$5.89M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Franklin Universal Trust (FT) | $196.78M | 12.97x | 8.53x | 6.23x | 6.76x |
| The New Germany Fund, Inc. (GF)vs › | $187.17M | N/A | N/A | N/A | N/A |
| DeFi Technologies Inc. (DEFT)vs › | $183.44M | 6.06x | 6.06x | 6.06x | 6.06x |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $155.72M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $139.92M | N/A | N/A | N/A | N/A |
| Isabella Bank Corporation (ISBA)vs › | $291.62M | 0.66x | 0.57x | 1.80x | 1.87x |
| Nuveen Minnesota Quality Municipal Income Fund (NMS)vs › | $74.22M | -0.12x | 1.36x | 8.91x | 6.41x |
| BlackRock Floating Rate Income Trust (BGT)vs › | $324.79M | 5.24x | 5.03x | 5.72x | 6.69x |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ)vs › | $5.89M | N/A | N/A | N/A | N/A |
| Hypoport SE (HYPOF)vs › | $630.67M | 6.31x | 4.81x | 5.14x | 7.63x |
Interest Coverage
13.0x
Debt/Equity
0.26
Current Ratio
13.85
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-02-28 | 12.97x |
| 2025-08-31 | 7.13x |
| 2025-02-28 | 5.48x |
| 2024-08-31 | 15.45x |
| 2024-02-29 | 3.60x |
| 2023-08-31 | 3.52x |
| 2023-02-28 | -4.57x |
| 2022-08-31 | 5.28x |
| 2022-02-28 | -0.51x |
| 2021-08-31 | 16.69x |
| 2021-02-28 | 9.30x |
| 2020-08-31 | -0.01x |
| 2020-02-29 | 0.84x |
| 2019-08-31 | 12.99x |
| 2018-08-31 | 1.25x |
| 2017-08-31 | 1.49x |
| 2017-02-28 | 0.53x |
| 2016-08-31 | 0.20x |
| 2016-02-29 | 7.16x |
| 2015-08-31 | 7.40x |
| 2015-02-28 | 7.41x |
| 2014-08-31 | 1.27x |
| 2014-02-28 | 0.52x |
| 2013-08-31 | 5.13x |
| 2013-02-28 | 0.89x |
| 2012-08-31 | 1.18x |
| 2012-02-29 | 0.53x |
| 2011-08-31 | -1.08x |
| 2011-02-28 | 0.42x |
| 2010-08-31 | 0.95x |
| 2010-02-28 | 0.52x |
| 2009-08-31 | 0.13x |
| 2009-02-28 | -0.06x |
| 2008-08-31 | -1.25x |
| 2008-02-29 | -0.82x |
| 2007-08-31 | -0.73x |
| 2007-02-28 | 0.39x |
| 2006-08-31 | 16.23x |
| 2006-02-28 | -3.39x |
| 2005-08-31 | 2.56x |
| 2005-02-28 | 0.42x |
| 2004-08-31 | -23.08x |
| 2004-02-29 | 0.31x |
