Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 6.31x is in line with its 5-year average of 6.76x, around the middle of its 5-year range (-4.57x–16.69x).
25.99% below its 12-month average of 8.53x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-02-28): 12.97x.
INTEREST COVERAGE RATIO
6.31x
INTEREST COVERAGE RATIO AVG TTM
8.53x
INTEREST COVERAGE RATIO AVG 3Y
6.23x
INTEREST COVERAGE RATIO AVG 5Y
6.76x
INTEREST COVERAGE RATIO AVG 10Y
5.20x
INTEREST COVERAGE RATIO AVG 15Y
4.22x
INTEREST COVERAGE RATIO AVG 20Y
2.74x
CURRENT VS TTM AVG
-25.99%
CURRENT VS 3Y AVG
+1.36%
CURRENT VS 5Y AVG
-6.63%
CURRENT VS 10Y AVG
+21.37%
CURRENT VS 15Y AVG
+49.42%
CURRENT VS 20Y AVG
+130.00%
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
+20.65%
vs the sector median at left
Franklin Universal Trust
Market Cap
$178.19M
Interest Coverage Ratio
6.31x
TTM Avg
8.53x
3Y Avg
6.23x
5Y Avg
6.76x
Market Cap
$174.05M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$195.50M
Interest Coverage Ratio
6.06x
TTM Avg
6.06x
3Y Avg
6.06x
5Y Avg
6.06x
Market Cap
$143.29M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$140.35M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$266.32M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$281.94M
Interest Coverage Ratio
0.66x
TTM Avg
0.57x
3Y Avg
1.80x
5Y Avg
1.87x
Market Cap
$63.71M
Interest Coverage Ratio
5.09x
TTM Avg
5.09x
3Y Avg
3.23x
5Y Avg
7.64x
Market Cap
$312.86M
Interest Coverage Ratio
5.24x
TTM Avg
5.03x
3Y Avg
5.72x
5Y Avg
6.69x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Franklin Universal Trust (FT) | $178.19M | 6.31x | 8.53x | 6.23x | 6.76x |
| The New Germany Fund, Inc. (GF)vs › | $174.05M | N/A | N/A | N/A | N/A |
| DeFi Technologies Inc. (DEFT)vs › | $195.50M | 6.06x | 6.06x | 6.06x | 6.06x |
| Global X - MSCI Colombia ETF (COLO)vs › | $143.29M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $140.35M | N/A | N/A | N/A | N/A |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $266.32M | N/A | N/A | N/A | N/A |
| Isabella Bank Corporation (ISBA)vs › | $281.94M | 0.66x | 0.57x | 1.80x | 1.87x |
| Nuveen Minnesota Quality Municipal Income Fund (NMS)vs › | $63.71M | 5.09x | 5.09x | 3.23x | 7.64x |
| BlackRock Floating Rate Income Trust (BGT)vs › | $312.86M | 5.24x | 5.03x | 5.72x | 6.69x |
| Hypoport SE (HYPOF)vs › | $630.67M | 6.31x | 4.81x | 5.14x | 7.63x |
Interest Coverage
6.3x
Debt/Equity
0.26
Current Ratio
13.85
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-02-28 | 12.97x |
| 2025-08-31 | 7.13x |
| 2025-02-28 | 5.48x |
| 2024-08-31 | 15.45x |
| 2024-02-29 | 3.60x |
| 2023-08-31 | 3.52x |
| 2023-02-28 | -4.57x |
| 2022-08-31 | 5.28x |
| 2022-02-28 | -0.51x |
| 2021-08-31 | 16.69x |
| 2021-02-28 | 9.30x |
| 2020-08-31 | -0.01x |
| 2020-02-29 | 0.84x |
| 2019-08-31 | 12.99x |
| 2018-08-31 | 1.25x |
| 2017-08-31 | 1.49x |
| 2017-02-28 | 0.53x |
| 2016-08-31 | 0.20x |
| 2016-02-29 | 7.16x |
| 2015-08-31 | 7.40x |
| 2015-02-28 | 7.41x |
| 2014-08-31 | 1.27x |
| 2014-02-28 | 0.52x |
| 2013-08-31 | 5.13x |
| 2013-02-28 | 0.89x |
| 2012-08-31 | 1.18x |
| 2012-02-29 | 0.53x |
| 2011-08-31 | -1.08x |
| 2011-02-28 | 0.42x |
| 2010-08-31 | 0.95x |
| 2010-02-28 | 0.52x |
| 2009-08-31 | 0.13x |
| 2009-02-28 | -0.06x |
| 2008-08-31 | -1.25x |
| 2008-02-29 | -0.82x |
| 2007-08-31 | -0.73x |
| 2007-02-28 | 0.39x |
| 2006-08-31 | 16.23x |
| 2006-02-28 | -3.39x |
| 2005-08-31 | 2.56x |
| 2005-02-28 | 0.42x |
| 2004-08-31 | -23.08x |
| 2004-02-29 | 0.31x |
