Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 6.31x is in line with its 5-year average of 6.81x, around the middle of its 5-year range (-7.17x–20.97x).
9.90% below its 12-month average of 7.00x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 6.93x.
INTEREST COVERAGE RATIO
6.31x
INTEREST COVERAGE RATIO AVG TTM
7.00x
INTEREST COVERAGE RATIO AVG 3Y
4.48x
INTEREST COVERAGE RATIO AVG 5Y
6.81x
INTEREST COVERAGE RATIO AVG 10Y
10.13x
INTEREST COVERAGE RATIO AVG 15Y
10.02x
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-9.90%
CURRENT VS 3Y AVG
+40.99%
CURRENT VS 5Y AVG
-7.38%
CURRENT VS 10Y AVG
-37.72%
CURRENT VS 15Y AVG
-37.03%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
+20.65%
vs the sector median at left
Hypoport SE
Market Cap
$1.50B
Interest Coverage Ratio
6.31x
TTM Avg
7.00x
3Y Avg
4.48x
5Y Avg
6.81x
Market Cap
$1.02B
Interest Coverage Ratio
-0.46x
TTM Avg
2.08x
3Y Avg
2.33x
5Y Avg
3.20x
Market Cap
$749.47M
Interest Coverage Ratio
0.41x
TTM Avg
0.41x
3Y Avg
1.04x
5Y Avg
2.23x
Market Cap
$668.01M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$664.21M
Interest Coverage Ratio
5.20x
TTM Avg
4.53x
3Y Avg
3.88x
5Y Avg
12.12x
Market Cap
$2.48B
Interest Coverage Ratio
1.95x
TTM Avg
4.25x
3Y Avg
3.37x
5Y Avg
5.68x
Market Cap
$320.62M
Interest Coverage Ratio
5.24x
TTM Avg
5.03x
3Y Avg
5.72x
5Y Avg
6.69x
Market Cap
$282.67M
Interest Coverage Ratio
0.66x
TTM Avg
0.57x
3Y Avg
1.80x
5Y Avg
1.87x
Market Cap
$266.05M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hypoport SE (HYPOF) | $1.50B | 6.31x | 7.00x | 4.48x | 6.81x |
| Lufax Holding Ltd (LU)vs › | $1.02B | -0.46x | 2.08x | 2.33x | 3.20x |
| Washington Trust Bancorp, Inc. (WASH)vs › | $749.47M | 0.41x | 0.41x | 1.04x | 2.23x |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $668.01M | N/A | N/A | N/A | N/A |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $664.21M | 5.20x | 4.53x | 3.88x | 12.12x |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.48B | 1.95x | 4.25x | 3.37x | 5.68x |
| BlackRock Floating Rate Income Trust (BGT)vs › | $320.62M | 5.24x | 5.03x | 5.72x | 6.69x |
| Isabella Bank Corporation (ISBA)vs › | $282.67M | 0.66x | 0.57x | 1.80x | 1.87x |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $266.05M | N/A | N/A | N/A | N/A |
| DeFi Technologies Inc. (DEFT)vs › | $195.93M | 6.06x | 6.06x | 6.06x | 6.06x |
Interest Coverage
6.3x
Debt/Equity
0.42
Current Ratio
1.49
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 6.93x |
| 2026-03-31 | 11.48x |
| 2025-12-31 | 1.98x |
| 2025-09-30 | 6.78x |
| 2025-06-30 | 7.85x |
| 2025-03-31 | 8.46x |
| 2024-12-31 | 4.15x |
| 2024-09-30 | 2.38x |
| 2024-06-30 | 2.94x |
| 2024-03-31 | 5.44x |
| 2023-12-31 | 16.99x |
| 2023-09-30 | -1.39x |
| 2023-06-30 | -3.29x |
| 2023-03-31 | 1.76x |
| 2022-12-31 | -7.17x |
| 2022-09-30 | 1.45x |
| 2022-06-30 | 16.62x |
| 2022-03-31 | 20.97x |
| 2021-12-31 | 15.32x |
| 2021-09-30 | 12.50x |
| 2021-06-30 | 10.93x |
| 2021-03-31 | 14.75x |
| 2020-12-31 | 14.80x |
| 2020-09-30 | 8.87x |
| 2020-06-30 | 8.45x |
| 2020-03-31 | 15.77x |
| 2019-12-31 | 13.92x |
| 2019-09-30 | 16.06x |
| 2019-06-30 | 16.79x |
| 2019-03-31 | 18.00x |
| 2018-12-31 | 12.27x |
| 2018-09-30 | 19.13x |
| 2018-06-30 | 26.64x |
| 2018-03-31 | 38.40x |
| 2017-12-31 | 8.69x |
| 2017-09-30 | 49.42x |
| 2017-06-30 | 59.74x |
| 2017-03-31 | 69.33x |
| 2016-12-31 | 17.38x |
| 2016-09-30 | 54.59x |
| 2016-06-30 | 72.01x |
| 2016-03-31 | 59.23x |
| 2015-12-31 | 28.97x |
| 2015-09-30 | 51.44x |
| 2015-06-30 | 43.23x |
| 2015-03-31 | 30.14x |
| 2014-12-31 | 5.78x |
| 2014-09-30 | 5.94x |
| 2014-06-30 | 12.18x |
| 2014-03-31 | 16.68x |
| 2013-12-31 | -1.31x |
| 2013-09-30 | 15.11x |
| 2013-06-30 | 3.34x |
| 2013-03-31 | 0.29x |
| 2012-09-30 | 1.00x |
| 2012-06-30 | 6.44x |
| 2012-03-31 | 1.85x |
