Washington Trust Bancorp (WASH) Interest Coverage Ratio: History & Chart

Washington Trust Bancorp, Inc. (WASH)WASHWashington Trust Bancorp, Inc.

About Washington Trust Bancorp, Inc.

Washington Trust Bancorp, Inc. functions as the holding company for The Washington Trust Company, delivering a diverse range of banking and financial solutions to individuals and corporate clients. The company is structured into two primary divisions: Commercial Banking and Wealth Management Services. The Commercial Banking division extends a wide array of credit products to businesses and individuals. This includes financing for commercial real estate (like mortgages and construction projects), commercial and industrial ventures, residential properties (such as mortgages and home construction), and various consumer needs, including home equity lines, personal installment loans, and even loans for general aviation aircraft. Alongside lending, it provides a comprehensive suite of deposit options, including interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, retirement accounts, and certificates of deposit. Customers also benefit from modern banking conveniences such as debit cards, ATMs, telephone banking, online and mobile platforms, remote deposit capture, and tailored cash management services. The Wealth Management Services segment delivers specialized financial guidance, encompassing investment management, financial planning, and comprehensive trust and estate services for both individual and institutional clients. These services include acting as a trustee, personal representative, custodian, and guardian, managing the settlement of estates, and offering institutional custody and fiduciary support. Additionally, the company operates as a licensed broker-dealer, making available products like variable annuities and college savings plans. As of December 31, 2021, its physical presence included 10 branch locations across southern Rhode Island, 13 within the broader Providence metropolitan area in Rhode Island, and a single branch in southeastern Connecticut. Established in 1800, Washington Trust Bancorp, Inc. has its headquarters in Westerly, Rhode Island.

Westerly, RI

642 employees

www.washtrust.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Edward Otis Handy

View full financials

WASH Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

0.61x

INTEREST COVERAGE RATIO AVG TTM

0.47x

INTEREST COVERAGE RATIO AVG 3Y

0.36x

INTEREST COVERAGE RATIO AVG 5Y

0.41x

INTEREST COVERAGE RATIO AVG 10Y

1.82x

INTEREST COVERAGE RATIO AVG 15Y

1.83x

INTEREST COVERAGE RATIO AVG 20Y

1.54x

CURRENT VS TTM AVG

+28.77%

CURRENT VS 3Y AVG

+67.22%

CURRENT VS 5Y AVG

+46.58%

CURRENT VS 10Y AVG

-66.59%

CURRENT VS 15Y AVG

-66.74%

CURRENT VS 20Y AVG

-60.64%

SECTOR MEDIAN · FINANCIAL SERVICES

5.23x

median of 90 covered companies

CURRENT VS SECTOR MEDIAN

-88.39%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
Washington Trust Bancorp, Inc. (WASH)	$746.99M	0.61x	0.47x	0.36x	0.41x
BlackRock Multi-Sector Income Trust (BIT)vs ›	$702.16M	5.20x	4.53x	3.88x	12.12x
WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs ›	$677.60M	N/A	N/A	N/A	N/A
Hypoport SE (HYPOF)vs ›	$630.67M	6.31x	4.81x	5.14x	7.63x
BlackRock Floating Rate Income Trust (BGT)vs ›	$330.16M	5.24x	5.03x	5.72x	6.69x
Isabella Bank Corporation (ISBA)vs ›	$296.16M	0.66x	0.57x	1.80x	1.87x
DeFi Technologies Inc. (DEFT)vs ›	$196.97M	6.06x	6.06x	6.06x	6.06x
Franklin Universal Trust (FT)vs ›	$198.04M	6.31x	7.93x	7.93x	9.66x
The New Germany Fund, Inc. (GF)vs ›	$187.49M	N/A	N/A	N/A	N/A
Lufax Holding Ltd (LU)vs ›	$1.31B	-0.46x	2.08x	2.33x	3.20x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

Washington Trust Bancorp, Inc. (WASH)

$746.99M

0.61x

0.47x

0.36x

0.41x

BlackRock Multi-Sector Income Trust (BIT)vs ›

$702.16M

5.20x

4.53x

3.88x

12.12x

WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs ›

$677.60M

N/A

Hypoport SE (HYPOF)vs ›

$630.67M

6.31x

4.81x

5.14x

7.63x

BlackRock Floating Rate Income Trust (BGT)vs ›

$330.16M

5.24x

5.03x

5.72x

6.69x

Isabella Bank Corporation (ISBA)vs ›

$296.16M

0.66x

0.57x

1.80x

1.87x

DeFi Technologies Inc. (DEFT)vs ›

$196.97M

6.06x

Franklin Universal Trust (FT)vs ›

$198.04M

6.31x

7.93x

9.66x

The New Germany Fund, Inc. (GF)vs ›

$187.49M

N/A

Lufax Holding Ltd (LU)vs ›

$1.31B

-0.46x

2.08x

2.33x

3.20x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for Washington Trust Bancorp, Inc. (WASH)?

The interest coverage ratio for WASH stock is 0.61x.

Is Washington Trust Bancorp, Inc.'s interest coverage ratio high or low?

The interest coverage ratio of 0.61x is 47% above its 5-year average of 0.41x, near the low end of its 5-year range (-1.64x–7.09x).

What is the TTM average interest coverage ratio for Washington Trust Bancorp, Inc. (WASH)?

The TTM average interest coverage ratio for WASH stock is 0.47x.

What is the 3Y average interest coverage ratio for Washington Trust Bancorp, Inc. (WASH)?

The 3Y average interest coverage ratio for WASH stock is 0.36x.

What is the 5Y average interest coverage ratio for Washington Trust Bancorp, Inc. (WASH)?

The 5Y average interest coverage ratio for WASH stock is 0.41x.

What is the 10Y average interest coverage ratio for Washington Trust Bancorp, Inc. (WASH)?

The 10Y average interest coverage ratio for WASH stock is 1.82x.

What is the 15Y average interest coverage ratio for Washington Trust Bancorp, Inc. (WASH)?

The 15Y average interest coverage ratio for WASH stock is 1.83x.

What is the 20Y average interest coverage ratio for Washington Trust Bancorp, Inc. (WASH)?

The 20Y average interest coverage ratio for WASH stock is 1.54x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	0.61x
2026-03-31	0.47x
2025-12-31	0.54x
2025-09-30	0.33x
2025-06-30	0.41x
2025-03-31	0.36x
2024-12-31	-1.64x
2024-09-30	0.25x
2024-06-30	0.25x
2024-03-31	0.26x
2023-12-31	0.24x
2023-09-30	0.30x
2023-06-30	0.34x
2023-03-31	0.51x
2022-12-31	1.03x
2022-09-30	2.38x
2022-06-30	5.60x
2022-03-31	6.07x
2021-12-31	7.09x
2021-09-30	6.41x
2021-06-30	5.51x
2021-03-31	5.09x
2020-12-31	3.38x
2020-09-30	2.55x
2020-06-30	2.28x
2020-03-31	1.04x
2019-12-31	1.29x
2019-09-30	1.45x
2019-06-30	1.31x
2019-03-31	1.43x
2018-12-31	1.58x
2018-09-30	1.90x
2018-06-30	2.20x
2018-03-31	2.38x
2017-12-31	2.64x
2017-09-30	2.47x
2017-06-30	2.72x
2017-03-31	2.51x
2016-12-31	2.79x
2016-09-30	3.10x
2016-06-30	2.99x
2016-03-31	3.14x
2015-12-31	3.08x
2015-09-30	2.74x
2015-06-30	3.08x
2015-03-31	2.93x
2014-12-31	2.91x
2014-09-30	2.86x
2014-06-30	2.81x
2014-03-31	2.50x
2013-12-31	2.43x
2013-09-30	2.42x
2013-06-30	2.05x
2013-03-31	1.71x
2012-12-31	1.88x
2012-09-30	1.70x
2012-06-30	1.64x
2012-03-31	1.51x
2011-12-31	1.30x
2011-09-30	1.21x
2011-06-30	1.16x
2011-03-31	1.02x
2010-12-31	1.02x
2010-09-30	0.83x
2010-06-30	0.62x
2010-03-31	0.57x
2009-12-31	0.46x
2009-09-30	0.44x
2009-06-30	0.32x
2009-03-31	0.22x
2008-12-31	0.23x
2008-09-30	0.41x
2008-06-30	0.50x
2008-03-31	0.43x
2007-12-31	0.42x
2007-09-30	0.50x
2007-06-30	0.42x
2007-03-31	0.47x
2006-12-31	0.51x
2006-09-30	0.54x
2006-06-30	0.52x
2006-03-31	0.56x
2005-12-31	0.61x
2005-09-30	0.61x
2005-06-30	0.62x
2005-03-31	0.64x
2004-12-31	0.67x
2004-09-30	0.69x
2004-06-30	0.75x
2004-03-31	0.78x
2003-12-31	0.77x
2003-09-30	0.77x
2003-06-30	0.70x
2003-03-31	0.70x
2002-12-31	0.60x
2002-09-30	0.60x

DATE

INTEREST COVERAGE RATIO

2026-06-30

0.61x

2026-03-31

0.47x

2025-12-31

0.54x

2025-09-30

0.33x

2025-06-30

0.41x

2025-03-31

0.36x

2024-12-31

-1.64x

2024-09-30

0.25x

2024-06-30

0.25x

2024-03-31

0.26x

2023-12-31

0.24x

2023-09-30

0.30x

2023-06-30

0.34x

2023-03-31

0.51x

2022-12-31

1.03x

2022-09-30

2.38x

2022-06-30

5.60x

2022-03-31

6.07x

2021-12-31

7.09x

2021-09-30

6.41x

2021-06-30

5.51x

2021-03-31

5.09x

2020-12-31

3.38x

2020-09-30

2.55x

2020-06-30

2.28x

2020-03-31

1.04x

2019-12-31

1.29x

2019-09-30

1.45x

2019-06-30

1.31x

2019-03-31

1.43x

2018-12-31

1.58x

2018-09-30

1.90x

2018-06-30

2.20x

2018-03-31

2.38x

2017-12-31

2.64x

2017-09-30

2.47x

2017-06-30

2.72x

2017-03-31

2.51x

2016-12-31

2.79x

2016-09-30

3.10x

2016-06-30

2.99x

2016-03-31

3.14x

2015-12-31

3.08x

2015-09-30

2.74x

2015-06-30

3.08x

2015-03-31

2.93x

2014-12-31

2.91x

2014-09-30

2.86x

2014-06-30

2.81x

2014-03-31

2.50x

2013-12-31

2.43x

2013-09-30

2.42x

2013-06-30

2.05x

2013-03-31

1.71x

2012-12-31

1.88x

2012-09-30

1.70x

2012-06-30

1.64x

2012-03-31

1.51x

2011-12-31

1.30x

2011-09-30

1.21x

2011-06-30

1.16x

2011-03-31

1.02x

2010-12-31

1.02x

2010-09-30

0.83x

2010-06-30

0.62x

2010-03-31

0.57x

2009-12-31

0.46x

2009-09-30

0.44x

2009-06-30

0.32x

2009-03-31

0.22x

2008-12-31

0.23x

2008-09-30

0.41x

2008-06-30

0.50x

2008-03-31

0.43x

2007-12-31

0.42x

2007-09-30

0.50x

2007-06-30

0.42x

2007-03-31

0.47x

2006-12-31

0.51x

2006-09-30

0.54x

2006-06-30

0.52x

2006-03-31

0.56x

2005-12-31

0.61x

2005-09-30

0.61x

2005-06-30

0.62x

2005-03-31

0.64x

2004-12-31

0.67x

2004-09-30

0.69x

2004-06-30

0.75x

2004-03-31

0.78x

2003-12-31

0.77x

2003-09-30

0.77x

2003-06-30

0.70x

2003-03-31

0.70x

2002-12-31

0.60x

2002-09-30

0.60x

Interest Coverage Ratio: 0.61x

WASH Interest Coverage Ratio

WASH Average Interest Coverage Ratio Chart

WASH Current vs Average Interest Coverage Ratio Chart

WASH Interest Coverage Ratio Metrics

WASH Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

WASH Interest Coverage Ratio History

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