Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 11.03 is in line with its 5-year average of 10.56, near the low end of its 5-year range (6.98–34.41).
As of 2026-10-06T16:23:09.786Z. 6.63% above its 12-month average of 10.34.
Calculation as of: 2026-10-06T16:23:09.786Z.
Quote observation: 2026-10-06T16:20:34.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: afe47e8d6f256d13d76056059daa4f09e2899727334f69af1389b5ae90830169
PE Ratio (11.03) = Close Price ($19.09) / Diluted TTM EPS ($1.73)
PE RATIO
11.03
PE RATIO AVG TTM
10.34
PE RATIO AVG 3Y
11.26
PE RATIO AVG 5Y
10.56
PE RATIO AVG 10Y
12.22
PE RATIO AVG 15Y
12.81
PE RATIO AVG 20Y
12.44
CURRENT VS TTM AVG
+6.63%
CURRENT VS 3Y AVG
-2.04%
CURRENT VS 5Y AVG
+4.46%
CURRENT VS 10Y AVG
-9.75%
CURRENT VS 15Y AVG
-13.92%
CURRENT VS 20Y AVG
-11.32%
SECTOR MEDIAN · FINANCIAL SERVICES
13.84
median of 470 covered companies
CURRENT VS SECTOR MEDIAN
-20.30%
vs the sector median at left
Market Cap
$272.13M
PE Ratio
12.54
TTM Avg
16.85
3Y Avg
15.98
5Y Avg
12.92
Market Cap
$272.62M
PE Ratio
58.36
TTM Avg
16.93
3Y Avg
11.07
5Y Avg
11.15
Market Cap
$273.97M
PE Ratio
13.53
TTM Avg
15.21
3Y Avg
15.44
5Y Avg
13.13
Market Cap
$270.60M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$267.07M
PE Ratio
10.13
TTM Avg
10.31
3Y Avg
27.94
5Y Avg
19.65
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| LCNB Corp. (LCNB) | $271.96M | 11.03 | 10.34 | 11.26 | 10.56 |
| First National Corporation (FXNC)vs › | $272.13M | 12.54 | 16.85 | 15.98 | 12.92 |
| Kingstone Companies, Inc. (KINS)vs › | $271.38M | 7.74 | 7.37 | 58.99 | 57.30 |
| Runway Growth Finance Corp. (RWAY)vs › | $272.62M | 58.36 | 16.93 | 11.07 | 11.15 |
| National Bankshares, Inc. (NKSH)vs › | $273.97M | 13.53 | 15.21 | 15.44 | 13.13 |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.60M | N/A | N/A | N/A | N/A |
| Cartesian Growth Corp. Iv (CGCF)vs › | $270.05M | N/A | N/A | N/A | N/A |
| Medallion Financial Corp. (MFIN)vs › | $276.20M | 8.98 | 6.43 | 5.29 | 8.80 |
| Hawthorn Bancshares, Inc. (HWBK)vs › | $267.07M | 10.13 | 10.31 | 27.94 | 19.65 |
| Isabella Bank Corporation (ISBA)vs › | $277.17M | 13.90 | 17.03 | 13.11 | 11.88 |
At 11.0, P/E is near its 20-year median — higher than 40% of readings in its 20-year history.
20-year low
7.0
median
12.1
20-year high
34.4
Trailing P/E
11.0
Forward P/E
10.6
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$19.09
Forward EPS (Est.)
$1.80
Forward P/E
10.64
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.94 |
| 2026-10-02 | 10.95 |
| 2026-10-01 | 10.86 |
| 2026-09-30 | 10.68 |
| 2026-09-29 | 10.76 |
| 2026-09-28 | 10.88 |
| 2026-09-25 | 10.88 |
| 2026-09-24 | 10.64 |
| 2026-09-23 | 10.71 |
| 2026-09-22 | 10.95 |
| 2026-09-21 | 10.94 |
| 2026-09-18 | 10.86 |
| 2026-09-17 | 11.07 |
| 2026-09-16 | 11.10 |
| 2026-09-15 | 11.25 |
| 2026-09-14 | 11.15 |
| 2026-09-11 | 11.05 |
| 2026-09-10 | 11.10 |
| 2026-09-09 | 10.97 |
| 2026-09-08 | 10.97 |
| 2026-09-04 | 11.29 |
| 2026-09-03 | 11.04 |
| 2026-09-02 | 11.10 |
| 2026-09-01 | 10.89 |
| 2026-08-31 | 11.17 |
| 2026-08-28 | 11.23 |
| 2026-08-27 | 11.18 |
| 2026-08-26 | 11.09 |
| 2026-08-25 | 11.35 |
| 2026-08-24 | 11.25 |
| 2026-08-21 | 11.23 |
| 2026-08-20 | 11.29 |
| 2026-08-19 | 11.44 |
| 2026-08-18 | 11.68 |
| 2026-08-17 | 11.50 |
| 2026-08-14 | 11.47 |
| 2026-08-13 | 11.55 |
| 2026-08-12 | 11.39 |
| 2026-08-11 | 11.43 |
| 2026-08-10 | 11.32 |
| 2026-08-07 | 11.49 |
| 2026-08-06 | 11.57 |
| 2026-08-05 | 12.15 |
| 2026-08-04 | 12.60 |
| 2026-08-03 | 12.23 |
| 2026-07-31 | 12.23 |
| 2026-07-30 | 12.38 |
| 2026-07-29 | 12.53 |
| 2026-07-28 | 12.95 |
| 2026-07-27 | 12.57 |
| 2026-07-24 | 12.35 |
| 2026-07-23 | 12.07 |
| 2026-07-22 | 12.08 |
| 2026-07-21 | 11.95 |
| 2026-07-20 | 12.23 |
| 2026-07-17 | 11.81 |
| 2026-07-16 | 12.21 |
| 2026-07-15 | 11.05 |
| 2026-07-14 | 10.86 |
| 2026-07-13 | 10.96 |
| 2026-07-10 | 10.88 |
| 2026-07-09 | 10.86 |
| 2026-07-08 | 10.83 |
| 2026-07-07 | 10.94 |
| 2026-07-06 | 10.99 |
| 2026-07-02 | 11.04 |
| 2026-07-01 | 11.23 |
| 2026-06-30 | 10.86 |
| 2026-06-29 | 10.95 |
| 2026-06-26 | 11.43 |
| 2026-06-25 | 10.91 |
| 2026-06-24 | 10.88 |
| 2026-06-23 | 10.73 |
| 2026-06-22 | 10.51 |
| 2026-06-18 | 10.61 |
| 2026-06-17 | 10.34 |
| 2026-06-16 | 10.53 |
| 2026-06-15 | 10.56 |
| 2026-06-12 | 10.77 |
| 2026-06-11 | 10.55 |
| 2026-06-10 | 10.72 |
| 2026-06-09 | 10.54 |
| 2026-06-08 | 10.35 |
| 2026-06-05 | 10.38 |
| 2026-06-04 | 10.20 |
| 2026-06-03 | 9.88 |
| 2026-06-02 | 10.22 |
| 2026-06-01 | 10.28 |
| 2026-05-29 | 10.52 |
| 2026-05-28 | 10.42 |
| 2026-05-27 | 10.38 |
| 2026-05-26 | 10.33 |
| 2026-05-22 | 10.08 |
| 2026-05-21 | 10.10 |
| 2026-05-20 | 10.10 |
| 2026-05-19 | 9.99 |
| 2026-05-18 | 9.86 |
| 2026-05-15 | 9.67 |
| 2026-05-14 | 9.91 |
| 2026-05-13 | 9.77 |
| 2026-05-12 | 9.74 |
| 2026-05-11 | 9.73 |
| 2026-05-08 | 10.09 |
| 2026-05-07 | 10.05 |
| 2026-05-06 | 9.80 |
| 2026-05-05 | 9.73 |
| 2026-05-04 | 9.67 |
| 2026-05-01 | 9.94 |
| 2026-04-30 | 9.88 |
| 2026-04-29 | 9.89 |
| 2026-04-28 | 10.04 |
| 2026-04-27 | 10.04 |
| 2026-04-24 | 9.96 |
| 2026-04-23 | 9.79 |
| 2026-04-22 | 10.15 |
| 2026-04-21 | 10.21 |
| 2026-04-20 | 10.30 |
| 2026-04-17 | 10.46 |
| 2026-04-16 | 10.10 |
| 2026-04-15 | 10.29 |
| 2026-04-14 | 10.32 |
| 2026-04-13 | 10.43 |
| 2026-04-10 | 10.34 |
| 2026-04-09 | 10.49 |
| 2026-04-08 | 10.26 |
| 2026-04-07 | 9.99 |
| 2026-04-06 | 9.95 |
| 2026-04-02 | 9.84 |
| 2026-04-01 | 9.68 |
| 2026-03-31 | 9.51 |
| 2026-03-30 | 9.60 |
| 2026-03-27 | 9.45 |
| 2026-03-26 | 9.61 |
| 2026-03-25 | 9.65 |
| 2026-03-24 | 9.74 |
| 2026-03-23 | 9.68 |
| 2026-03-20 | 9.24 |
| 2026-03-19 | 9.26 |
| 2026-03-18 | 9.36 |
| 2026-03-17 | 9.57 |
| 2026-03-16 | 9.82 |
| 2026-03-13 | 9.89 |
| 2026-03-12 | 10.02 |
| 2026-03-11 | 9.98 |
| 2026-03-10 | 10.04 |
| 2026-03-09 | 10.01 |
| 2026-03-06 | 10.08 |
| 2026-03-05 | 10.13 |
| 2026-03-04 | 10.49 |
| 2026-03-03 | 10.32 |
| 2026-03-02 | 10.37 |
| 2026-02-27 | 10.17 |
| 2026-02-26 | 10.51 |
| 2026-02-25 | 10.46 |
| 2026-02-24 | 10.32 |
| 2026-02-23 | 10.24 |
| 2026-02-20 | 10.45 |
| 2026-02-19 | 10.41 |
| 2026-02-18 | 10.40 |
| 2026-02-17 | 10.53 |
| 2026-02-13 | 10.35 |
| 2026-02-12 | 10.40 |
| 2026-02-11 | 10.35 |
| 2026-02-10 | 10.47 |
| 2026-02-09 | 10.47 |
| 2026-02-06 | 10.47 |
| 2026-02-05 | 10.53 |
| 2026-02-04 | 10.69 |
| 2026-02-03 | 10.56 |
| 2026-02-02 | 10.51 |
| 2026-01-30 | 10.25 |
| 2026-01-29 | 10.34 |
| 2026-01-28 | 10.08 |
| 2026-01-27 | 10.19 |
| 2026-01-26 | 10.06 |
| 2026-01-23 | 10.23 |
| 2026-01-22 | 10.52 |
| 2026-01-21 | 10.47 |
| 2026-01-20 | 9.95 |
| 2026-01-16 | 9.99 |
| 2026-01-15 | 10.05 |
| 2026-01-14 | 9.95 |
| 2026-01-13 | 9.80 |
| 2026-01-12 | 9.77 |
| 2026-01-09 | 9.78 |
| 2026-01-08 | 9.97 |
| 2026-01-07 | 9.63 |
| 2026-01-06 | 9.71 |
| 2026-01-05 | 9.80 |
| 2026-01-02 | 9.69 |
| 2025-12-31 | 9.81 |
| 2025-12-30 | 9.94 |
| 2025-12-29 | 10.04 |
| 2025-12-26 | 9.86 |
| 2025-12-24 | 9.93 |
| 2025-12-23 | 9.90 |
| 2025-12-22 | 10.12 |
| 2025-12-19 | 10.08 |
| 2025-12-18 | 10.47 |
| 2025-12-17 | 10.38 |
| 2025-12-16 | 10.45 |
| 2025-12-15 | 10.60 |
| 2025-12-12 | 10.35 |
| 2025-12-11 | 10.38 |
| 2025-12-10 | 10.15 |
| 2025-12-09 | 9.89 |
| 2025-12-08 | 9.69 |
| 2025-12-05 | 9.60 |
| 2025-12-04 | 9.62 |
| 2025-12-03 | 9.63 |
| 2025-12-02 | 9.37 |
| 2025-12-01 | 9.52 |
| 2025-11-28 | 9.50 |
| 2025-11-26 | 9.51 |
| 2025-11-25 | 9.53 |
| 2025-11-24 | 9.41 |
| 2025-11-21 | 9.56 |
| 2025-11-20 | 9.17 |
| 2025-11-19 | 9.13 |
| 2025-11-18 | 9.12 |
| 2025-11-17 | 9.13 |
| 2025-11-14 | 9.49 |
| 2025-11-13 | 9.32 |
| 2025-11-12 | 9.28 |
| 2025-11-11 | 9.28 |
| 2025-11-10 | 9.31 |
| 2025-11-07 | 9.31 |
| 2025-11-06 | 9.26 |
| 2025-11-05 | 10.42 |
| 2025-11-04 | 10.20 |
| 2025-11-03 | 10.39 |
| 2025-10-31 | 10.24 |
| 2025-10-30 | 10.29 |
| 2025-10-29 | 10.15 |
| 2025-10-28 | 10.28 |
| 2025-10-27 | 10.18 |
| 2025-10-24 | 10.40 |
| 2025-10-23 | 10.02 |
| 2025-10-22 | 9.89 |
| 2025-10-21 | 9.81 |
| 2025-10-20 | 9.87 |
| 2025-10-17 | 9.74 |
| 2025-10-16 | 9.69 |
| 2025-10-15 | 9.92 |
| 2025-10-14 | 9.95 |
| 2025-10-13 | 9.79 |
| 2025-10-10 | 9.57 |
| 2025-10-09 | 9.97 |
| 2025-10-08 | 9.90 |
| 2025-10-07 | 9.68 |
| 2025-10-06 | 9.82 |
| 2025-10-03 | 9.99 |
| 2025-10-02 | 9.88 |
| 2025-10-01 | 9.94 |
| 2025-09-30 | 9.99 |
| 2025-09-29 | 10.06 |
| 2025-09-26 | 10.47 |
| 2025-09-25 | 10.41 |
| 2025-09-24 | 10.51 |
| 2025-09-23 | 10.43 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.