Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 7.74 is 31% below its 5-year average of 11.23, near the low end of its 5-year range (5.04–728.70).
As of 2026-10-06T16:23:04.818Z. 3.52% above its 12-month average of 7.48.
Calculation as of: 2026-10-06T16:23:04.818Z.
Quote observation: 2026-10-06T16:20:18.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 34e48ebc62b30eb3fc32fc554054b27e733d2ff418d6f2dd937fad752c60d7da
PE Ratio (7.74) = Close Price ($18.74) / Diluted TTM EPS ($2.42)
PE RATIO
7.74
PE RATIO AVG TTM
7.48
PE RATIO AVG 3Y
9.10
PE RATIO AVG 5Y
11.23
PE RATIO AVG 10Y
17.11
PE RATIO AVG 15Y
13.58
PE RATIO AVG 20Y
13.55
CURRENT VS TTM AVG
+3.52%
CURRENT VS 3Y AVG
-14.97%
CURRENT VS 5Y AVG
-31.10%
CURRENT VS 10Y AVG
-54.77%
CURRENT VS 15Y AVG
-43.00%
CURRENT VS 20Y AVG
-42.90%
SECTOR MEDIAN · FINANCIAL SERVICES
13.81
median of 471 covered companies
CURRENT VS SECTOR MEDIAN
-43.95%
vs the sector median at left
Market Cap
$272.13M
PE Ratio
12.54
TTM Avg
16.85
3Y Avg
15.98
5Y Avg
12.92
Market Cap
$270.60M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$272.83M
PE Ratio
58.41
TTM Avg
16.93
3Y Avg
11.07
5Y Avg
11.15
Market Cap
$273.97M
PE Ratio
13.53
TTM Avg
15.21
3Y Avg
15.44
5Y Avg
13.13
Market Cap
$267.07M
PE Ratio
10.13
TTM Avg
10.31
3Y Avg
27.94
5Y Avg
19.65
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Kingstone Companies, Inc. (KINS) | $271.38M | 7.74 | 7.48 | 9.10 | 11.23 |
| LCNB Corp. (LCNB)vs › | $271.96M | 11.03 | 10.40 | 14.77 | 12.74 |
| First National Corporation (FXNC)vs › | $272.13M | 12.54 | 16.85 | 15.98 | 12.92 |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.60M | N/A | N/A | N/A | N/A |
| Cartesian Growth Corp. Iv (CGCF)vs › | $270.05M | N/A | N/A | N/A | N/A |
| Runway Growth Finance Corp. (RWAY)vs › | $272.83M | 58.41 | 16.93 | 11.07 | 11.15 |
| National Bankshares, Inc. (NKSH)vs › | $273.97M | 13.53 | 15.21 | 15.44 | 13.13 |
| Hawthorn Bancshares, Inc. (HWBK)vs › | $267.07M | 10.13 | 10.31 | 27.94 | 19.65 |
| Medallion Financial Corp. (MFIN)vs › | $276.20M | 8.98 | 6.43 | 5.29 | 8.80 |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $266.05M | N/A | N/A | N/A | N/A |
At 7.7, P/E is below its 20-year median — higher than 22% of readings in its 20-year history.
20-year low
1.4
median
12.2
20-year high
728.7
Trailing P/E
7.7
Forward P/E
7.1
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$18.74
Forward EPS (Est.)
$2.65
Forward P/E
7.07
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 7.67 |
| 2026-10-02 | 7.64 |
| 2026-10-01 | 7.50 |
| 2026-09-30 | 7.26 |
| 2026-09-29 | 7.38 |
| 2026-09-28 | 7.43 |
| 2026-09-25 | 7.54 |
| 2026-09-24 | 7.56 |
| 2026-09-23 | 7.67 |
| 2026-09-22 | 7.86 |
| 2026-09-21 | 7.93 |
| 2026-09-18 | 7.90 |
| 2026-09-17 | 8.24 |
| 2026-09-16 | 8.02 |
| 2026-09-15 | 8.10 |
| 2026-09-14 | 8.15 |
| 2026-09-11 | 7.94 |
| 2026-09-10 | 7.95 |
| 2026-09-09 | 7.99 |
| 2026-09-08 | 8.11 |
| 2026-09-04 | 8.25 |
| 2026-09-03 | 8.36 |
| 2026-09-02 | 8.20 |
| 2026-09-01 | 8.10 |
| 2026-08-31 | 8.12 |
| 2026-08-28 | 8.26 |
| 2026-08-27 | 8.30 |
| 2026-08-26 | 8.33 |
| 2026-08-25 | 8.23 |
| 2026-08-24 | 8.30 |
| 2026-08-21 | 8.19 |
| 2026-08-20 | 8.11 |
| 2026-08-19 | 8.19 |
| 2026-08-18 | 8.17 |
| 2026-08-17 | 8.22 |
| 2026-08-14 | 8.14 |
| 2026-08-13 | 8.05 |
| 2026-08-12 | 8.11 |
| 2026-08-11 | 7.88 |
| 2026-08-10 | 7.93 |
| 2026-08-07 | 8.85 |
| 2026-08-06 | 9.67 |
| 2026-08-05 | 9.48 |
| 2026-08-04 | 9.45 |
| 2026-08-03 | 9.38 |
| 2026-07-31 | 9.29 |
| 2026-07-30 | 9.41 |
| 2026-07-29 | 9.48 |
| 2026-07-28 | 9.39 |
| 2026-07-27 | 9.15 |
| 2026-07-24 | 9.26 |
| 2026-07-23 | 8.78 |
| 2026-07-22 | 8.94 |
| 2026-07-21 | 9.26 |
| 2026-07-20 | 9.39 |
| 2026-07-17 | 9.34 |
| 2026-07-16 | 9.19 |
| 2026-07-15 | 9.07 |
| 2026-07-14 | 9.27 |
| 2026-07-13 | 9.60 |
| 2026-07-10 | 9.40 |
| 2026-07-09 | 9.43 |
| 2026-07-08 | 9.27 |
| 2026-07-07 | 9.43 |
| 2026-07-06 | 9.36 |
| 2026-07-02 | 9.36 |
| 2026-07-01 | 9.16 |
| 2026-06-30 | 8.85 |
| 2026-06-29 | 8.96 |
| 2026-06-26 | 8.46 |
| 2026-06-25 | 7.93 |
| 2026-06-24 | 8.14 |
| 2026-06-23 | 8.00 |
| 2026-06-22 | 7.80 |
| 2026-06-18 | 7.56 |
| 2026-06-17 | 7.39 |
| 2026-06-16 | 7.46 |
| 2026-06-15 | 7.53 |
| 2026-06-12 | 7.55 |
| 2026-06-11 | 7.39 |
| 2026-06-10 | 7.37 |
| 2026-06-09 | 7.33 |
| 2026-06-08 | 7.23 |
| 2026-06-05 | 7.18 |
| 2026-06-04 | 7.04 |
| 2026-06-03 | 7.06 |
| 2026-06-02 | 7.00 |
| 2026-06-01 | 6.99 |
| 2026-05-29 | 6.92 |
| 2026-05-28 | 7.14 |
| 2026-05-27 | 7.39 |
| 2026-05-26 | 7.50 |
| 2026-05-22 | 7.40 |
| 2026-05-21 | 7.44 |
| 2026-05-20 | 7.25 |
| 2026-05-19 | 7.07 |
| 2026-05-18 | 7.05 |
| 2026-05-15 | 6.87 |
| 2026-05-14 | 6.91 |
| 2026-05-13 | 6.59 |
| 2026-05-12 | 6.83 |
| 2026-05-11 | 6.55 |
| 2026-05-08 | 5.50 |
| 2026-05-07 | 5.73 |
| 2026-05-06 | 5.83 |
| 2026-05-05 | 5.58 |
| 2026-05-04 | 5.51 |
| 2026-05-01 | 5.76 |
| 2026-04-30 | 5.91 |
| 2026-04-29 | 6.01 |
| 2026-04-28 | 6.23 |
| 2026-04-27 | 6.22 |
| 2026-04-24 | 6.24 |
| 2026-04-23 | 6.18 |
| 2026-04-22 | 6.08 |
| 2026-04-21 | 5.98 |
| 2026-04-20 | 6.46 |
| 2026-04-17 | 6.61 |
| 2026-04-16 | 6.59 |
| 2026-04-15 | 6.27 |
| 2026-04-14 | 5.89 |
| 2026-04-13 | 5.58 |
| 2026-04-10 | 5.35 |
| 2026-04-09 | 5.44 |
| 2026-04-08 | 5.28 |
| 2026-04-07 | 5.18 |
| 2026-04-06 | 5.17 |
| 2026-04-02 | 5.16 |
| 2026-04-01 | 5.16 |
| 2026-03-31 | 5.17 |
| 2026-03-30 | 5.12 |
| 2026-03-27 | 5.04 |
| 2026-03-26 | 5.20 |
| 2026-03-25 | 5.16 |
| 2026-03-24 | 5.26 |
| 2026-03-23 | 5.23 |
| 2026-03-20 | 5.15 |
| 2026-03-19 | 5.17 |
| 2026-03-18 | 5.32 |
| 2026-03-17 | 5.48 |
| 2026-03-16 | 7.14 |
| 2026-03-13 | 6.94 |
| 2026-03-12 | 6.90 |
| 2026-03-11 | 6.90 |
| 2026-03-10 | 6.92 |
| 2026-03-09 | 7.02 |
| 2026-03-06 | 7.11 |
| 2026-03-05 | 7.41 |
| 2026-03-04 | 7.53 |
| 2026-03-03 | 7.47 |
| 2026-03-02 | 7.55 |
| 2026-02-27 | 7.53 |
| 2026-02-26 | 7.68 |
| 2026-02-25 | 7.60 |
| 2026-02-24 | 7.45 |
| 2026-02-23 | 7.19 |
| 2026-02-20 | 7.26 |
| 2026-02-19 | 7.23 |
| 2026-02-18 | 7.16 |
| 2026-02-17 | 7.32 |
| 2026-02-13 | 7.17 |
| 2026-02-12 | 7.35 |
| 2026-02-11 | 7.35 |
| 2026-02-10 | 7.42 |
| 2026-02-09 | 7.26 |
| 2026-02-06 | 7.33 |
| 2026-02-05 | 7.37 |
| 2026-02-04 | 7.58 |
| 2026-02-03 | 6.93 |
| 2026-02-02 | 7.09 |
| 2026-01-30 | 7.05 |
| 2026-01-29 | 6.95 |
| 2026-01-28 | 6.83 |
| 2026-01-27 | 6.91 |
| 2026-01-26 | 6.99 |
| 2026-01-23 | 6.98 |
| 2026-01-22 | 7.06 |
| 2026-01-21 | 7.31 |
| 2026-01-20 | 7.20 |
| 2026-01-16 | 7.14 |
| 2026-01-15 | 7.26 |
| 2026-01-14 | 7.25 |
| 2026-01-13 | 7.45 |
| 2026-01-12 | 7.80 |
| 2026-01-09 | 7.88 |
| 2026-01-08 | 7.89 |
| 2026-01-07 | 7.69 |
| 2026-01-06 | 7.58 |
| 2026-01-05 | 7.60 |
| 2026-01-02 | 7.42 |
| 2025-12-31 | 7.68 |
| 2025-12-30 | 7.79 |
| 2025-12-29 | 7.80 |
| 2025-12-26 | 7.90 |
| 2025-12-24 | 7.94 |
| 2025-12-23 | 7.98 |
| 2025-12-22 | 7.94 |
| 2025-12-19 | 7.74 |
| 2025-12-18 | 7.68 |
| 2025-12-17 | 7.44 |
| 2025-12-16 | 7.47 |
| 2025-12-15 | 7.38 |
| 2025-12-12 | 7.29 |
| 2025-12-11 | 7.16 |
| 2025-12-10 | 6.99 |
| 2025-12-09 | 6.84 |
| 2025-12-08 | 6.86 |
| 2025-12-05 | 6.74 |
| 2025-12-04 | 6.91 |
| 2025-12-03 | 6.84 |
| 2025-12-02 | 6.77 |
| 2025-12-01 | 6.85 |
| 2025-11-28 | 6.95 |
| 2025-11-26 | 6.96 |
| 2025-11-25 | 6.93 |
| 2025-11-24 | 6.74 |
| 2025-11-21 | 6.73 |
| 2025-11-20 | 6.53 |
| 2025-11-19 | 6.53 |
| 2025-11-18 | 6.43 |
| 2025-11-17 | 6.58 |
| 2025-11-14 | 6.56 |
| 2025-11-13 | 6.70 |
| 2025-11-12 | 7.53 |
| 2025-11-11 | 7.46 |
| 2025-11-10 | 7.60 |
| 2025-11-07 | 7.42 |
| 2025-11-06 | 7.41 |
| 2025-11-05 | 7.50 |
| 2025-11-04 | 7.40 |
| 2025-11-03 | 7.46 |
| 2025-10-31 | 7.29 |
| 2025-10-30 | 7.23 |
| 2025-10-29 | 7.26 |
| 2025-10-28 | 7.26 |
| 2025-10-27 | 7.50 |
| 2025-10-24 | 7.61 |
| 2025-10-23 | 7.65 |
| 2025-10-22 | 7.44 |
| 2025-10-21 | 7.46 |
| 2025-10-20 | 7.45 |
| 2025-10-17 | 7.24 |
| 2025-10-16 | 7.30 |
| 2025-10-15 | 7.39 |
| 2025-10-14 | 7.49 |
| 2025-10-13 | 7.28 |
| 2025-10-10 | 7.17 |
| 2025-10-09 | 7.30 |
| 2025-10-08 | 7.38 |
| 2025-10-07 | 7.21 |
| 2025-10-06 | 7.15 |
| 2025-10-03 | 7.53 |
| 2025-10-02 | 7.40 |
| 2025-10-01 | 7.24 |
| 2025-09-30 | 7.35 |
| 2025-09-29 | 7.27 |
| 2025-09-26 | 7.46 |
| 2025-09-25 | 7.43 |
| 2025-09-24 | 7.31 |
| 2025-09-23 | 6.91 |
Showing the most recent 260 of 3,125 data points. The chart above shows the full history.