Kingstone Companies, Inc. (KINS) vs Medallion Financial Corp. (MFIN)
A side-by-side comparison of Kingstone Companies, Inc. and Medallion Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — KINS vs MFIN
growth of $100 · dividends reinvested · last 10yKINS vs MFIN: by the numbers
- •MFIN is the larger company ($273M vs $268M market cap).
- •KINS trades at the lower trailing earnings multiple (7.64 vs 8.88 P/E), one valuation lens rather than an overall verdict.
- •KINS converts more revenue to profit (15.90% vs 10.38% net margin).
- •MFIN grew revenue faster over the past five years (16.51% vs 8.23% CAGR).
- •MFIN pays the higher dividend yield (4.37% vs 1.13%).
Metrics side by side
Valuation
| Metric | KINS | MFIN |
|---|---|---|
| P/E ratio | 7.64 | 8.88 |
| Forward P/E | 6.98 | 10.29 |
| PEG ratio | 0.08 | N/A |
| P/S ratio | 1.21 | 0.79 |
| P/B ratio | 0.00 | 0.67 |
Profitability
| Metric | KINS | MFIN |
|---|---|---|
| Operating margin | 19.94% | 50.47% |
| Net margin | 15.90% | 10.38% |
| ROE | 0.03% | 8.84% |
Kingstone Companies, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Medallion Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | KINS | MFIN |
|---|---|---|
| Dividend yield | 1.13% | 4.37% |
| Payout ratio | 8.68% | 39.10% |
Growth (annualized)
| Metric | KINS | MFIN |
|---|---|---|
| Revenue CAGR (5Y) | 8.23% | 16.51% |
| EPS CAGR (5Y) | 100.40% | N/A |
| Total return CAGR (5Y) | 24.49% | 12.75% |
Frequently asked
- Which has the lower trailing P/E, KINS or MFIN?
- KINS has the lower trailing P/E: KINS trades at 7.64 and MFIN at 8.88. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, KINS or MFIN?
- Over the past five years, MFIN grew revenue faster — KINS at a 8.23% CAGR versus MFIN at 16.51%.
- Does KINS or MFIN pay a bigger dividend?
- KINS yields 1.13% and MFIN yields 4.37% based on trailing dividends and the latest price.
- Is KINS or MFIN more profitable?
- KINS runs the higher net margin — KINS at 15.90% versus MFIN at 10.38%.
- How have KINS and MFIN total returns compared?
- Over the past 10 years, KINS delivered 8.81% and MFIN delivered 13.53% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Kingstone Companies & Medallion Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.