Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 8.97 is 93% above its 5-year average of 4.65, near the low end of its 5-year range (2.55–227.50).
As of 2026-10-06T18:57:41.678Z. 49.80% above its 12-month average of 5.99.
Calculation as of: 2026-10-06T18:57:41.678Z.
Quote observation: 2026-10-06T18:54:19.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 3f1c2d609c21cf20d8727089c647fce4f0809e6e75fab2e671e9ae9b5966e398
PE Ratio (8.97) = Close Price ($11.93) / Diluted TTM EPS ($1.33)
PE RATIO
8.97
PE RATIO AVG TTM
5.99
PE RATIO AVG 3Y
5.13
PE RATIO AVG 5Y
4.65
PE RATIO AVG 10Y
4.56
PE RATIO AVG 15Y
7.00
PE RATIO AVG 20Y
8.71
CURRENT VS TTM AVG
+49.80%
CURRENT VS 3Y AVG
+74.85%
CURRENT VS 5Y AVG
+92.97%
CURRENT VS 10Y AVG
+96.74%
CURRENT VS 15Y AVG
+28.19%
CURRENT VS 20Y AVG
+2.97%
SECTOR MEDIAN · FINANCIAL SERVICES
13.80
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-35.00%
vs the sector median at left
Market Cap
$276.20M
PE Ratio
13.64
TTM Avg
15.21
3Y Avg
15.44
5Y Avg
13.13
Market Cap
$277.26M
PE Ratio
13.90
TTM Avg
17.03
3Y Avg
13.11
5Y Avg
11.88
Market Cap
$277.01M
PE Ratio
105.01
TTM Avg
104.79
3Y Avg
104.79
5Y Avg
104.79
Market Cap
$277.49M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$273.04M
PE Ratio
12.58
TTM Avg
16.85
3Y Avg
15.98
5Y Avg
12.92
Market Cap
$278.46M
PE Ratio
N/A
TTM Avg
349.11
3Y Avg
321.13
5Y Avg
321.13
Market Cap
$279.64M
PE Ratio
16.54
TTM Avg
17.70
3Y Avg
15.14
5Y Avg
12.30
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Medallion Financial Corp. (MFIN) | $275.73M | 8.97 | 5.99 | 5.13 | 4.65 |
| National Bankshares, Inc. (NKSH)vs › | $276.20M | 13.64 | 15.21 | 15.44 | 13.13 |
| Isabella Bank Corporation (ISBA)vs › | $277.26M | 13.90 | 17.03 | 13.11 | 11.88 |
| Xsolla SPAC 1 Class A Ordinary Shares (XSLL)vs › | $277.01M | 105.01 | 104.79 | 104.79 | 104.79 |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| First National Corporation (FXNC)vs › | $273.04M | 12.58 | 16.85 | 15.98 | 12.92 |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $278.46M | N/A | 349.11 | 321.13 | 321.13 |
| LCNB Corp. (LCNB)vs › | $269.11M | 10.92 | 10.40 | 14.77 | 12.74 |
| Western New England Bancorp, Inc. (WNEB)vs › | $279.64M | 16.54 | 17.70 | 15.14 | 12.30 |
| First United Corporation (FUNC)vs › | $279.71M | 11.23 | 10.31 | 10.28 | 8.49 |
At 9.0, P/E is near its 20-year median — higher than 48% of readings in its 20-year history.
20-year low
1.8
median
9.3
20-year high
855.0
Trailing P/E
9.0
Forward P/E
10.4
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$11.93
Forward EPS (Est.)
$1.15
Forward P/E
10.40
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 8.88 |
| 2026-10-02 | 8.95 |
| 2026-10-01 | 8.96 |
| 2026-09-30 | 8.94 |
| 2026-09-29 | 9.05 |
| 2026-09-28 | 9.06 |
| 2026-09-25 | 8.99 |
| 2026-09-24 | 8.89 |
| 2026-09-23 | 8.68 |
| 2026-09-22 | 9.10 |
| 2026-09-21 | 8.98 |
| 2026-09-18 | 9.01 |
| 2026-09-17 | 8.93 |
| 2026-09-16 | 8.90 |
| 2026-09-15 | 9.13 |
| 2026-09-14 | 9.08 |
| 2026-09-11 | 9.06 |
| 2026-09-10 | 9.12 |
| 2026-09-09 | 9.11 |
| 2026-09-08 | 9.09 |
| 2026-09-04 | 9.19 |
| 2026-09-03 | 9.03 |
| 2026-09-02 | 8.98 |
| 2026-09-01 | 8.91 |
| 2026-08-31 | 8.89 |
| 2026-08-28 | 8.98 |
| 2026-08-27 | 8.88 |
| 2026-08-26 | 8.81 |
| 2026-08-25 | 9.01 |
| 2026-08-24 | 8.76 |
| 2026-08-21 | 8.78 |
| 2026-08-20 | 8.61 |
| 2026-08-19 | 8.59 |
| 2026-08-18 | 8.52 |
| 2026-08-17 | 8.35 |
| 2026-08-14 | 8.63 |
| 2026-08-13 | 8.59 |
| 2026-08-12 | 8.42 |
| 2026-08-11 | 8.29 |
| 2026-08-10 | 8.16 |
| 2026-08-07 | 8.20 |
| 2026-08-06 | 8.15 |
| 2026-08-05 | 7.29 |
| 2026-08-04 | 7.36 |
| 2026-08-03 | 7.16 |
| 2026-07-31 | 6.72 |
| 2026-07-30 | 6.82 |
| 2026-07-29 | 6.71 |
| 2026-07-28 | 6.70 |
| 2026-07-27 | 6.61 |
| 2026-07-24 | 6.60 |
| 2026-07-23 | 6.46 |
| 2026-07-22 | 6.57 |
| 2026-07-21 | 6.57 |
| 2026-07-20 | 6.61 |
| 2026-07-17 | 6.72 |
| 2026-07-16 | 6.91 |
| 2026-07-15 | 6.80 |
| 2026-07-14 | 6.74 |
| 2026-07-13 | 6.74 |
| 2026-07-10 | 6.76 |
| 2026-07-09 | 6.74 |
| 2026-07-08 | 6.64 |
| 2026-07-07 | 6.72 |
| 2026-07-06 | 6.78 |
| 2026-07-02 | 6.84 |
| 2026-07-01 | 6.99 |
| 2026-06-30 | 6.90 |
| 2026-06-29 | 6.96 |
| 2026-06-26 | 6.96 |
| 2026-06-25 | 6.74 |
| 2026-06-24 | 6.72 |
| 2026-06-23 | 6.53 |
| 2026-06-22 | 6.34 |
| 2026-06-18 | 6.44 |
| 2026-06-17 | 6.43 |
| 2026-06-16 | 6.67 |
| 2026-06-15 | 6.66 |
| 2026-06-12 | 6.63 |
| 2026-06-11 | 6.63 |
| 2026-06-10 | 6.69 |
| 2026-06-09 | 6.51 |
| 2026-06-08 | 6.51 |
| 2026-06-05 | 6.46 |
| 2026-06-04 | 6.51 |
| 2026-06-03 | 6.47 |
| 2026-06-02 | 6.64 |
| 2026-06-01 | 6.66 |
| 2026-05-29 | 6.57 |
| 2026-05-28 | 6.53 |
| 2026-05-27 | 6.48 |
| 2026-05-26 | 6.48 |
| 2026-05-22 | 6.37 |
| 2026-05-21 | 6.43 |
| 2026-05-20 | 6.39 |
| 2026-05-19 | 6.30 |
| 2026-05-18 | 6.51 |
| 2026-05-15 | 6.44 |
| 2026-05-14 | 6.54 |
| 2026-05-13 | 6.33 |
| 2026-05-12 | 6.27 |
| 2026-05-11 | 6.34 |
| 2026-05-08 | 6.53 |
| 2026-05-07 | 6.46 |
| 2026-05-06 | 6.36 |
| 2026-05-05 | 5.21 |
| 2026-05-04 | 5.17 |
| 2026-05-01 | 4.98 |
| 2026-04-30 | 5.15 |
| 2026-04-29 | 5.20 |
| 2026-04-28 | 5.29 |
| 2026-04-27 | 5.33 |
| 2026-04-24 | 5.28 |
| 2026-04-23 | 5.29 |
| 2026-04-22 | 5.39 |
| 2026-04-21 | 5.29 |
| 2026-04-20 | 5.31 |
| 2026-04-17 | 5.36 |
| 2026-04-16 | 5.29 |
| 2026-04-15 | 5.18 |
| 2026-04-14 | 5.12 |
| 2026-04-13 | 5.07 |
| 2026-04-10 | 4.96 |
| 2026-04-09 | 5.04 |
| 2026-04-08 | 4.99 |
| 2026-04-07 | 4.78 |
| 2026-04-06 | 4.81 |
| 2026-04-02 | 4.76 |
| 2026-04-01 | 4.75 |
| 2026-03-31 | 4.81 |
| 2026-03-30 | 4.75 |
| 2026-03-27 | 4.50 |
| 2026-03-26 | 4.74 |
| 2026-03-25 | 4.77 |
| 2026-03-24 | 4.76 |
| 2026-03-23 | 4.91 |
| 2026-03-20 | 4.70 |
| 2026-03-19 | 4.79 |
| 2026-03-18 | 4.98 |
| 2026-03-17 | 5.21 |
| 2026-03-16 | 5.28 |
| 2026-03-13 | 5.25 |
| 2026-03-12 | 5.25 |
| 2026-03-11 | 5.33 |
| 2026-03-10 | 5.61 |
| 2026-03-09 | 5.55 |
| 2026-03-06 | 5.75 |
| 2026-03-05 | 5.82 |
| 2026-03-04 | 5.91 |
| 2026-03-03 | 5.94 |
| 2026-03-02 | 6.10 |
| 2026-02-27 | 5.90 |
| 2026-02-26 | 5.94 |
| 2026-02-25 | 5.94 |
| 2026-02-24 | 5.90 |
| 2026-02-23 | 5.77 |
| 2026-02-20 | 6.08 |
| 2026-02-19 | 6.09 |
| 2026-02-18 | 6.21 |
| 2026-02-17 | 6.09 |
| 2026-02-13 | 6.01 |
| 2026-02-12 | 6.01 |
| 2026-02-11 | 6.04 |
| 2026-02-10 | 6.06 |
| 2026-02-09 | 6.09 |
| 2026-02-06 | 6.05 |
| 2026-02-05 | 5.99 |
| 2026-02-04 | 6.06 |
| 2026-02-03 | 6.06 |
| 2026-02-02 | 6.06 |
| 2026-01-30 | 6.02 |
| 2026-01-29 | 5.88 |
| 2026-01-28 | 5.77 |
| 2026-01-27 | 5.89 |
| 2026-01-26 | 5.96 |
| 2026-01-23 | 5.88 |
| 2026-01-22 | 6.00 |
| 2026-01-21 | 5.94 |
| 2026-01-20 | 5.67 |
| 2026-01-16 | 5.87 |
| 2026-01-15 | 5.88 |
| 2026-01-14 | 5.88 |
| 2026-01-13 | 5.92 |
| 2026-01-12 | 5.95 |
| 2026-01-09 | 5.95 |
| 2026-01-08 | 6.05 |
| 2026-01-07 | 6.01 |
| 2026-01-06 | 6.05 |
| 2026-01-05 | 6.07 |
| 2026-01-02 | 5.95 |
| 2025-12-31 | 6.02 |
| 2025-12-30 | 6.05 |
| 2025-12-29 | 6.16 |
| 2025-12-26 | 6.18 |
| 2025-12-24 | 6.14 |
| 2025-12-23 | 6.18 |
| 2025-12-22 | 6.16 |
| 2025-12-19 | 6.33 |
| 2025-12-18 | 6.24 |
| 2025-12-17 | 6.13 |
| 2025-12-16 | 6.26 |
| 2025-12-15 | 6.23 |
| 2025-12-12 | 6.15 |
| 2025-12-11 | 6.18 |
| 2025-12-10 | 6.18 |
| 2025-12-09 | 6.01 |
| 2025-12-08 | 5.89 |
| 2025-12-05 | 6.01 |
| 2025-12-04 | 5.86 |
| 2025-12-03 | 5.98 |
| 2025-12-02 | 5.78 |
| 2025-12-01 | 5.88 |
| 2025-11-28 | 5.81 |
| 2025-11-26 | 5.83 |
| 2025-11-25 | 5.72 |
| 2025-11-24 | 5.58 |
| 2025-11-21 | 5.58 |
| 2025-11-20 | 5.37 |
| 2025-11-19 | 5.49 |
| 2025-11-18 | 5.54 |
| 2025-11-17 | 5.59 |
| 2025-11-14 | 5.75 |
| 2025-11-13 | 5.81 |
| 2025-11-12 | 5.84 |
| 2025-11-11 | 5.87 |
| 2025-11-10 | 5.81 |
| 2025-11-07 | 5.78 |
| 2025-11-06 | 5.78 |
| 2025-11-05 | 5.92 |
| 2025-11-04 | 5.72 |
| 2025-11-03 | 5.62 |
| 2025-10-31 | 5.59 |
| 2025-10-30 | 5.61 |
| 2025-10-29 | 5.28 |
| 2025-10-28 | 5.52 |
| 2025-10-27 | 5.61 |
| 2025-10-24 | 5.69 |
| 2025-10-23 | 5.66 |
| 2025-10-22 | 5.72 |
| 2025-10-21 | 5.63 |
| 2025-10-20 | 5.77 |
| 2025-10-17 | 5.60 |
| 2025-10-16 | 5.57 |
| 2025-10-15 | 5.76 |
| 2025-10-14 | 5.70 |
| 2025-10-13 | 5.35 |
| 2025-10-10 | 5.33 |
| 2025-10-09 | 5.49 |
| 2025-10-08 | 5.64 |
| 2025-10-07 | 5.52 |
| 2025-10-06 | 5.62 |
| 2025-10-03 | 5.67 |
| 2025-10-02 | 5.61 |
| 2025-10-01 | 5.64 |
| 2025-09-30 | 5.74 |
| 2025-09-29 | 5.71 |
| 2025-09-26 | 5.95 |
| 2025-09-25 | 5.97 |
| 2025-09-24 | 6.03 |
| 2025-09-23 | 6.01 |
Showing the most recent 260 of 4,255 data points. The chart above shows the full history.
