Isabella Bank Corporation (ISBA) vs Medallion Financial Corp. (MFIN)

A side-by-side comparison of Isabella Bank Corporation and Medallion Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ISBA vs MFIN

growth of $100 · dividends reinvested · last 10y
ISBA +113.7% (+7.9%/yr)MFIN +251.4% (+13.4%/yr)MFIN compounded faster over this window
100200300Start $10020182020202220242026$214$351
ISBA MFIN

ISBA vs MFIN: by the numbers

  • •ISBA is the larger company ($275M vs $275M market cap).
  • •MFIN trades at the lower trailing earnings multiple (8.93 vs 13.80 P/E), one valuation lens rather than an overall verdict.
  • •ISBA converts more revenue to profit (18.77% vs 10.38% net margin).
  • •MFIN grew revenue faster over the past five years (16.51% vs 7.59% CAGR).
  • •MFIN pays the higher dividend yield (4.37% vs 2.96%).

Metrics side by side

Valuation

MetricISBAMFIN
P/E ratio13.808.93
Forward P/E11.3810.35
PEG ratio1.00N/A
P/S ratio2.590.79
P/B ratio1.110.68

Profitability

MetricISBAMFIN
Operating margin19.76%50.47%
Net margin18.77%10.38%
ROE8.03%8.84%

Isabella Bank Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Medallion Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricISBAMFIN
Dividend yield2.96%4.37%
Payout ratio41.18%39.10%

Growth (annualized)

MetricISBAMFIN
Revenue CAGR (5Y)7.59%16.51%
EPS CAGR (5Y)13.32%N/A
Total return CAGR (5Y)12.29%12.75%

Frequently asked

Which has the lower trailing P/E, ISBA or MFIN?
MFIN has the lower trailing P/E: ISBA trades at 13.80 and MFIN at 8.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ISBA or MFIN?
Over the past five years, MFIN grew revenue faster — ISBA at a 7.59% CAGR versus MFIN at 16.51%.
Does ISBA or MFIN pay a bigger dividend?
ISBA yields 2.96% and MFIN yields 4.37% based on trailing dividends and the latest price.
Is ISBA or MFIN more profitable?
ISBA runs the higher net margin — ISBA at 18.77% versus MFIN at 10.38%.
How have ISBA and MFIN total returns compared?
Over the past 10 years, ISBA delivered 7.87% and MFIN delivered 13.53% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.