Isabella Bank Corporation (ISBA) vs Medallion Financial Corp. (MFIN)
A side-by-side comparison of Isabella Bank Corporation and Medallion Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ISBA vs MFIN
growth of $100 · dividends reinvested · last 10yISBA vs MFIN: by the numbers
- •ISBA is the larger company ($275M vs $275M market cap).
- •MFIN trades at the lower trailing earnings multiple (8.93 vs 13.80 P/E), one valuation lens rather than an overall verdict.
- •ISBA converts more revenue to profit (18.77% vs 10.38% net margin).
- •MFIN grew revenue faster over the past five years (16.51% vs 7.59% CAGR).
- •MFIN pays the higher dividend yield (4.37% vs 2.96%).
Metrics side by side
Valuation
| Metric | ISBA | MFIN |
|---|---|---|
| P/E ratio | 13.80 | 8.93 |
| Forward P/E | 11.38 | 10.35 |
| PEG ratio | 1.00 | N/A |
| P/S ratio | 2.59 | 0.79 |
| P/B ratio | 1.11 | 0.68 |
Profitability
| Metric | ISBA | MFIN |
|---|---|---|
| Operating margin | 19.76% | 50.47% |
| Net margin | 18.77% | 10.38% |
| ROE | 8.03% | 8.84% |
Isabella Bank Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Medallion Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ISBA | MFIN |
|---|---|---|
| Dividend yield | 2.96% | 4.37% |
| Payout ratio | 41.18% | 39.10% |
Growth (annualized)
| Metric | ISBA | MFIN |
|---|---|---|
| Revenue CAGR (5Y) | 7.59% | 16.51% |
| EPS CAGR (5Y) | 13.32% | N/A |
| Total return CAGR (5Y) | 12.29% | 12.75% |
Frequently asked
- Which has the lower trailing P/E, ISBA or MFIN?
- MFIN has the lower trailing P/E: ISBA trades at 13.80 and MFIN at 8.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ISBA or MFIN?
- Over the past five years, MFIN grew revenue faster — ISBA at a 7.59% CAGR versus MFIN at 16.51%.
- Does ISBA or MFIN pay a bigger dividend?
- ISBA yields 2.96% and MFIN yields 4.37% based on trailing dividends and the latest price.
- Is ISBA or MFIN more profitable?
- ISBA runs the higher net margin — ISBA at 18.77% versus MFIN at 10.38%.
- How have ISBA and MFIN total returns compared?
- Over the past 10 years, ISBA delivered 7.87% and MFIN delivered 13.53% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Isabella Bank & Medallion Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.