First United Corporation (FUNC) vs Medallion Financial Corp. (MFIN)

A side-by-side comparison of First United Corporation and Medallion Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FUNC vs MFIN

growth of $100 · dividends reinvested · last 10y
FUNC +388.2% (+17.2%/yr)MFIN +258.1% (+13.6%/yr)FUNC compounded faster over this window
0100200300400500Start $10020182020202220242026$488$358
FUNC MFIN

FUNC vs MFIN: by the numbers

  • •FUNC is the larger company ($278M vs $275M market cap).
  • •MFIN trades at the lower trailing earnings multiple (8.94 vs 11.18 P/E), one valuation lens rather than an overall verdict.
  • •FUNC converts more revenue to profit (20.38% vs 10.38% net margin).
  • •MFIN grew revenue faster over the past five years (16.51% vs 9.73% CAGR).
  • •MFIN pays the higher dividend yield (4.37% vs 2.40%).

Metrics side by side

Valuation

MetricFUNCMFIN
P/E ratio11.188.94
Forward P/E9.7010.36
PEG ratio0.86N/A
P/S ratio2.260.80
P/B ratio1.310.68

Profitability

MetricFUNCMFIN
Operating margin26.93%50.47%
Net margin20.38%10.38%
ROE11.80%8.84%

First United Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Medallion Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFUNCMFIN
Dividend yield2.40%4.37%
Payout ratio26.94%39.10%

Growth (annualized)

MetricFUNCMFIN
Revenue CAGR (5Y)9.73%16.51%
EPS CAGR (5Y)13.13%N/A
Total return CAGR (5Y)22.43%12.75%

Frequently asked

Which has the lower trailing P/E, FUNC or MFIN?
MFIN has the lower trailing P/E: FUNC trades at 11.18 and MFIN at 8.94. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FUNC or MFIN?
Over the past five years, MFIN grew revenue faster — FUNC at a 9.73% CAGR versus MFIN at 16.51%.
Does FUNC or MFIN pay a bigger dividend?
FUNC yields 2.40% and MFIN yields 4.37% based on trailing dividends and the latest price.
Is FUNC or MFIN more profitable?
FUNC runs the higher net margin — FUNC at 20.38% versus MFIN at 10.38%.
How have FUNC and MFIN total returns compared?
Over the past 10 years, FUNC delivered 16.71% and MFIN delivered 13.53% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.