First United Corporation (FUNC) vs Medallion Financial Corp. (MFIN)
A side-by-side comparison of First United Corporation and Medallion Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FUNC vs MFIN
growth of $100 · dividends reinvested · last 10yFUNC vs MFIN: by the numbers
- •FUNC is the larger company ($278M vs $275M market cap).
- •MFIN trades at the lower trailing earnings multiple (8.94 vs 11.18 P/E), one valuation lens rather than an overall verdict.
- •FUNC converts more revenue to profit (20.38% vs 10.38% net margin).
- •MFIN grew revenue faster over the past five years (16.51% vs 9.73% CAGR).
- •MFIN pays the higher dividend yield (4.37% vs 2.40%).
Metrics side by side
Valuation
| Metric | FUNC | MFIN |
|---|---|---|
| P/E ratio | 11.18 | 8.94 |
| Forward P/E | 9.70 | 10.36 |
| PEG ratio | 0.86 | N/A |
| P/S ratio | 2.26 | 0.80 |
| P/B ratio | 1.31 | 0.68 |
Profitability
| Metric | FUNC | MFIN |
|---|---|---|
| Operating margin | 26.93% | 50.47% |
| Net margin | 20.38% | 10.38% |
| ROE | 11.80% | 8.84% |
First United Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Medallion Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FUNC | MFIN |
|---|---|---|
| Dividend yield | 2.40% | 4.37% |
| Payout ratio | 26.94% | 39.10% |
Growth (annualized)
| Metric | FUNC | MFIN |
|---|---|---|
| Revenue CAGR (5Y) | 9.73% | 16.51% |
| EPS CAGR (5Y) | 13.13% | N/A |
| Total return CAGR (5Y) | 22.43% | 12.75% |
Frequently asked
- Which has the lower trailing P/E, FUNC or MFIN?
- MFIN has the lower trailing P/E: FUNC trades at 11.18 and MFIN at 8.94. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FUNC or MFIN?
- Over the past five years, MFIN grew revenue faster — FUNC at a 9.73% CAGR versus MFIN at 16.51%.
- Does FUNC or MFIN pay a bigger dividend?
- FUNC yields 2.40% and MFIN yields 4.37% based on trailing dividends and the latest price.
- Is FUNC or MFIN more profitable?
- FUNC runs the higher net margin — FUNC at 20.38% versus MFIN at 10.38%.
- How have FUNC and MFIN total returns compared?
- Over the past 10 years, FUNC delivered 16.71% and MFIN delivered 13.53% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First United & Medallion Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.