Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 11.80% is in line with its 5-year average of 12.71%, near the low end of its 5-year range (8.69%–19.41%).
As of the fiscal period ended Tuesday, June 30, 2026. 3.52% below its 12-month average of 12.23%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 11.80%.
RETURN ON EQUITY (ROE)
11.80%
RETURN ON EQUITY (ROE) AVG TTM
12.23%
RETURN ON EQUITY (ROE) AVG 3Y
11.46%
RETURN ON EQUITY (ROE) AVG 5Y
12.71%
RETURN ON EQUITY (ROE) AVG 10Y
10.55%
RETURN ON EQUITY (ROE) AVG 15Y
8.80%
RETURN ON EQUITY (ROE) AVG 20Y
9.06%
CURRENT VS TTM AVG
-3.52%
CURRENT VS 3Y AVG
+2.93%
CURRENT VS 5Y AVG
-7.19%
CURRENT VS 10Y AVG
+11.85%
CURRENT VS 15Y AVG
+34.06%
CURRENT VS 20Y AVG
+30.16%
SECTOR MEDIAN · FINANCIAL SERVICES
8.93%
median of 581 covered companies
CURRENT VS SECTOR MEDIAN
+32.11%
vs the sector median at left
First United Corporation
Market Cap
$279.39M
Return on Equity (ROE)
11.80%
TTM Avg
12.23%
3Y Avg
11.46%
5Y Avg
12.71%
Market Cap
$279.11M
Return on Equity (ROE)
-0.10%
TTM Avg
-0.75%
3Y Avg
0.15%
5Y Avg
0.15%
Market Cap
$277.49M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$275.97M
Return on Equity (ROE)
8.84%
TTM Avg
10.11%
3Y Avg
12.70%
5Y Avg
9.10%
Market Cap
$283.40M
Return on Equity (ROE)
13.41%
TTM Avg
9.89%
3Y Avg
10.79%
5Y Avg
10.74%
Market Cap
$284.14M
Return on Equity (ROE)
N/A
TTM Avg
-70.53%
3Y Avg
-57.94%
5Y Avg
-42.77%
Market Cap
$274.97M
Return on Equity (ROE)
8.03%
TTM Avg
7.39%
3Y Avg
8.93%
5Y Avg
8.32%
Market Cap
$274.66M
Return on Equity (ROE)
8.74%
TTM Avg
6.88%
3Y Avg
7.54%
5Y Avg
7.88%
Market Cap
$284.34M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First United Corporation (FUNC) | $279.39M | 11.80% | 12.23% | 11.46% | 12.71% |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $279.11M | -0.10% | -0.75% | 0.15% | 0.15% |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| Medallion Financial Corp. (MFIN)vs › | $275.97M | 8.84% | 10.11% | 12.70% | 9.10% |
| Franklin Financial Services Corporation (FRAF)vs › | $283.40M | 13.41% | 9.89% | 10.79% | 10.74% |
| CPI Card Group Inc. (PMTS)vs › | $284.14M | N/A | -70.53% | -57.94% | -42.77% |
| Isabella Bank Corporation (ISBA)vs › | $274.97M | 8.03% | 7.39% | 8.93% | 8.32% |
| LCNB Corp. (LCNB)vs › | $274.66M | 8.74% | 6.88% | 7.54% | 7.88% |
| Inflection Point Acquisition Corp. VIII (IPHX)vs › | $284.34M | N/A | N/A | N/A | N/A |
| National Bankshares, Inc. (NKSH)vs › | $273.40M | 10.57% | 6.71% | 11.44% | 10.73% |
ROE
11.8%
ROA
1.2%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 11.80% |
| 2026-03-31 | 12.36% |
| 2025-12-31 | 12.04% |
| 2025-09-30 | 12.52% |
| 2025-06-30 | 12.42% |
| 2025-03-31 | 12.34% |
| 2024-12-31 | 11.47% |
| 2024-09-30 | 9.28% |
| 2024-06-30 | 9.07% |
| 2024-03-31 | 8.69% |
| 2023-12-31 | 9.30% |
| 2023-09-30 | 13.08% |
| 2023-06-30 | 14.63% |
| 2023-03-31 | 15.51% |
| 2022-12-31 | 16.50% |
| 2022-09-30 | 19.41% |
| 2022-06-30 | 17.37% |
| 2022-03-31 | 16.09% |
| 2021-12-31 | 13.93% |
| 2021-09-30 | 12.54% |
| 2021-06-30 | 13.29% |
| 2021-03-31 | 12.01% |
| 2020-12-31 | 10.56% |
| 2020-09-30 | 9.34% |
| 2020-06-30 | 9.40% |
| 2020-03-31 | 9.90% |
| 2019-12-31 | 10.42% |
| 2019-09-30 | 9.76% |
| 2019-06-30 | 8.64% |
| 2019-03-31 | 9.24% |
| 2018-12-31 | 9.11% |
| 2018-09-30 | 6.28% |
| 2018-06-30 | 5.76% |
| 2018-03-31 | 5.22% |
| 2017-12-31 | 4.86% |
| 2017-09-30 | 6.39% |
| 2017-06-30 | 6.74% |
| 2017-03-31 | 6.43% |
| 2016-12-31 | 6.40% |
| 2016-09-30 | 10.67% |
| 2016-06-30 | 10.52% |
| 2016-03-31 | 10.24% |
| 2015-12-31 | 9.01% |
| 2015-09-30 | 5.37% |
| 2015-06-30 | 4.90% |
| 2015-03-31 | 5.01% |
| 2014-12-31 | 5.13% |
| 2014-09-30 | 4.26% |
| 2014-06-30 | 4.72% |
| 2014-03-31 | 5.45% |
| 2013-12-31 | 6.36% |
| 2013-09-30 | 8.45% |
| 2013-06-30 | 9.66% |
| 2013-03-31 | 9.07% |
| 2012-12-31 | 4.71% |
| 2012-09-30 | 2.75% |
| 2012-06-30 | 0.55% |
| 2012-03-31 | 0.00% |
| 2011-12-31 | 3.75% |
| 2011-09-30 | -1.75% |
| 2011-06-30 | -2.12% |
| 2011-03-31 | -4.26% |
| 2010-12-31 | -10.66% |
| 2010-09-30 | -14.72% |
| 2010-06-30 | -20.86% |
| 2010-03-31 | -18.70% |
| 2009-12-31 | -11.26% |
| 2009-09-30 | -2.18% |
| 2009-06-30 | 5.09% |
| 2009-03-31 | 8.36% |
| 2008-12-31 | 12.20% |
| 2008-09-30 | 14.56% |
| 2008-06-30 | 15.61% |
| 2008-03-31 | 13.57% |
| 2007-12-31 | 12.22% |
| 2007-09-30 | 12.17% |
| 2007-06-30 | 12.26% |
| 2007-03-31 | 11.99% |
| 2006-12-31 | 12.99% |
| 2006-09-30 | 13.50% |
| 2006-06-30 | 13.94% |
| 2006-03-31 | 13.07% |
| 2005-12-31 | 13.20% |
| 2005-09-30 | 10.79% |
| 2005-06-30 | 8.80% |
| 2005-03-31 | 8.83% |
| 2004-12-31 | 8.83% |
| 2004-09-30 | 9.99% |
| 2004-06-30 | 11.49% |
| 2004-03-31 | 12.80% |
| 2003-12-31 | 12.77% |
| 2003-09-30 | 12.52% |
| 2003-06-30 | 12.83% |
