Which has the lower trailing P/E, FUNC or LCNB?

LCNB has the lower trailing P/E: FUNC trades at 11.31 and LCNB at 10.88. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FUNC or LCNB?

Over the past five years, LCNB grew revenue faster — FUNC at a 9.73% CAGR versus LCNB at 9.95%.

Does FUNC or LCNB pay a bigger dividend?

FUNC yields 2.40% and LCNB yields 4.65% based on trailing dividends and the latest price.

Is FUNC or LCNB more profitable?

FUNC runs the higher net margin — FUNC at 20.38% versus LCNB at 19.69%.

How have FUNC and LCNB total returns compared?

Over the past 10 years, FUNC delivered 16.71% and LCNB delivered 5.14% annualized total return. Past performance doesn't predict future results.

First United Corporation (FUNC) vs LCNB Corp. (LCNB)

A side-by-side comparison of First United Corporation and LCNB Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FUNC

First United Corporation

$282M

$43.64Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

LCNB

LCNB Corp.

$268M

$18.83Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — FUNC vs LCNB

growth of $100 · dividends reinvested · last 10y

FUNC +363.4% (+16.6%/yr)LCNB +63.6% (+5.0%/yr)FUNC compounded faster over this window

FUNC LCNB

FUNC vs LCNB: by the numbers

•FUNC is the larger company ($282M vs $268M market cap).
•LCNB trades at the lower trailing earnings multiple (10.88 vs 11.31 P/E), one valuation lens rather than an overall verdict.
•FUNC converts more revenue to profit (20.38% vs 19.69% net margin).
•LCNB grew revenue faster over the past five years (9.95% vs 9.73% CAGR).
•LCNB pays the higher dividend yield (4.65% vs 2.40%).

Metrics side by side

Valuation

Metric	FUNC	LCNB
P/E ratio	11.31	10.88
Forward P/E	9.81	10.49
PEG ratio	0.87	10.78
P/S ratio	2.29	2.15
P/B ratio	1.33	0.96

Profitability

Metric	FUNC	LCNB
Operating margin	26.93%	24.42%
Net margin	20.38%	19.69%
ROE	11.80%	8.74%

First United Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

LCNB Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FUNC	LCNB
Dividend yield	2.40%	4.65%
Payout ratio	26.94%	50.87%

Growth (annualized)

Metric	FUNC	LCNB
Revenue CAGR (5Y)	9.73%	9.95%
EPS CAGR (5Y)	13.13%	1.14%
Total return CAGR (5Y)	22.43%	7.06%

Frequently asked

Which has the lower trailing P/E, FUNC or LCNB?: LCNB has the lower trailing P/E: FUNC trades at 11.31 and LCNB at 10.88. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FUNC or LCNB?: Over the past five years, LCNB grew revenue faster — FUNC at a 9.73% CAGR versus LCNB at 9.95%.
Does FUNC or LCNB pay a bigger dividend?: FUNC yields 2.40% and LCNB yields 4.65% based on trailing dividends and the latest price.
Is FUNC or LCNB more profitable?: FUNC runs the higher net margin — FUNC at 20.38% versus LCNB at 19.69%.
How have FUNC and LCNB total returns compared?: Over the past 10 years, FUNC delivered 16.71% and LCNB delivered 5.14% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FUNC analysis Full LCNB analysis Interactive comparison tool

Dig into the metrics

First United P/E ratio LCNB P/E ratio First United dividend yield LCNB dividend yield First United ROE LCNB ROE First United operating margin LCNB operating margin First United revenue growth LCNB revenue growth

First United & LCNB appear in these rankings

Highest Dividend Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.