Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 24.42% is in line with its 5-year average of 24.84%, around the middle of its 5-year range (-1.97%–39.00%).
1.42% above its 12-month average of 24.08%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 30.54%.
OPERATING MARGIN
24.42%
OPERATING MARGIN AVG TTM
24.08%
OPERATING MARGIN AVG 3Y
21.12%
OPERATING MARGIN AVG 5Y
24.84%
OPERATING MARGIN AVG 10Y
28.76%
OPERATING MARGIN AVG 15Y
28.58%
OPERATING MARGIN AVG 20Y
26.97%
CURRENT VS TTM AVG
+1.42%
CURRENT VS 3Y AVG
+15.63%
CURRENT VS 5Y AVG
-1.69%
CURRENT VS 10Y AVG
-15.08%
CURRENT VS 15Y AVG
-14.57%
CURRENT VS 20Y AVG
-9.47%
SECTOR MEDIAN · FINANCIAL SERVICES
16.16%
median of 641 covered companies
CURRENT VS SECTOR MEDIAN
+51.11%
vs the sector median at left
Market Cap
$274.58M
Operating Margin
50.47%
TTM Avg
36.02%
3Y Avg
35.01%
5Y Avg
26.88%
Market Cap
$275.53M
Operating Margin
17.47%
TTM Avg
17.00%
3Y Avg
28.05%
5Y Avg
32.53%
Market Cap
$276.40M
Operating Margin
19.76%
TTM Avg
17.94%
3Y Avg
23.75%
5Y Avg
23.91%
Market Cap
$277.01M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$272.09M
Operating Margin
22.93%
TTM Avg
14.34%
3Y Avg
20.07%
5Y Avg
22.58%
Market Cap
$277.49M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$270.92M
Operating Margin
49.99%
TTM Avg
57.00%
3Y Avg
54.85%
5Y Avg
65.58%
Market Cap
$278.62M
Operating Margin
5.89%
TTM Avg
-0.23%
3Y Avg
1.08%
5Y Avg
1.08%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| LCNB Corp. (LCNB) | $274.66M | 24.42% | 24.08% | 21.12% | 24.84% |
| Medallion Financial Corp. (MFIN)vs › | $274.58M | 50.47% | 36.02% | 35.01% | 26.88% |
| National Bankshares, Inc. (NKSH)vs › | $275.53M | 17.47% | 17.00% | 28.05% | 32.53% |
| Isabella Bank Corporation (ISBA)vs › | $276.40M | 19.76% | 17.94% | 23.75% | 23.91% |
| Xsolla SPAC 1 Class A Ordinary Shares (XSLL)vs › | $277.01M | 0.00% | 0.00% | 0.00% | 0.00% |
| First National Corporation (FXNC)vs › | $272.09M | 22.93% | 14.34% | 20.07% | 22.58% |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| Runway Growth Finance Corp. (RWAY)vs › | $270.92M | 49.99% | 57.00% | 54.85% | 65.58% |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $278.62M | 5.89% | -0.23% | 1.08% | 1.08% |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.60M | N/A | N/A | N/A | N/A |
Operating Margin
24.4%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 30.54% |
| 2026-03-31 | 17.66% |
| 2025-12-31 | 22.60% |
| 2025-09-30 | 26.47% |
| 2025-06-30 | 23.10% |
| 2025-03-31 | 18.06% |
| 2024-12-31 | 22.69% |
| 2024-09-30 | 16.25% |
| 2024-06-30 | 3.04% |
| 2024-03-31 | 7.76% |
| 2023-12-31 | -1.97% |
| 2023-09-30 | 21.59% |
| 2023-06-30 | 25.57% |
| 2023-03-31 | 23.51% |
| 2022-12-31 | 39.00% |
| 2022-09-30 | 33.68% |
| 2022-06-30 | 34.70% |
| 2022-03-31 | 29.32% |
| 2021-12-31 | 37.83% |
| 2021-09-30 | 30.55% |
| 2021-06-30 | 32.87% |
| 2021-03-31 | 33.67% |
| 2020-12-31 | 36.55% |
| 2020-09-30 | 26.42% |
| 2020-06-30 | 32.09% |
| 2020-03-31 | 28.30% |
| 2019-12-31 | 31.83% |
| 2019-09-30 | 28.90% |
| 2019-06-30 | 29.50% |
| 2019-03-31 | 29.48% |
| 2018-12-31 | 35.21% |
| 2018-09-30 | 28.06% |
| 2018-06-30 | 21.03% |
| 2018-03-31 | 23.20% |
| 2017-12-31 | 34.03% |
| 2017-09-30 | 30.23% |
| 2017-06-30 | 29.36% |
| 2017-03-31 | 33.35% |
| 2016-12-31 | 38.04% |
| 2016-09-30 | 28.32% |
| 2016-06-30 | 29.15% |
| 2016-03-31 | 30.40% |
| 2015-12-31 | 30.65% |
| 2015-09-30 | 27.78% |
| 2015-06-30 | 30.52% |
| 2015-03-31 | 31.59% |
| 2014-12-31 | 36.46% |
| 2014-09-30 | 30.04% |
| 2014-06-30 | 28.23% |
| 2014-03-31 | 14.86% |
| 2013-12-31 | 30.26% |
| 2013-09-30 | 30.11% |
| 2013-06-30 | 29.97% |
| 2013-03-31 | 21.21% |
| 2012-12-31 | 31.30% |
| 2012-09-30 | 25.17% |
| 2012-06-30 | 28.23% |
| 2012-03-31 | 30.61% |
| 2011-12-31 | 25.72% |
| 2011-09-30 | 24.46% |
| 2011-06-30 | 27.54% |
| 2011-03-31 | 18.16% |
| 2010-12-31 | 28.89% |
| 2010-09-30 | 24.14% |
| 2010-06-30 | 29.08% |
| 2010-03-31 | 26.83% |
| 2009-12-31 | 27.61% |
| 2009-09-30 | 24.04% |
| 2009-06-30 | 21.79% |
| 2009-03-31 | 18.57% |
| 2008-12-31 | 20.71% |
| 2008-09-30 | 22.25% |
| 2008-06-30 | 21.56% |
| 2008-03-31 | 17.97% |
| 2007-12-31 | 20.42% |
| 2007-09-30 | 17.95% |
| 2007-06-30 | 21.14% |
| 2007-03-31 | 18.65% |
| 2006-12-31 | 23.52% |
| 2006-09-30 | 20.34% |
| 2006-06-30 | 22.48% |
| 2006-03-31 | 23.04% |
| 2005-12-31 | 25.89% |
| 2005-09-30 | 26.58% |
| 2005-06-30 | 25.38% |
| 2005-03-31 | 22.54% |
| 2004-12-31 | 28.93% |
| 2004-09-30 | 26.55% |
| 2004-06-30 | 26.08% |
| 2004-03-31 | 26.99% |
| 2003-12-31 | 30.09% |
| 2003-09-30 | 24.52% |
| 2003-06-30 | 26.32% |
| 2003-03-31 | 26.12% |
| 2002-12-31 | 29.34% |
| 2002-09-30 | 22.07% |
