Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 19.69% is in line with its 5-year average of 20.38%, around the middle of its 5-year range (-1.09%–32.08%).
1.05% above its 12-month average of 19.48%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.65%.
NET PROFIT MARGIN
19.69%
NET PROFIT MARGIN AVG TTM
19.48%
NET PROFIT MARGIN AVG 3Y
17.28%
NET PROFIT MARGIN AVG 5Y
20.38%
NET PROFIT MARGIN AVG 10Y
23.20%
NET PROFIT MARGIN AVG 15Y
22.64%
NET PROFIT MARGIN AVG 20Y
21.24%
CURRENT VS TTM AVG
+1.05%
CURRENT VS 3Y AVG
+13.92%
CURRENT VS 5Y AVG
-3.40%
CURRENT VS 10Y AVG
-15.13%
CURRENT VS 15Y AVG
-13.03%
CURRENT VS 20Y AVG
-7.28%
SECTOR MEDIAN · FINANCIAL SERVICES
13.71%
median of 564 covered companies
CURRENT VS SECTOR MEDIAN
+43.62%
vs the sector median at left
Market Cap
$274.85M
Net Profit Margin
18.47%
TTM Avg
11.83%
3Y Avg
16.38%
5Y Avg
18.34%
Market Cap
$274.10M
Net Profit Margin
28.14%
TTM Avg
14.10%
3Y Avg
23.17%
5Y Avg
26.97%
Market Cap
$276.83M
Net Profit Margin
18.77%
TTM Avg
15.27%
3Y Avg
19.90%
5Y Avg
20.22%
Market Cap
$275.97M
Net Profit Margin
10.38%
TTM Avg
12.24%
3Y Avg
17.05%
5Y Avg
12.57%
Market Cap
$277.49M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$270.60M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$281.13M
Net Profit Margin
20.38%
TTM Avg
19.48%
3Y Avg
21.46%
5Y Avg
21.50%
Market Cap
$270.43M
Net Profit Margin
15.90%
TTM Avg
16.15%
3Y Avg
2.68%
5Y Avg
1.14%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| LCNB Corp. (LCNB) | $274.66M | 19.69% | 19.48% | 17.28% | 20.38% |
| First National Corporation (FXNC)vs › | $274.85M | 18.47% | 11.83% | 16.38% | 18.34% |
| National Bankshares, Inc. (NKSH)vs › | $274.10M | 28.14% | 14.10% | 23.17% | 26.97% |
| Isabella Bank Corporation (ISBA)vs › | $276.83M | 18.77% | 15.27% | 19.90% | 20.22% |
| Medallion Financial Corp. (MFIN)vs › | $275.97M | 10.38% | 12.24% | 17.05% | 12.57% |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.60M | N/A | N/A | N/A | N/A |
| First United Corporation (FUNC)vs › | $281.13M | 20.38% | 19.48% | 21.46% | 21.50% |
| Kingstone Companies, Inc. (KINS)vs › | $270.43M | 15.90% | 16.15% | 2.68% | 1.14% |
| Cartesian Growth Corp. Iv (CGCF)vs › | $270.05M | N/A | N/A | N/A | N/A |
Operating Margin
24.4%
Net Profit Margin
19.7%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 23.65% |
| 2026-03-31 | 14.75% |
| 2025-12-31 | 18.37% |
| 2025-09-30 | 21.67% |
| 2025-06-30 | 18.98% |
| 2025-03-31 | 15.09% |
| 2024-12-31 | 18.61% |
| 2024-09-30 | 13.81% |
| 2024-06-30 | 2.98% |
| 2024-03-31 | 6.68% |
| 2023-12-31 | -1.09% |
| 2023-09-30 | 17.51% |
| 2023-06-30 | 21.00% |
| 2023-03-31 | 19.34% |
| 2022-12-31 | 32.08% |
| 2022-09-30 | 27.50% |
| 2022-06-30 | 28.47% |
| 2022-03-31 | 24.22% |
| 2021-12-31 | 31.05% |
| 2021-09-30 | 25.09% |
| 2021-06-30 | 26.79% |
| 2021-03-31 | 27.58% |
| 2020-12-31 | 29.81% |
| 2020-09-30 | 21.63% |
| 2020-06-30 | 26.17% |
| 2020-03-31 | 24.59% |
| 2019-12-31 | 25.30% |
| 2019-09-30 | 23.98% |
| 2019-06-30 | 24.42% |
| 2019-03-31 | 24.46% |
| 2018-12-31 | 28.87% |
| 2018-09-30 | 23.32% |
| 2018-06-30 | 17.86% |
| 2018-03-31 | 19.66% |
| 2017-12-31 | 26.56% |
| 2017-09-30 | 22.63% |
| 2017-06-30 | 21.87% |
| 2017-03-31 | 24.40% |
| 2016-12-31 | 27.85% |
| 2016-09-30 | 21.08% |
| 2016-06-30 | 21.57% |
| 2016-03-31 | 22.35% |
| 2015-12-31 | 22.68% |
| 2015-09-30 | 20.58% |
| 2015-06-30 | 22.03% |
| 2015-03-31 | 22.86% |
| 2014-12-31 | 26.39% |
| 2014-09-30 | 22.24% |
| 2014-06-30 | 21.35% |
| 2014-03-31 | 11.65% |
| 2013-12-31 | 22.59% |
| 2013-09-30 | 22.45% |
| 2013-06-30 | 22.19% |
| 2013-03-31 | 16.33% |
| 2012-12-31 | 23.05% |
| 2012-09-30 | 19.22% |
| 2012-06-30 | 21.31% |
| 2012-03-31 | 22.62% |
| 2011-12-31 | 19.91% |
| 2011-09-30 | 18.65% |
| 2011-06-30 | 20.05% |
| 2011-03-31 | 22.92% |
| 2010-12-31 | 24.46% |
| 2010-09-30 | 19.13% |
| 2010-06-30 | 24.91% |
| 2010-03-31 | 21.36% |
| 2009-12-31 | 20.95% |
| 2009-09-30 | 18.67% |
| 2009-06-30 | 16.93% |
| 2009-03-31 | 14.56% |
| 2008-12-31 | 15.60% |
| 2008-09-30 | 16.59% |
| 2008-06-30 | 15.98% |
| 2008-03-31 | 13.52% |
| 2007-12-31 | 15.26% |
| 2007-09-30 | 13.65% |
| 2007-06-30 | 15.83% |
| 2007-03-31 | 14.27% |
| 2006-12-31 | 17.82% |
| 2006-09-30 | 15.19% |
| 2006-06-30 | 16.72% |
| 2006-03-31 | 17.36% |
| 2005-12-31 | 19.37% |
| 2005-09-30 | 19.83% |
| 2005-06-30 | 19.07% |
| 2005-03-31 | 17.00% |
| 2004-12-31 | 21.04% |
| 2004-09-30 | 19.34% |
| 2004-06-30 | 19.31% |
| 2004-03-31 | 19.47% |
| 2003-12-31 | 21.89% |
| 2003-09-30 | 18.30% |
| 2003-06-30 | 19.85% |
| 2003-03-31 | 18.61% |
| 2002-12-31 | 21.47% |
| 2002-09-30 | 15.80% |
