LCNB (LCNB) ROE: History & Chart

LCNB Corp.(LCNB)

Banks - Regional · Lebanon, OH

$19.35+0.43 (+2.27%)

Delayed quote: Oct 6, 2026, 10:04 AM EDT

About LCNB Corp.

LCNB Corp. functions as the parent entity of LCNB National Bank, delivering comprehensive banking solutions across Ohio. The bank offers a variety of deposit options, such as checking, demand, savings, NOW, and money market accounts, alongside certificates of deposit. Its lending portfolio is extensive, covering commercial and industrial financing, real estate loans for both commercial and residential properties, agricultural loans, construction financing, and Small Business Administration (SBA) loans. Residential mortgage options are also available, encompassing loans for home purchases or refinancing, home equity lines of credit, and other consumer or commercial loans secured by residential real estate. Additionally, the institution provides various consumer credit facilities, including those for vehicles (automobiles, RVs, boats), home improvements, and personal needs. Beyond traditional banking, LCNB Corp. extends its services to include trust administration, estate settlement, and fiduciary responsibilities. It also offers investment management for a range of accounts, including trusts, agency accounts, individual retirement accounts (IRAs), and institutional funds like foundations and endowments. The company's investment division delivers a suite of products and services, such as financial needs assessments, mutual funds, securities trading, annuities, and life insurance, complemented by full-service security brokerage. To enhance convenience for both individual and business clients, LCNB Corp. provides a host of ancillary services. These include secure storage (safe deposit boxes, night depositories), transactional support (cashier's checks, bank-by-mail, ATMs, wire transfers, electronic funds transfer, cash and transaction services, debit cards), utility bill collection, notary public services, and sophisticated digital banking options like telephone banking, online (PC Internet) banking, and mobile banking, along with comprehensive cash management solutions. As of December 31, 2021, the company maintained a substantial presence with 32 physical locations throughout Ohio, featuring a main office and an operations center situated in Warren County. Its branch network extends across Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross counties. This physical infrastructure is further supported by 37 automated teller machines (ATMs). Established in 1877, LCNB Corp. has its headquarters located in Lebanon, Ohio.

Lebanon, OH

346 employees

www.lcnb.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Eric J. Meilstrup

View full financials

LCNB Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

8.74%

RETURN ON EQUITY (ROE) AVG TTM

8.46%

RETURN ON EQUITY (ROE) AVG 3Y

6.85%

RETURN ON EQUITY (ROE) AVG 5Y

7.99%

RETURN ON EQUITY (ROE) AVG 10Y

8.44%

RETURN ON EQUITY (ROE) AVG 15Y

8.50%

RETURN ON EQUITY (ROE) AVG 20Y

9.36%

CURRENT VS TTM AVG

+3.37%

CURRENT VS 3Y AVG

+27.57%

CURRENT VS 5Y AVG

+9.42%

CURRENT VS 10Y AVG

+3.59%

CURRENT VS 15Y AVG

+2.82%

CURRENT VS 20Y AVG

-6.59%

SECTOR MEDIAN · FINANCIAL SERVICES

9.44%

median of 442 covered companies

CURRENT VS SECTOR MEDIAN

-7.40%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
LCNB Corp. (LCNB)	$275.66M	8.74%	8.46%	6.85%	7.99%
First National Corporation (FXNC)vs ›	$274.84M	11.20%	6.84%	9.37%	9.46%
Freedom Metals Acquisition Corp. (FDMM)vs ›	$271.15M	N/A	N/A	N/A	N/A
Isabella Bank Corporation (ISBA)vs ›	$275.56M	8.03%	7.39%	8.93%	8.32%
Cartesian Growth Corp. Iv (CGCF)vs ›	$270.05M	N/A	N/A	N/A	N/A
Medallion Financial Corp. (MFIN)vs ›	$277.12M	8.84%	10.11%	12.70%	9.10%
Kingstone Companies, Inc. (KINS)vs ›	$270.07M	0.03%	30.37%	-4.86%	-4.69%
FB Bancorp, Inc. Common Stock (FBLA)vs ›	$277.33M	-0.10%	-0.75%	0.15%	0.15%
Thunder Bridge Capital Partners V L (TBCVU)vs ›	$267.13M	N/A	N/A	N/A	N/A
Hawthorn Bancshares, Inc. (HWBK)vs ›	$265.26M	14.45%	12.94%	10.71%	11.49%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

LCNB Corp. (LCNB)

$275.66M

8.74%

8.46%

6.85%

7.99%

First National Corporation (FXNC)vs ›

$274.84M

11.20%

6.84%

9.37%

9.46%

Freedom Metals Acquisition Corp. (FDMM)vs ›

$271.15M

N/A

Isabella Bank Corporation (ISBA)vs ›

$275.56M

8.03%

7.39%

8.93%

8.32%

Cartesian Growth Corp. Iv (CGCF)vs ›

$270.05M

N/A

Medallion Financial Corp. (MFIN)vs ›

$277.12M

8.84%

10.11%

12.70%

9.10%

Kingstone Companies, Inc. (KINS)vs ›

$270.07M

0.03%

30.37%

-4.86%

-4.69%

FB Bancorp, Inc. Common Stock (FBLA)vs ›

$277.33M

-0.10%

-0.75%

0.15%

Thunder Bridge Capital Partners V L (TBCVU)vs ›

$267.13M

N/A

Hawthorn Bancshares, Inc. (HWBK)vs ›

$265.26M

14.45%

12.94%

10.71%

11.49%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for LCNB Corp. (LCNB)?

The return on equity (ROE) for LCNB stock is 8.74%.

Is LCNB Corp.'s return on equity (ROE) high or low?

The return on equity (ROE) of 8.74% is in line with its 5-year average of 7.99%, near the high end of its 5-year range (2.70%–11.03%).

What is the TTM average return on equity (ROE) for LCNB Corp. (LCNB)?

The TTM average return on equity (ROE) for LCNB stock is 8.46%.

What is the 3Y average return on equity (ROE) for LCNB Corp. (LCNB)?

The 3Y average return on equity (ROE) for LCNB stock is 6.85%.

What is the 5Y average return on equity (ROE) for LCNB Corp. (LCNB)?

The 5Y average return on equity (ROE) for LCNB stock is 7.99%.

What is the 10Y average return on equity (ROE) for LCNB Corp. (LCNB)?

The 10Y average return on equity (ROE) for LCNB stock is 8.44%.

What is the 15Y average return on equity (ROE) for LCNB Corp. (LCNB)?

The 15Y average return on equity (ROE) for LCNB stock is 8.50%.

What is the 20Y average return on equity (ROE) for LCNB Corp. (LCNB)?

The 20Y average return on equity (ROE) for LCNB stock is 9.36%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	8.74%
2026-03-31	8.32%
2025-12-31	8.44%
2025-09-30	8.74%
2025-06-30	8.04%
2025-03-31	6.26%
2024-12-31	5.33%
2024-09-30	2.80%
2024-06-30	2.70%
2024-03-31	4.44%
2023-12-31	5.37%
2023-09-30	9.60%
2023-06-30	10.30%
2023-03-31	10.66%
2022-12-31	11.03%
2022-09-30	10.92%
2022-06-30	10.13%
2022-03-31	9.78%
2021-12-31	8.78%
2021-09-30	8.83%
2021-06-30	8.54%
2021-03-31	8.47%
2020-12-31	8.32%
2020-09-30	8.02%
2020-06-30	8.27%
2020-03-31	8.26%
2019-12-31	8.28%
2019-09-30	8.53%
2019-06-30	8.40%
2019-03-31	7.47%
2018-12-31	6.77%
2018-09-30	6.21%
2018-06-30	5.75%
2018-03-31	8.37%
2017-12-31	8.63%
2017-09-30	8.69%
2017-06-30	8.65%
2017-03-31	8.78%
2016-12-31	8.73%
2016-09-30	7.97%
2016-06-30	7.86%
2016-03-31	8.12%
2015-12-31	8.19%
2015-09-30	8.38%
2015-06-30	8.64%
2015-03-31	8.85%
2014-12-31	7.85%
2014-09-30	7.31%
2014-06-30	7.05%
2014-03-31	6.99%
2013-12-31	7.39%
2013-09-30	9.32%
2013-06-30	8.96%
2013-03-31	8.20%
2012-12-31	10.08%
2012-09-30	9.82%
2012-06-30	10.05%
2012-03-31	10.30%
2011-12-31	10.41%
2011-09-30	11.08%
2011-06-30	11.74%
2011-03-31	13.24%
2010-12-31	13.26%
2010-09-30	12.83%
2010-06-30	13.33%
2010-03-31	12.55%
2009-12-31	11.84%
2009-09-30	8.99%
2009-06-30	9.02%
2009-03-31	8.98%
2008-12-31	11.36%
2008-09-30	11.14%
2008-06-30	10.67%
2008-03-31	10.43%
2007-12-31	10.53%
2007-09-30	11.81%
2007-06-30	12.30%
2007-03-31	12.28%
2006-12-31	12.77%
2006-09-30	12.54%
2006-06-30	13.15%
2006-03-31	13.34%
2005-12-31	12.89%
2005-09-30	12.87%
2005-06-30	12.46%
2005-03-31	12.23%
2004-12-31	12.61%
2004-09-30	12.88%
2004-06-30	13.06%
2004-03-31	12.69%
2003-12-31	12.85%
2003-09-30	13.11%
2003-06-30	12.38%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

8.74%

2026-03-31

8.32%

2025-12-31

8.44%

2025-09-30

8.74%

2025-06-30

8.04%

2025-03-31

6.26%

2024-12-31

5.33%

2024-09-30

2.80%

2024-06-30

2.70%

2024-03-31

4.44%

2023-12-31

5.37%

2023-09-30

9.60%

2023-06-30

10.30%

2023-03-31

10.66%

2022-12-31

11.03%

2022-09-30

10.92%

2022-06-30

10.13%

2022-03-31

9.78%

2021-12-31

8.78%

2021-09-30

8.83%

2021-06-30

8.54%

2021-03-31

8.47%

2020-12-31

8.32%

2020-09-30

8.02%

2020-06-30

8.27%

2020-03-31

8.26%

2019-12-31

8.28%

2019-09-30

8.53%

2019-06-30

8.40%

2019-03-31

7.47%

2018-12-31

6.77%

2018-09-30

6.21%

2018-06-30

5.75%

2018-03-31

8.37%

2017-12-31

8.63%

2017-09-30

8.69%

2017-06-30

8.65%

2017-03-31

8.78%

2016-12-31

8.73%

2016-09-30

7.97%

2016-06-30

7.86%

2016-03-31

8.12%

2015-12-31

8.19%

2015-09-30

8.38%

2015-06-30

8.64%

2015-03-31

8.85%

2014-12-31

7.85%

2014-09-30

7.31%

2014-06-30

7.05%

2014-03-31

6.99%

2013-12-31

7.39%

2013-09-30

9.32%

2013-06-30

8.96%

2013-03-31

8.20%

2012-12-31

10.08%

2012-09-30

9.82%

2012-06-30

10.05%

2012-03-31

10.30%

2011-12-31

10.41%

2011-09-30

11.08%

2011-06-30

11.74%

2011-03-31

13.24%

2010-12-31

13.26%

2010-09-30

12.83%

2010-06-30

13.33%

2010-03-31

12.55%

2009-12-31

11.84%

2009-09-30

8.99%

2009-06-30

9.02%

2009-03-31

8.98%

2008-12-31

11.36%

2008-09-30

11.14%

2008-06-30

10.67%

2008-03-31

10.43%

2007-12-31

10.53%

2007-09-30

11.81%

2007-06-30

12.30%

2007-03-31

12.28%

2006-12-31

12.77%

2006-09-30

12.54%

2006-06-30

13.15%

2006-03-31

13.34%

2005-12-31

12.89%

2005-09-30

12.87%

2005-06-30

12.46%

2005-03-31

12.23%

2004-12-31

12.61%

2004-09-30

12.88%

2004-06-30

13.06%

2004-03-31

12.69%

2003-12-31

12.85%

2003-09-30

13.11%

2003-06-30

12.38%

Return on Equity (ROE): 8.74%

LCNB Return on Equity (ROE)

LCNB Average Return on Equity (ROE) Chart

LCNB Current vs Average Return on Equity (ROE) Chart

LCNB Return on Equity (ROE) Metrics

LCNB Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

LCNB Return on Equity (ROE) History

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