First National (FXNC) ROE: History & Chart

First National Corporation(FXNC)

Banks - Regional · Strasburg, VA

$29.96-0.10 (-0.33%)

Delayed quote: Oct 5, 2026, 4:00 PM EDT

About First National Corporation

First National Corporation serves as the holding company for First Bank, which offers a diverse array of financial solutions and commercial banking services. It caters to a broad clientele across Virginia, including individuals, small and medium-sized enterprises, estates, local governmental bodies, and non-profit organizations. The bank's deposit offerings encompass essential accounts such as checking, savings, money market, and individual retirement accounts (IRAs), along with certificates of deposit (CDs) and sophisticated treasury management services. Its lending portfolio is extensive, featuring construction financing for residential properties, land acquisition, and development. It also provides mortgages for 1-4 family homes and commercial real estate loans, which are secured by various property types like multi-family residences, office and retail buildings, hotels, industrial sites, and religious facilities. For businesses, the bank extends commercial and industrial (C&I) loans, often collateralized by assets such as accounts receivable, equipment, and inventory. Furthermore, personal financing options range from home equity loans to a variety of secured and unsecured consumer loans, including lines of credit, vehicle financing, loans against deposits, and both installment and demand loans. Beyond traditional banking, First National Corporation delivers comprehensive wealth management services. These include estate planning, investment management for assets, and acting as a trustee for agreements and wills, in addition to estate settlement. Complementary services provided by the company include title insurance and investment advisory. Customers also benefit from modern conveniences such as internet and mobile banking, and remote deposit capture. The bank's presence spans 20 branch locations, a dedicated loan production office, a customer service center, and an expansive network of ATMs. The company was established in 1907 and its headquarters are situated in Strasburg, Virginia.

Strasburg, VA

308 employees

www.fbvirginia.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Scott C. Harvard

View full financials

FXNC Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

11.20%

RETURN ON EQUITY (ROE) AVG TTM

8.53%

RETURN ON EQUITY (ROE) AVG 3Y

8.19%

RETURN ON EQUITY (ROE) AVG 5Y

9.76%

RETURN ON EQUITY (ROE) AVG 10Y

11.35%

RETURN ON EQUITY (ROE) AVG 15Y

10.97%

RETURN ON EQUITY (ROE) AVG 20Y

11.10%

CURRENT VS TTM AVG

+31.32%

CURRENT VS 3Y AVG

+36.77%

CURRENT VS 5Y AVG

+14.71%

CURRENT VS 10Y AVG

-1.32%

CURRENT VS 15Y AVG

+2.08%

CURRENT VS 20Y AVG

+0.95%

SECTOR MEDIAN · FINANCIAL SERVICES

9.89%

median of 393 covered companies

CURRENT VS SECTOR MEDIAN

+13.26%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
First National Corporation (FXNC)	$270.87M	11.20%	8.53%	8.19%	9.76%
Freedom Metals Acquisition Corp. (FDMM)vs ›	$270.60M	N/A	N/A	N/A	N/A
Cartesian Growth Corp. Iv (CGCF)vs ›	$269.77M	N/A	N/A	N/A	N/A
Thunder Bridge Capital Partners V L (TBCVU)vs ›	$266.32M	N/A	N/A	N/A	N/A
FB Bancorp, Inc. Common Stock (FBLA)vs ›	$275.88M	-0.10%	-0.75%	0.15%	0.15%
Hawthorn Bancshares, Inc. (HWBK)vs ›	$264.64M	14.45%	12.94%	10.71%	11.49%
Drugs Made In America Acquisition Corp. Ordinary Shares (DMAA)vs ›	$264.62M	4.42%	99.43%	99.43%	99.43%
Isabella Bank Corporation (ISBA)vs ›	$277.68M	8.03%	7.39%	8.93%	8.32%
Cantor Equity Partners V, Inc. Class A Ordinary Shares (CEPV)vs ›	$262.30M	2.18%	0.24%	0.16%	0.16%
First United Corporation (FUNC)vs ›	$279.90M	11.80%	11.75%	12.33%	12.30%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

First National Corporation (FXNC)

$270.87M

11.20%

8.53%

8.19%

9.76%

Freedom Metals Acquisition Corp. (FDMM)vs ›

$270.60M

N/A

Cartesian Growth Corp. Iv (CGCF)vs ›

$269.77M

N/A

Thunder Bridge Capital Partners V L (TBCVU)vs ›

$266.32M

N/A

FB Bancorp, Inc. Common Stock (FBLA)vs ›

$275.88M

-0.10%

-0.75%

0.15%

Hawthorn Bancshares, Inc. (HWBK)vs ›

$264.64M

14.45%

12.94%

10.71%

11.49%

Drugs Made In America Acquisition Corp. Ordinary Shares (DMAA)vs ›

$264.62M

4.42%

99.43%

Isabella Bank Corporation (ISBA)vs ›

$277.68M

8.03%

7.39%

8.93%

8.32%

Cantor Equity Partners V, Inc. Class A Ordinary Shares (CEPV)vs ›

$262.30M

2.18%

0.24%

0.16%

First United Corporation (FUNC)vs ›

$279.90M

11.80%

11.75%

12.33%

12.30%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for First National Corporation (FXNC)?

The return on equity (ROE) for FXNC stock is 11.20%.

Is First National Corporation's return on equity (ROE) high or low?

The return on equity (ROE) of 11.20% is 15% above its 5-year average of 9.76%, around the middle of its 5-year range (3.17%–15.50%).

What is the TTM average return on equity (ROE) for First National Corporation (FXNC)?

The TTM average return on equity (ROE) for FXNC stock is 8.53%.

What is the 3Y average return on equity (ROE) for First National Corporation (FXNC)?

The 3Y average return on equity (ROE) for FXNC stock is 8.19%.

What is the 5Y average return on equity (ROE) for First National Corporation (FXNC)?

The 5Y average return on equity (ROE) for FXNC stock is 9.76%.

What is the 10Y average return on equity (ROE) for First National Corporation (FXNC)?

The 10Y average return on equity (ROE) for FXNC stock is 11.35%.

What is the 15Y average return on equity (ROE) for First National Corporation (FXNC)?

The 15Y average return on equity (ROE) for FXNC stock is 10.97%.

What is the 20Y average return on equity (ROE) for First National Corporation (FXNC)?

The 20Y average return on equity (ROE) for FXNC stock is 11.10%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	11.20%
2026-03-31	11.13%
2025-12-31	9.51%
2025-09-30	6.22%
2025-06-30	4.59%
2025-03-31	3.17%
2024-12-31	4.18%
2024-09-30	5.63%
2024-06-30	6.61%
2024-03-31	7.63%
2023-12-31	8.28%
2023-09-30	13.62%
2023-06-30	14.70%
2023-03-31	15.12%
2022-12-31	15.50%
2022-09-30	14.33%
2022-06-30	12.11%
2022-03-31	10.93%
2021-12-31	8.85%
2021-09-30	9.69%
2021-06-30	12.05%
2021-03-31	11.16%
2020-12-31	10.43%
2020-09-30	10.23%
2020-06-30	11.33%
2020-03-31	11.46%
2019-12-31	12.38%
2019-09-30	12.16%
2019-06-30	12.83%
2019-03-31	13.92%
2018-12-31	15.20%
2018-09-30	14.35%
2018-06-30	13.44%
2018-03-31	12.72%
2017-12-31	11.09%
2017-09-30	11.84%
2017-06-30	11.92%
2017-03-31	11.77%
2016-12-31	11.33%
2016-09-30	10.13%
2016-06-30	8.52%
2016-03-31	6.73%
2015-12-31	5.78%
2015-09-30	8.96%
2015-06-30	9.98%
2015-03-31	11.65%
2014-12-31	12.81%
2014-09-30	19.67%
2014-06-30	19.98%
2014-03-31	18.26%
2013-12-31	18.39%
2013-09-30	7.86%
2013-06-30	6.68%
2013-03-31	7.26%
2012-12-31	6.23%
2012-09-30	-14.00%
2012-06-30	-22.04%
2012-03-31	-31.79%
2011-12-31	-29.55%
2011-09-30	-19.33%
2011-06-30	-10.93%
2011-03-31	-7.35%
2010-12-31	-7.43%
2010-09-30	6.28%
2010-06-30	6.53%
2010-03-31	5.64%
2009-12-31	3.92%
2009-09-30	2.27%
2009-06-30	3.21%
2009-03-31	5.37%
2008-12-31	10.78%
2008-09-30	13.83%
2008-06-30	14.91%
2008-03-31	14.63%
2007-12-31	15.18%
2007-09-30	15.89%
2007-06-30	16.13%
2007-03-31	16.90%
2006-12-31	17.81%
2006-09-30	17.73%
2006-06-30	19.47%
2006-03-31	19.47%
2005-12-31	18.34%
2005-09-30	18.09%
2005-06-30	16.66%
2005-03-31	16.36%
2004-12-31	16.11%
2004-09-30	15.25%
2004-06-30	15.51%
2004-03-31	14.19%
2003-12-31	14.04%
2003-09-30	14.49%
2003-06-30	13.84%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

11.20%

2026-03-31

11.13%

2025-12-31

9.51%

2025-09-30

6.22%

2025-06-30

4.59%

2025-03-31

3.17%

2024-12-31

4.18%

2024-09-30

5.63%

2024-06-30

6.61%

2024-03-31

7.63%

2023-12-31

8.28%

2023-09-30

13.62%

2023-06-30

14.70%

2023-03-31

15.12%

2022-12-31

15.50%

2022-09-30

14.33%

2022-06-30

12.11%

2022-03-31

10.93%

2021-12-31

8.85%

2021-09-30

9.69%

2021-06-30

12.05%

2021-03-31

11.16%

2020-12-31

10.43%

2020-09-30

10.23%

2020-06-30

11.33%

2020-03-31

11.46%

2019-12-31

12.38%

2019-09-30

12.16%

2019-06-30

12.83%

2019-03-31

13.92%

2018-12-31

15.20%

2018-09-30

14.35%

2018-06-30

13.44%

2018-03-31

12.72%

2017-12-31

11.09%

2017-09-30

11.84%

2017-06-30

11.92%

2017-03-31

11.77%

2016-12-31

11.33%

2016-09-30

10.13%

2016-06-30

8.52%

2016-03-31

6.73%

2015-12-31

5.78%

2015-09-30

8.96%

2015-06-30

9.98%

2015-03-31

11.65%

2014-12-31

12.81%

2014-09-30

19.67%

2014-06-30

19.98%

2014-03-31

18.26%

2013-12-31

18.39%

2013-09-30

7.86%

2013-06-30

6.68%

2013-03-31

7.26%

2012-12-31

6.23%

2012-09-30

-14.00%

2012-06-30

-22.04%

2012-03-31

-31.79%

2011-12-31

-29.55%

2011-09-30

-19.33%

2011-06-30

-10.93%

2011-03-31

-7.35%

2010-12-31

-7.43%

2010-09-30

6.28%

2010-06-30

6.53%

2010-03-31

5.64%

2009-12-31

3.92%

2009-09-30

2.27%

2009-06-30

3.21%

2009-03-31

5.37%

2008-12-31

10.78%

2008-09-30

13.83%

2008-06-30

14.91%

2008-03-31

14.63%

2007-12-31

15.18%

2007-09-30

15.89%

2007-06-30

16.13%

2007-03-31

16.90%

2006-12-31

17.81%

2006-09-30

17.73%

2006-06-30

19.47%

2006-03-31

19.47%

2005-12-31

18.34%

2005-09-30

18.09%

2005-06-30

16.66%

2005-03-31

16.36%

2004-12-31

16.11%

2004-09-30

15.25%

2004-06-30

15.51%

2004-03-31

14.19%

2003-12-31

14.04%

2003-09-30

14.49%

2003-06-30

13.84%

Return on Equity (ROE): 11.20%

FXNC Return on Equity (ROE)

FXNC Average Return on Equity (ROE) Chart

FXNC Current vs Average Return on Equity (ROE) Chart

FXNC Return on Equity (ROE) Metrics

FXNC Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

FXNC Return on Equity (ROE) History

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