Which has the lower trailing P/E, FUNC or FXNC?

FUNC has the lower trailing P/E: FUNC trades at 11.33 and FXNC at 12.60. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FUNC or FXNC?

Over the past five years, FXNC grew revenue faster — FUNC at a 9.73% CAGR versus FXNC at 23.73%.

Does FUNC or FXNC pay a bigger dividend?

FUNC yields 2.40% and FXNC yields 2.27% based on trailing dividends and the latest price.

Is FUNC or FXNC more profitable?

FUNC runs the higher net margin — FUNC at 20.38% versus FXNC at 18.47%.

How have FUNC and FXNC total returns compared?

Over the past 10 years, FUNC delivered 16.71% and FXNC delivered 13.04% annualized total return. Past performance doesn't predict future results.

First United Corporation (FUNC) vs First National Corporation (FXNC)

A side-by-side comparison of First United Corporation and First National Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FUNC

First United Corporation

$282M

$43.75Financial ServicesDelayed quote: Oct 6, 2026, 10:43 AM EDT

FXNC

First National Corporation

$273M

$30.24Financial ServicesDelayed quote: Oct 6, 2026, 10:40 AM EDT

Total return — FUNC vs FXNC

growth of $100 · dividends reinvested · last 10y

FUNC +363.4% (+16.6%/yr)FXNC +240.0% (+13.0%/yr)FUNC compounded faster over this window

FUNC FXNC

FUNC vs FXNC: by the numbers

•FUNC is the larger company ($282M vs $273M market cap).
•FUNC trades at the lower trailing earnings multiple (11.33 vs 12.60 P/E), one valuation lens rather than an overall verdict.
•FUNC converts more revenue to profit (20.38% vs 18.47% net margin).
•FXNC grew revenue faster over the past five years (23.73% vs 9.73% CAGR).
•FUNC pays the higher dividend yield (2.40% vs 2.27%).

Metrics side by side

Valuation

Metric	FUNC	FXNC
P/E ratio	11.33	12.60
Forward P/E	9.83	12.40
PEG ratio	0.87	8.46
P/S ratio	2.30	2.33
P/B ratio	1.33	1.41

Profitability

Metric	FUNC	FXNC
Operating margin	26.93%	22.93%
Net margin	20.38%	18.47%
ROE	11.80%	11.20%

First United Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First National Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FUNC	FXNC
Dividend yield	2.40%	2.27%
Payout ratio	26.94%	28.33%

Growth (annualized)

Metric	FUNC	FXNC
Revenue CAGR (5Y)	9.73%	23.73%
EPS CAGR (5Y)	13.13%	1.60%
Total return CAGR (5Y)	22.43%	9.06%

Frequently asked

Which has the lower trailing P/E, FUNC or FXNC?: FUNC has the lower trailing P/E: FUNC trades at 11.33 and FXNC at 12.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FUNC or FXNC?: Over the past five years, FXNC grew revenue faster — FUNC at a 9.73% CAGR versus FXNC at 23.73%.
Does FUNC or FXNC pay a bigger dividend?: FUNC yields 2.40% and FXNC yields 2.27% based on trailing dividends and the latest price.
Is FUNC or FXNC more profitable?: FUNC runs the higher net margin — FUNC at 20.38% versus FXNC at 18.47%.
How have FUNC and FXNC total returns compared?: Over the past 10 years, FUNC delivered 16.71% and FXNC delivered 13.04% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FUNC analysis Full FXNC analysis Interactive comparison tool

Dig into the metrics

First United P/E ratio First National P/E ratio First United dividend yield First National dividend yield First United ROE First National ROE First United operating margin First National operating margin First United revenue growth First National revenue growth

First United & First National appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.