LCNB Corp. (LCNB) vs Medallion Financial Corp. (MFIN)
A side-by-side comparison of LCNB Corp. and Medallion Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — LCNB vs MFIN
growth of $100 · dividends reinvested · last 10yLCNB vs MFIN: by the numbers
- •MFIN is the larger company ($275M vs $272M market cap).
- •MFIN trades at the lower trailing earnings multiple (8.94 vs 11.03 P/E), one valuation lens rather than an overall verdict.
- •LCNB converts more revenue to profit (19.69% vs 10.38% net margin).
- •MFIN grew revenue faster over the past five years (16.51% vs 9.95% CAGR).
- •LCNB pays the higher dividend yield (4.65% vs 4.37%).
Metrics side by side
Valuation
| Metric | LCNB | MFIN |
|---|---|---|
| P/E ratio | 11.03 | 8.94 |
| Forward P/E | 10.64 | 10.36 |
| PEG ratio | 10.93 | N/A |
| P/S ratio | 2.18 | 0.80 |
| P/B ratio | 0.97 | 0.68 |
Profitability
| Metric | LCNB | MFIN |
|---|---|---|
| Operating margin | 24.42% | 50.47% |
| Net margin | 19.69% | 10.38% |
| ROE | 8.74% | 8.84% |
LCNB Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Medallion Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | LCNB | MFIN |
|---|---|---|
| Dividend yield | 4.65% | 4.37% |
| Payout ratio | 50.87% | 39.10% |
Growth (annualized)
| Metric | LCNB | MFIN |
|---|---|---|
| Revenue CAGR (5Y) | 9.95% | 16.51% |
| EPS CAGR (5Y) | 1.14% | N/A |
| Total return CAGR (5Y) | 7.06% | 12.75% |
Frequently asked
- Which has the lower trailing P/E, LCNB or MFIN?
- MFIN has the lower trailing P/E: LCNB trades at 11.03 and MFIN at 8.94. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, LCNB or MFIN?
- Over the past five years, MFIN grew revenue faster — LCNB at a 9.95% CAGR versus MFIN at 16.51%.
- Does LCNB or MFIN pay a bigger dividend?
- LCNB yields 4.65% and MFIN yields 4.37% based on trailing dividends and the latest price.
- Is LCNB or MFIN more profitable?
- LCNB runs the higher net margin — LCNB at 19.69% versus MFIN at 10.38%.
- How have LCNB and MFIN total returns compared?
- Over the past 10 years, LCNB delivered 5.14% and MFIN delivered 13.53% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
LCNB & Medallion Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.