Kingstone Companies, Inc. (KINS) vs LCNB Corp. (LCNB)
A side-by-side comparison of Kingstone Companies, Inc. and LCNB Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — KINS vs LCNB
growth of $100 · dividends reinvested · last 10yKINS vs LCNB: by the numbers
- •LCNB is the larger company ($272M vs $270M market cap).
- •KINS trades at the lower trailing earnings multiple (7.71 vs 11.03 P/E), one valuation lens rather than an overall verdict.
- •LCNB converts more revenue to profit (19.69% vs 15.90% net margin).
- •LCNB grew revenue faster over the past five years (9.95% vs 8.23% CAGR).
- •LCNB pays the higher dividend yield (4.65% vs 1.13%).
Metrics side by side
Valuation
| Metric | KINS | LCNB |
|---|---|---|
| P/E ratio | 7.71 | 11.03 |
| Forward P/E | 7.04 | 10.64 |
| PEG ratio | 0.08 | 10.93 |
| P/S ratio | 1.22 | 2.18 |
| P/B ratio | 0.00 | 0.97 |
Profitability
| Metric | KINS | LCNB |
|---|---|---|
| Operating margin | 19.94% | 24.42% |
| Net margin | 15.90% | 19.69% |
| ROE | 0.03% | 8.74% |
Kingstone Companies, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
LCNB Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | KINS | LCNB |
|---|---|---|
| Dividend yield | 1.13% | 4.65% |
| Payout ratio | 8.68% | 50.87% |
Growth (annualized)
| Metric | KINS | LCNB |
|---|---|---|
| Revenue CAGR (5Y) | 8.23% | 9.95% |
| EPS CAGR (5Y) | 100.40% | 1.14% |
| Total return CAGR (5Y) | 24.49% | 7.06% |
Frequently asked
- Which has the lower trailing P/E, KINS or LCNB?
- KINS has the lower trailing P/E: KINS trades at 7.71 and LCNB at 11.03. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, KINS or LCNB?
- Over the past five years, LCNB grew revenue faster — KINS at a 8.23% CAGR versus LCNB at 9.95%.
- Does KINS or LCNB pay a bigger dividend?
- KINS yields 1.13% and LCNB yields 4.65% based on trailing dividends and the latest price.
- Is KINS or LCNB more profitable?
- LCNB runs the higher net margin — KINS at 15.90% versus LCNB at 19.69%.
- How have KINS and LCNB total returns compared?
- Over the past 10 years, KINS delivered 8.81% and LCNB delivered 5.14% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Kingstone Companies & LCNB appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.