Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 17.47% is 43% below its 5-year average of 30.66%, near the high end of its 5-year range (-87.43%–57.98%).
698.18% above its 12-month average of 2.19%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -87.43%.
OPERATING MARGIN
17.47%
OPERATING MARGIN AVG TTM
2.19%
OPERATING MARGIN AVG 3Y
21.94%
OPERATING MARGIN AVG 5Y
30.66%
OPERATING MARGIN AVG 10Y
35.64%
OPERATING MARGIN AVG 15Y
39.92%
OPERATING MARGIN AVG 20Y
36.27%
CURRENT VS TTM AVG
+698.18%
CURRENT VS 3Y AVG
-20.37%
CURRENT VS 5Y AVG
-43.02%
CURRENT VS 10Y AVG
-50.98%
CURRENT VS 15Y AVG
-56.24%
CURRENT VS 20Y AVG
-51.84%
SECTOR MEDIAN · FINANCIAL SERVICES
16.68%
median of 587 covered companies
CURRENT VS SECTOR MEDIAN
+4.74%
vs the sector median at left
National Bankshares, Inc.
Market Cap
$274.00M
Operating Margin
17.47%
TTM Avg
2.19%
3Y Avg
21.94%
5Y Avg
30.66%
Market Cap
$273.53M
Operating Margin
22.93%
TTM Avg
14.34%
3Y Avg
20.07%
5Y Avg
22.58%
Market Cap
$276.54M
Operating Margin
50.47%
TTM Avg
36.02%
3Y Avg
35.01%
5Y Avg
26.88%
Market Cap
$275.12M
Operating Margin
19.76%
TTM Avg
17.94%
3Y Avg
23.75%
5Y Avg
23.91%
Market Cap
$270.60M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$277.49M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$270.05M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$270.03M
Operating Margin
19.94%
TTM Avg
20.32%
3Y Avg
3.52%
5Y Avg
1.21%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| National Bankshares, Inc. (NKSH) | $274.00M | 17.47% | 2.19% | 21.94% | 30.66% |
| First National Corporation (FXNC)vs › | $273.53M | 22.93% | 14.34% | 20.07% | 22.58% |
| LCNB Corp. (LCNB)vs › | $271.96M | 24.42% | 17.70% | 21.28% | 24.93% |
| Medallion Financial Corp. (MFIN)vs › | $276.54M | 50.47% | 36.02% | 35.01% | 26.88% |
| Isabella Bank Corporation (ISBA)vs › | $275.12M | 19.76% | 17.94% | 23.75% | 23.91% |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.60M | N/A | N/A | N/A | N/A |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| Cartesian Growth Corp. Iv (CGCF)vs › | $270.05M | N/A | N/A | N/A | N/A |
| Kingstone Companies, Inc. (KINS)vs › | $270.03M | 19.94% | 20.32% | 3.52% | 1.21% |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $279.76M | 5.89% | -0.23% | 1.08% | 1.08% |
Operating Margin
17.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -87.43% |
| 2026-03-31 | 27.97% |
| 2025-12-31 | 32.58% |
| 2025-09-30 | 25.09% |
| 2025-06-30 | 12.74% |
| 2025-03-31 | 18.80% |
| 2024-12-31 | 17.93% |
| 2024-09-30 | 15.41% |
| 2024-06-30 | -2.49% |
| 2024-03-31 | 14.77% |
| 2023-12-31 | 28.51% |
| 2023-09-30 | 21.98% |
| 2023-06-30 | 25.54% |
| 2023-03-31 | 33.73% |
| 2022-12-31 | 57.98% |
| 2022-09-30 | 49.39% |
| 2022-06-30 | 48.21% |
| 2022-03-31 | 44.52% |
| 2021-12-31 | 46.32% |
| 2021-09-30 | 50.95% |
| 2021-06-30 | 43.25% |
| 2021-03-31 | 43.70% |
| 2020-12-31 | 44.85% |
| 2020-09-30 | 39.10% |
| 2020-06-30 | 27.76% |
| 2020-03-31 | 35.35% |
| 2019-12-31 | 41.68% |
| 2019-09-30 | 37.65% |
| 2019-06-30 | 35.95% |
| 2019-03-31 | 37.93% |
| 2018-12-31 | 41.30% |
| 2018-09-30 | 38.32% |
| 2018-06-30 | 37.18% |
| 2018-03-31 | 29.86% |
| 2017-12-31 | 49.18% |
| 2017-09-30 | 40.48% |
| 2017-06-30 | 37.75% |
| 2017-03-31 | 39.03% |
| 2016-12-31 | 37.10% |
| 2016-09-30 | 39.49% |
| 2016-06-30 | 40.62% |
| 2016-03-31 | 39.91% |
| 2015-12-31 | 36.59% |
| 2015-09-30 | 44.88% |
| 2015-06-30 | 43.30% |
| 2015-03-31 | 40.83% |
| 2014-12-31 | 43.40% |
| 2014-09-30 | 44.58% |
| 2014-06-30 | 41.95% |
| 2014-03-31 | 44.93% |
| 2013-12-31 | 46.47% |
| 2013-09-30 | 44.95% |
| 2013-06-30 | 43.79% |
| 2013-03-31 | 40.93% |
| 2012-12-31 | 51.05% |
| 2012-09-30 | 40.35% |
| 2012-06-30 | 40.59% |
| 2012-03-31 | 42.11% |
| 2011-12-31 | 43.67% |
| 2011-09-30 | 40.08% |
| 2011-06-30 | 52.39% |
| 2011-03-31 | 35.67% |
| 2010-12-31 | 33.25% |
| 2010-09-30 | 35.63% |
| 2010-06-30 | 35.04% |
| 2010-03-31 | 33.78% |
| 2009-12-31 | 32.22% |
| 2009-09-30 | 32.07% |
| 2009-06-30 | 27.89% |
| 2009-03-31 | 29.10% |
| 2008-12-31 | 27.84% |
| 2008-09-30 | 31.55% |
| 2008-06-30 | 30.23% |
| 2008-03-31 | 26.94% |
| 2007-12-31 | 27.53% |
| 2007-09-30 | 28.05% |
| 2007-06-30 | 27.20% |
| 2007-03-31 | 27.46% |
| 2006-12-31 | 27.72% |
| 2006-09-30 | 29.22% |
| 2006-06-30 | 30.43% |
| 2006-03-31 | 28.50% |
| 2005-12-31 | 31.40% |
| 2005-09-30 | 29.99% |
| 2005-06-30 | 31.68% |
| 2005-03-31 | 30.31% |
| 2004-12-31 | 32.31% |
| 2004-09-30 | 33.32% |
| 2004-06-30 | 32.66% |
| 2004-03-31 | 33.19% |
| 2003-12-31 | 32.71% |
| 2003-09-30 | 32.29% |
| 2003-06-30 | 30.87% |
| 2003-03-31 | 28.37% |
| 2002-12-31 | 28.67% |
| 2002-09-30 | 29.08% |
