Kingstone Companies, Inc. (KINS) vs National Bankshares, Inc. (NKSH)
A side-by-side comparison of Kingstone Companies, Inc. and National Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — KINS vs NKSH
growth of $100 · dividends reinvested · last 10yKINS vs NKSH: by the numbers
- •NKSH is the larger company ($274M vs $270M market cap).
- •KINS trades at the lower trailing earnings multiple (7.70 vs 13.53 P/E), one valuation lens rather than an overall verdict.
- •NKSH converts more revenue to profit (28.14% vs 15.90% net margin).
- •KINS grew revenue faster over the past five years (8.23% vs 6.78% CAGR).
- •NKSH pays the higher dividend yield (3.56% vs 1.13%).
Metrics side by side
Valuation
| Metric | KINS | NKSH |
|---|---|---|
| P/E ratio | 7.70 | 13.53 |
| Forward P/E | 7.04 | 12.30 |
| PEG ratio | 0.08 | 169.18 |
| P/S ratio | 1.22 | 3.80 |
| P/B ratio | 0.00 | 1.43 |
Profitability
| Metric | KINS | NKSH |
|---|---|---|
| Operating margin | 19.94% | 17.47% |
| Net margin | 15.90% | 28.14% |
| ROE | 0.03% | 10.57% |
Kingstone Companies, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
National Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | KINS | NKSH |
|---|---|---|
| Dividend yield | 1.13% | 3.56% |
| Payout ratio | 8.68% | 48.11% |
Growth (annualized)
| Metric | KINS | NKSH |
|---|---|---|
| Revenue CAGR (5Y) | 8.23% | 6.78% |
| EPS CAGR (5Y) | 100.40% | 0.08% |
| Total return CAGR (5Y) | 24.49% | 8.65% |
Frequently asked
- Which has the lower trailing P/E, KINS or NKSH?
- KINS has the lower trailing P/E: KINS trades at 7.70 and NKSH at 13.53. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, KINS or NKSH?
- Over the past five years, KINS grew revenue faster — KINS at a 8.23% CAGR versus NKSH at 6.78%.
- Does KINS or NKSH pay a bigger dividend?
- KINS yields 1.13% and NKSH yields 3.56% based on trailing dividends and the latest price.
- Is KINS or NKSH more profitable?
- NKSH runs the higher net margin — KINS at 15.90% versus NKSH at 28.14%.
- How have KINS and NKSH total returns compared?
- Over the past 10 years, KINS delivered 8.81% and NKSH delivered 6.47% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Kingstone Companies & National Bankshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.