Which has the lower trailing P/E, FXNC or NKSH?

FXNC has the lower trailing P/E: FXNC trades at 12.54 and NKSH at 13.56. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FXNC or NKSH?

Over the past five years, FXNC grew revenue faster — FXNC at a 23.73% CAGR versus NKSH at 6.78%.

Does FXNC or NKSH pay a bigger dividend?

FXNC yields 2.27% and NKSH yields 3.56% based on trailing dividends and the latest price.

Is FXNC or NKSH more profitable?

NKSH runs the higher net margin — FXNC at 18.47% versus NKSH at 28.14%.

How have FXNC and NKSH total returns compared?

Over the past 10 years, FXNC delivered 13.04% and NKSH delivered 6.47% annualized total return. Past performance doesn't predict future results.

First National Corporation (FXNC) vs National Bankshares, Inc. (NKSH)

A side-by-side comparison of First National Corporation and National Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FXNC

First National Corporation

$272M

$30.10Financial ServicesDelayed quote: Oct 6, 2026, 1:29 PM EDT

NKSH

National Bankshares, Inc.

$275M

$43.12Financial ServicesDelayed quote: Oct 6, 2026, 1:29 PM EDT

Total return — FXNC vs NKSH

growth of $100 · dividends reinvested · last 10y

FXNC +240.0% (+13.0%/yr)NKSH +83.8% (+6.3%/yr)FXNC compounded faster over this window

FXNC NKSH

FXNC vs NKSH: by the numbers

•NKSH is the larger company ($275M vs $272M market cap).
•FXNC trades at the lower trailing earnings multiple (12.54 vs 13.56 P/E), one valuation lens rather than an overall verdict.
•NKSH converts more revenue to profit (28.14% vs 18.47% net margin).
•FXNC grew revenue faster over the past five years (23.73% vs 6.78% CAGR).
•NKSH pays the higher dividend yield (3.56% vs 2.27%).

Metrics side by side

Valuation

Metric	FXNC	NKSH
P/E ratio	12.54	13.56
Forward P/E	12.34	12.32
PEG ratio	8.42	169.51
P/S ratio	2.32	3.80
P/B ratio	1.41	1.43

Profitability

Metric	FXNC	NKSH
Operating margin	22.93%	17.47%
Net margin	18.47%	28.14%
ROE	11.20%	10.57%

First National Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

National Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FXNC	NKSH
Dividend yield	2.27%	3.56%
Payout ratio	28.33%	48.11%

Growth (annualized)

Metric	FXNC	NKSH
Revenue CAGR (5Y)	23.73%	6.78%
EPS CAGR (5Y)	1.60%	0.08%
Total return CAGR (5Y)	9.06%	8.65%

Frequently asked

Which has the lower trailing P/E, FXNC or NKSH?: FXNC has the lower trailing P/E: FXNC trades at 12.54 and NKSH at 13.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FXNC or NKSH?: Over the past five years, FXNC grew revenue faster — FXNC at a 23.73% CAGR versus NKSH at 6.78%.
Does FXNC or NKSH pay a bigger dividend?: FXNC yields 2.27% and NKSH yields 3.56% based on trailing dividends and the latest price.
Is FXNC or NKSH more profitable?: NKSH runs the higher net margin — FXNC at 18.47% versus NKSH at 28.14%.
How have FXNC and NKSH total returns compared?: Over the past 10 years, FXNC delivered 13.04% and NKSH delivered 6.47% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FXNC analysis Full NKSH analysis Interactive comparison tool

Dig into the metrics

First National P/E ratio National Bankshares P/E ratio First National dividend yield National Bankshares dividend yield First National ROE National Bankshares ROE First National operating margin National Bankshares operating margin First National revenue growth National Bankshares revenue growth

First National & National Bankshares appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.