Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.11% is 10% above its 5-year average of 1.01%, around the middle of its 5-year range (0.42%–1.55%).
72.09% above its 12-month average of 0.65%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.27%.
RETURN ON ASSETS (ROA)
1.11%
RETURN ON ASSETS (ROA) AVG TTM
0.65%
RETURN ON ASSETS (ROA) AVG 3Y
0.95%
RETURN ON ASSETS (ROA) AVG 5Y
1.01%
RETURN ON ASSETS (ROA) AVG 10Y
1.12%
RETURN ON ASSETS (ROA) AVG 15Y
1.32%
RETURN ON ASSETS (ROA) AVG 20Y
1.35%
CURRENT VS TTM AVG
+72.09%
CURRENT VS 3Y AVG
+17.15%
CURRENT VS 5Y AVG
+10.08%
CURRENT VS 10Y AVG
-0.81%
CURRENT VS 15Y AVG
-15.61%
CURRENT VS 20Y AVG
-17.78%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 689 covered companies
CURRENT VS SECTOR MEDIAN
-9.76%
vs the sector median at left
National Bankshares, Inc.
Market Cap
$274.61M
Return on Assets (ROA)
1.11%
TTM Avg
0.65%
3Y Avg
0.95%
5Y Avg
1.01%
Market Cap
$275.66M
Return on Assets (ROA)
1.10%
TTM Avg
0.80%
3Y Avg
0.83%
5Y Avg
0.93%
Market Cap
$273.89M
Return on Assets (ROA)
1.12%
TTM Avg
1.35%
3Y Avg
1.70%
5Y Avg
1.26%
Market Cap
$275.26M
Return on Assets (ROA)
0.90%
TTM Avg
0.77%
3Y Avg
0.88%
5Y Avg
0.84%
Market Cap
$272.77M
Return on Assets (ROA)
1.04%
TTM Avg
0.61%
3Y Avg
0.78%
5Y Avg
0.80%
Market Cap
$277.01M
Return on Assets (ROA)
1.26%
TTM Avg
-34.37%
3Y Avg
-34.37%
5Y Avg
-34.37%
Market Cap
$277.49M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$270.60M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$277.82M
Return on Assets (ROA)
-0.02%
TTM Avg
-0.21%
3Y Avg
-0.03%
5Y Avg
-0.03%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| National Bankshares, Inc. (NKSH) | $274.61M | 1.11% | 0.65% | 0.95% | 1.01% |
| LCNB Corp. (LCNB)vs › | $275.66M | 1.10% | 0.80% | 0.83% | 0.93% |
| Medallion Financial Corp. (MFIN)vs › | $273.89M | 1.12% | 1.35% | 1.70% | 1.26% |
| Isabella Bank Corporation (ISBA)vs › | $275.26M | 0.90% | 0.77% | 0.88% | 0.84% |
| First National Corporation (FXNC)vs › | $272.77M | 1.04% | 0.61% | 0.78% | 0.80% |
| Xsolla SPAC 1 Class A Ordinary Shares (XSLL)vs › | $277.01M | 1.26% | -34.37% | -34.37% | -34.37% |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.60M | N/A | N/A | N/A | N/A |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $277.82M | -0.02% | -0.21% | -0.03% | -0.03% |
| Runway Growth Finance Corp. (RWAY)vs › | $269.65M | 0.64% | 5.14% | 4.30% | 5.12% |
ROA
1.1%
ROE
10.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.87% |
| 2024-12-31 | 0.42% |
| 2023-12-31 | 0.95% |
| 2022-12-31 | 1.55% |
| 2021-12-31 | 1.20% |
| 2020-12-31 | 1.06% |
| 2019-12-31 | 1.32% |
| 2018-12-31 | 1.29% |
| 2017-12-31 | 1.12% |
| 2016-12-31 | 1.21% |
| 2015-12-31 | 1.32% |
| 2014-12-31 | 1.46% |
| 2013-12-31 | 1.60% |
| 2012-12-31 | 1.61% |
| 2011-12-31 | 1.65% |
| 2010-12-31 | 1.52% |
| 2009-12-31 | 1.46% |
| 2008-12-31 | 1.45% |
| 2007-12-31 | 1.43% |
| 2006-12-31 | 1.45% |
| 2005-12-31 | 1.48% |
| 2004-12-31 | 1.54% |
| 2003-12-31 | 1.61% |
| 2002-12-31 | 1.46% |
| 2001-12-31 | 1.13% |
| 2000-12-31 | 1.23% |
| 1999-12-31 | 1.50% |
| 1998-12-31 | 1.53% |
| 1997-12-31 | 1.63% |
| 1996-12-31 | 1.57% |
