Medallion Financial Corp. (MFIN) vs National Bankshares, Inc. (NKSH)
A side-by-side comparison of Medallion Financial Corp. and National Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — MFIN vs NKSH
growth of $100 · dividends reinvested · last 10yMFIN vs NKSH: by the numbers
- •MFIN is the larger company ($275M vs $274M market cap).
- •MFIN trades at the lower trailing earnings multiple (8.94 vs 13.53 P/E), one valuation lens rather than an overall verdict.
- •NKSH converts more revenue to profit (28.14% vs 10.38% net margin).
- •MFIN grew revenue faster over the past five years (16.51% vs 6.78% CAGR).
- •MFIN pays the higher dividend yield (4.37% vs 3.56%).
Metrics side by side
Valuation
| Metric | MFIN | NKSH |
|---|---|---|
| P/E ratio | 8.94 | 13.53 |
| Forward P/E | 10.36 | 12.30 |
| PEG ratio | N/A | 169.18 |
| P/S ratio | 0.80 | 3.80 |
| P/B ratio | 0.68 | 1.43 |
Profitability
| Metric | MFIN | NKSH |
|---|---|---|
| Operating margin | 50.47% | 17.47% |
| Net margin | 10.38% | 28.14% |
| ROE | 8.84% | 10.57% |
Medallion Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
National Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | MFIN | NKSH |
|---|---|---|
| Dividend yield | 4.37% | 3.56% |
| Payout ratio | 39.10% | 48.11% |
Growth (annualized)
| Metric | MFIN | NKSH |
|---|---|---|
| Revenue CAGR (5Y) | 16.51% | 6.78% |
| EPS CAGR (5Y) | N/A | 0.08% |
| Total return CAGR (5Y) | 12.75% | 8.65% |
Frequently asked
- Which has the lower trailing P/E, MFIN or NKSH?
- MFIN has the lower trailing P/E: MFIN trades at 8.94 and NKSH at 13.53. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MFIN or NKSH?
- Over the past five years, MFIN grew revenue faster — MFIN at a 16.51% CAGR versus NKSH at 6.78%.
- Does MFIN or NKSH pay a bigger dividend?
- MFIN yields 4.37% and NKSH yields 3.56% based on trailing dividends and the latest price.
- Is MFIN or NKSH more profitable?
- NKSH runs the higher net margin — MFIN at 10.38% versus NKSH at 28.14%.
- How have MFIN and NKSH total returns compared?
- Over the past 10 years, MFIN delivered 13.53% and NKSH delivered 6.47% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Medallion Financial & National Bankshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.