Which has the lower trailing P/E, FUNC or ISBA?

FUNC has the lower trailing P/E: FUNC trades at 11.37 and ISBA at 13.82. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FUNC or ISBA?

Over the past five years, FUNC grew revenue faster — FUNC at a 9.73% CAGR versus ISBA at 7.59%.

Does FUNC or ISBA pay a bigger dividend?

FUNC yields 2.40% and ISBA yields 2.96% based on trailing dividends and the latest price.

Is FUNC or ISBA more profitable?

FUNC runs the higher net margin — FUNC at 20.38% versus ISBA at 18.77%.

How have FUNC and ISBA total returns compared?

Over the past 10 years, FUNC delivered 16.71% and ISBA delivered 7.87% annualized total return. Past performance doesn't predict future results.

First United Corporation (FUNC) vs Isabella Bank Corporation (ISBA)

A side-by-side comparison of First United Corporation and Isabella Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FUNC

First United Corporation

$283M

$43.89Financial ServicesDelayed quote: Oct 6, 2026, 10:14 AM EDT

ISBA

Isabella Bank Corporation

$276M

$37.58Financial ServicesDelayed quote: Oct 6, 2026, 10:13 AM EDT

Total return — FUNC vs ISBA

growth of $100 · dividends reinvested · last 10y

FUNC +363.4% (+16.6%/yr)ISBA +113.7% (+7.9%/yr)FUNC compounded faster over this window

FUNC ISBA

FUNC vs ISBA: by the numbers

•FUNC is the larger company ($283M vs $276M market cap).
•FUNC trades at the lower trailing earnings multiple (11.37 vs 13.82 P/E), one valuation lens rather than an overall verdict.
•FUNC converts more revenue to profit (20.38% vs 18.77% net margin).
•FUNC grew revenue faster over the past five years (9.73% vs 7.59% CAGR).
•ISBA pays the higher dividend yield (2.96% vs 2.40%).

Metrics side by side

Valuation

Metric	FUNC	ISBA
P/E ratio	11.37	13.82
Forward P/E	9.87	11.39
PEG ratio	0.87	1.00
P/S ratio	2.30	2.59
P/B ratio	1.33	1.11

Profitability

Metric	FUNC	ISBA
Operating margin	26.93%	19.76%
Net margin	20.38%	18.77%
ROE	11.80%	8.03%

First United Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Isabella Bank Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FUNC	ISBA
Dividend yield	2.40%	2.96%
Payout ratio	26.94%	41.18%

Growth (annualized)

Metric	FUNC	ISBA
Revenue CAGR (5Y)	9.73%	7.59%
EPS CAGR (5Y)	13.13%	13.32%
Total return CAGR (5Y)	22.43%	12.29%

Frequently asked

Which has the lower trailing P/E, FUNC or ISBA?: FUNC has the lower trailing P/E: FUNC trades at 11.37 and ISBA at 13.82. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FUNC or ISBA?: Over the past five years, FUNC grew revenue faster — FUNC at a 9.73% CAGR versus ISBA at 7.59%.
Does FUNC or ISBA pay a bigger dividend?: FUNC yields 2.40% and ISBA yields 2.96% based on trailing dividends and the latest price.
Is FUNC or ISBA more profitable?: FUNC runs the higher net margin — FUNC at 20.38% versus ISBA at 18.77%.
How have FUNC and ISBA total returns compared?: Over the past 10 years, FUNC delivered 16.71% and ISBA delivered 7.87% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FUNC analysis Full ISBA analysis Interactive comparison tool

Dig into the metrics

First United P/E ratio Isabella Bank P/E ratio First United dividend yield Isabella Bank dividend yield First United ROE Isabella Bank ROE First United operating margin Isabella Bank operating margin First United revenue growth Isabella Bank revenue growth

First United & Isabella Bank appear in these rankings

Highest Dividend Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.