Which has the lower trailing P/E, FXNC or MFIN?

MFIN has the lower trailing P/E: FXNC trades at 12.61 and MFIN at 9.00. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FXNC or MFIN?

Over the past five years, FXNC grew revenue faster — FXNC at a 23.73% CAGR versus MFIN at 16.51%.

Does FXNC or MFIN pay a bigger dividend?

FXNC yields 2.27% and MFIN yields 4.37% based on trailing dividends and the latest price.

Is FXNC or MFIN more profitable?

FXNC runs the higher net margin — FXNC at 18.47% versus MFIN at 10.38%.

How have FXNC and MFIN total returns compared?

Over the past 10 years, FXNC delivered 13.04% and MFIN delivered 13.53% annualized total return. Past performance doesn't predict future results.

First National Corporation (FXNC) vs Medallion Financial Corp. (MFIN)

A side-by-side comparison of First National Corporation and Medallion Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FXNC

First National Corporation

$274M

$30.26Financial ServicesDelayed quote: Oct 6, 2026, 11:53 AM EDT

MFIN

Medallion Financial Corp.

$277M

$11.97Financial ServicesDelayed quote: Oct 6, 2026, 11:54 AM EDT

Total return — FXNC vs MFIN

growth of $100 · dividends reinvested · last 10y

FXNC +240.0% (+13.0%/yr)MFIN +251.4% (+13.4%/yr)MFIN compounded faster over this window

FXNC MFIN

FXNC vs MFIN: by the numbers

•MFIN is the larger company ($277M vs $274M market cap).
•MFIN trades at the lower trailing earnings multiple (9.00 vs 12.61 P/E), one valuation lens rather than an overall verdict.
•FXNC converts more revenue to profit (18.47% vs 10.38% net margin).
•FXNC grew revenue faster over the past five years (23.73% vs 16.51% CAGR).
•MFIN pays the higher dividend yield (4.37% vs 2.27%).

Metrics side by side

Valuation

Metric	FXNC	MFIN
P/E ratio	12.61	9.00
Forward P/E	12.41	10.43
PEG ratio	8.46	N/A
P/S ratio	2.33	0.80
P/B ratio	1.41	0.68

Profitability

Metric	FXNC	MFIN
Operating margin	22.93%	50.47%
Net margin	18.47%	10.38%
ROE	11.20%	8.84%

First National Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Medallion Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FXNC	MFIN
Dividend yield	2.27%	4.37%
Payout ratio	28.33%	39.10%

Growth (annualized)

Metric	FXNC	MFIN
Revenue CAGR (5Y)	23.73%	16.51%
EPS CAGR (5Y)	1.60%	N/A
Total return CAGR (5Y)	9.06%	12.75%

Frequently asked

Which has the lower trailing P/E, FXNC or MFIN?: MFIN has the lower trailing P/E: FXNC trades at 12.61 and MFIN at 9.00. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FXNC or MFIN?: Over the past five years, FXNC grew revenue faster — FXNC at a 23.73% CAGR versus MFIN at 16.51%.
Does FXNC or MFIN pay a bigger dividend?: FXNC yields 2.27% and MFIN yields 4.37% based on trailing dividends and the latest price.
Is FXNC or MFIN more profitable?: FXNC runs the higher net margin — FXNC at 18.47% versus MFIN at 10.38%.
How have FXNC and MFIN total returns compared?: Over the past 10 years, FXNC delivered 13.04% and MFIN delivered 13.53% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FXNC analysis Full MFIN analysis Interactive comparison tool

Dig into the metrics

First National P/E ratio Medallion Financial P/E ratio First National dividend yield Medallion Financial dividend yield First National ROE Medallion Financial ROE First National operating margin Medallion Financial operating margin First National revenue growth Medallion Financial revenue growth

First National & Medallion Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.