First National Corporation (FXNC) vs Kingstone Companies, Inc. (KINS)
A side-by-side comparison of First National Corporation and Kingstone Companies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FXNC vs KINS
growth of $100 · dividends reinvested · last 10yFXNC vs KINS: by the numbers
- •FXNC is the larger company ($273M vs $270M market cap).
- •KINS trades at the lower trailing earnings multiple (7.71 vs 12.60 P/E), one valuation lens rather than an overall verdict.
- •FXNC converts more revenue to profit (18.47% vs 15.90% net margin).
- •FXNC grew revenue faster over the past five years (23.73% vs 8.23% CAGR).
- •FXNC pays the higher dividend yield (2.27% vs 1.13%).
Metrics side by side
Valuation
| Metric | FXNC | KINS |
|---|---|---|
| P/E ratio | 12.60 | 7.71 |
| Forward P/E | 12.40 | 7.04 |
| PEG ratio | 8.46 | 0.08 |
| P/S ratio | 2.33 | 1.22 |
| P/B ratio | 1.41 | 0.00 |
Profitability
| Metric | FXNC | KINS |
|---|---|---|
| Operating margin | 22.93% | 19.94% |
| Net margin | 18.47% | 15.90% |
| ROE | 11.20% | 0.03% |
First National Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Kingstone Companies, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FXNC | KINS |
|---|---|---|
| Dividend yield | 2.27% | 1.13% |
| Payout ratio | 28.33% | 8.68% |
Growth (annualized)
| Metric | FXNC | KINS |
|---|---|---|
| Revenue CAGR (5Y) | 23.73% | 8.23% |
| EPS CAGR (5Y) | 1.60% | 100.40% |
| Total return CAGR (5Y) | 9.06% | 24.49% |
Frequently asked
- Which has the lower trailing P/E, FXNC or KINS?
- KINS has the lower trailing P/E: FXNC trades at 12.60 and KINS at 7.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FXNC or KINS?
- Over the past five years, FXNC grew revenue faster — FXNC at a 23.73% CAGR versus KINS at 8.23%.
- Does FXNC or KINS pay a bigger dividend?
- FXNC yields 2.27% and KINS yields 1.13% based on trailing dividends and the latest price.
- Is FXNC or KINS more profitable?
- FXNC runs the higher net margin — FXNC at 18.47% versus KINS at 15.90%.
- How have FXNC and KINS total returns compared?
- Over the past 10 years, FXNC delivered 13.04% and KINS delivered 8.81% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First National & Kingstone Companies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.