Which has the lower trailing P/E, HWBK or KINS?

KINS has the lower trailing P/E: HWBK trades at 10.08 and KINS at 7.68. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, HWBK or KINS?

Over the past five years, KINS grew revenue faster — HWBK at a 7.30% CAGR versus KINS at 8.23%.

Does HWBK or KINS pay a bigger dividend?

HWBK yields 2.16% and KINS yields 1.13% based on trailing dividends and the latest price.

Is HWBK or KINS more profitable?

HWBK runs the higher net margin — HWBK at 22.69% versus KINS at 15.90%.

How have HWBK and KINS total returns compared?

Over the past 10 years, HWBK delivered 16.23% and KINS delivered 8.81% annualized total return. Past performance doesn't predict future results.

Hawthorn Bancshares, Inc. (HWBK) vs Kingstone Companies, Inc. (KINS)

A side-by-side comparison of Hawthorn Bancshares, Inc. and Kingstone Companies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HWBK

Hawthorn Bancshares, Inc.

$266M

$38.50Financial ServicesDelayed quote: Oct 6, 2026, 2:44 PM EDT

KINS

Kingstone Companies, Inc.

$269M

$18.60Financial ServicesDelayed quote: Oct 6, 2026, 2:45 PM EDT

Total return — HWBK vs KINS

growth of $100 · dividends reinvested · last 10y

HWBK +350.7% (+16.2%/yr)KINS +132.6% (+8.8%/yr)HWBK compounded faster over this window

HWBK KINS

HWBK vs KINS: by the numbers

•KINS is the larger company ($269M vs $266M market cap).
•KINS trades at the lower trailing earnings multiple (7.68 vs 10.08 P/E), one valuation lens rather than an overall verdict.
•HWBK converts more revenue to profit (22.69% vs 15.90% net margin).
•KINS grew revenue faster over the past five years (8.23% vs 7.30% CAGR).
•HWBK pays the higher dividend yield (2.16% vs 1.13%).

Metrics side by side

Valuation

Metric	HWBK	KINS
P/E ratio	10.08	7.68
Forward P/E	N/A	7.02
PEG ratio	0.85	0.08
P/S ratio	2.28	1.21
P/B ratio	1.45	0.00

Profitability

Metric	HWBK	KINS
Operating margin	27.81%	19.94%
Net margin	22.69%	15.90%
ROE	14.45%	0.03%

Hawthorn Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Kingstone Companies, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	HWBK	KINS
Dividend yield	2.16%	1.13%
Payout ratio	21.73%	8.68%

Growth (annualized)

Metric	HWBK	KINS
Revenue CAGR (5Y)	7.30%	8.23%
EPS CAGR (5Y)	11.91%	100.40%
Total return CAGR (5Y)	15.43%	24.49%

Frequently asked

Which has the lower trailing P/E, HWBK or KINS?: KINS has the lower trailing P/E: HWBK trades at 10.08 and KINS at 7.68. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HWBK or KINS?: Over the past five years, KINS grew revenue faster — HWBK at a 7.30% CAGR versus KINS at 8.23%.
Does HWBK or KINS pay a bigger dividend?: HWBK yields 2.16% and KINS yields 1.13% based on trailing dividends and the latest price.
Is HWBK or KINS more profitable?: HWBK runs the higher net margin — HWBK at 22.69% versus KINS at 15.90%.
How have HWBK and KINS total returns compared?: Over the past 10 years, HWBK delivered 16.23% and KINS delivered 8.81% annualized total return. Past performance doesn't predict future results.

Go deeper

Full HWBK analysis Full KINS analysis Interactive comparison tool

Dig into the metrics

Hawthorn Bancshares P/E ratio Kingstone Companies P/E ratio Hawthorn Bancshares dividend yield Kingstone Companies dividend yield Hawthorn Bancshares ROE Kingstone Companies ROE Hawthorn Bancshares operating margin Kingstone Companies operating margin Hawthorn Bancshares revenue growth Kingstone Companies revenue growth

Hawthorn Bancshares & Kingstone Companies appear in these rankings

Highest Dividend Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.