Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 4.71% is 45% below its 5-year average of 8.60%, near the low end of its 5-year range (4.71%–11.87%).
As of the fiscal period ended Tuesday, June 30, 2026. 45.28% below its 12-month average of 8.61%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 4.71%.
DEBT TO ASSETS RATIO
4.71%
DEBT TO ASSETS RATIO AVG TTM
8.61%
DEBT TO ASSETS RATIO AVG 3Y
8.55%
DEBT TO ASSETS RATIO AVG 5Y
8.60%
DEBT TO ASSETS RATIO AVG 10Y
10.38%
DEBT TO ASSETS RATIO AVG 15Y
10.03%
DEBT TO ASSETS RATIO AVG 20Y
10.59%
CURRENT VS TTM AVG
-45.28%
CURRENT VS 3Y AVG
-44.89%
CURRENT VS 5Y AVG
-45.21%
CURRENT VS 10Y AVG
-54.59%
CURRENT VS 15Y AVG
-53.03%
CURRENT VS 20Y AVG
-55.52%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 467 covered companies
CURRENT VS SECTOR MEDIAN
+9323.59%
vs the sector median at left
Hawthorn Bancshares, Inc.
Market Cap
$267.19M
Debt to Assets Ratio
4.71%
TTM Avg
8.61%
3Y Avg
8.55%
5Y Avg
8.60%
Market Cap
$267.13M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$268.69M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$264.62M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$269.82M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$270.05M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$261.73M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$261.53M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hawthorn Bancshares, Inc. (HWBK) | $267.19M | 4.71% | 8.61% | 8.55% | 8.60% |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $267.13M | N/A | N/A | N/A | N/A |
| LCNB Corp. (LCNB)vs › | $268.25M | 0.05% | N/A | N/A | N/A |
| Kingstone Companies, Inc. (KINS)vs › | $268.69M | 0.01% | N/A | N/A | N/A |
| Drugs Made In America Acquisition Corp. Ordinary Shares (DMAA)vs › | $264.62M | 0.01% | N/A | N/A | N/A |
| Cartesian Growth Corp. Iv (CGCF)vs › | $269.82M | N/A | N/A | N/A | N/A |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.05M | N/A | N/A | N/A | N/A |
| AMR Resources Acquisition Corp Class A Ordinary Shares (AMAC)vs › | $261.73M | N/A | N/A | N/A | N/A |
| Cantor Equity Partners V, Inc. Class A Ordinary Shares (CEPV)vs › | $261.53M | 0.00% | N/A | N/A | N/A |
| Art Technology Acquisition Corp. (ARTC)vs › | $261.38M | N/A | N/A | N/A | N/A |
Debt/Assets
4.7%
Debt/Equity
0.46
Current ratio and interest coverage is unavailable for Hawthorn Bancshares, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 4.71% |
| 2026-03-31 | 8.01% |
| 2025-12-31 | 8.20% |
| 2025-09-30 | 11.87% |
| 2025-06-30 | 10.25% |
| 2025-03-31 | 9.38% |
| 2024-12-31 | 7.27% |
| 2024-09-30 | 8.17% |
| 2024-06-30 | 8.10% |
| 2024-03-31 | 8.71% |
| 2023-12-31 | 8.41% |
| 2023-09-30 | 8.99% |
| 2023-06-30 | 11.61% |
| 2023-03-31 | 7.86% |
| 2022-12-31 | 8.02% |
| 2022-09-30 | 7.04% |
| 2022-06-30 | 7.05% |
| 2022-03-31 | 7.73% |
| 2021-12-31 | 8.33% |
| 2021-09-30 | 9.91% |
| 2021-06-30 | 10.36% |
| 2021-03-31 | 11.04% |
| 2020-12-31 | 11.73% |
| 2020-09-30 | 11.96% |
| 2020-06-30 | 13.04% |
| 2020-03-31 | 14.17% |
| 2019-12-31 | 11.78% |
| 2019-09-30 | 12.83% |
| 2019-06-30 | 11.03% |
| 2019-03-31 | 10.99% |
| 2018-12-31 | 11.43% |
| 2018-09-30 | 11.08% |
| 2018-06-30 | 11.04% |
| 2018-03-31 | 11.60% |
| 2017-12-31 | 13.88% |
| 2017-09-30 | 12.37% |
| 2017-06-30 | 14.02% |
| 2017-03-31 | 13.10% |
| 2016-12-31 | 13.51% |
| 2016-09-30 | 12.29% |
| 2016-06-30 | 12.58% |
| 2016-03-31 | 11.43% |
| 2015-12-31 | 13.02% |
| 2015-09-30 | 12.81% |
| 2015-06-30 | 10.16% |
| 2015-03-31 | 9.34% |
| 2014-12-31 | 9.44% |
| 2014-09-30 | 8.99% |
| 2014-06-30 | 8.23% |
| 2014-03-31 | 8.09% |
| 2013-12-31 | 9.17% |
| 2013-09-30 | 8.71% |
| 2013-06-30 | 8.58% |
| 2013-03-31 | 7.34% |
| 2012-12-31 | 7.67% |
| 2012-09-30 | 8.80% |
| 2012-06-30 | 8.56% |
| 2012-03-31 | 8.34% |
| 2011-12-31 | 8.74% |
| 2011-09-30 | 8.91% |
| 2011-06-30 | 10.20% |
| 2011-03-31 | 10.82% |
| 2010-12-31 | 12.21% |
| 2010-09-30 | 12.19% |
| 2010-06-30 | 12.26% |
| 2010-03-31 | 12.35% |
| 2009-12-31 | 13.38% |
| 2009-09-30 | 12.36% |
| 2009-06-30 | 12.28% |
| 2009-03-31 | 12.60% |
| 2008-12-31 | 16.23% |
| 2008-09-30 | 18.32% |
| 2008-06-30 | 18.48% |
| 2008-03-31 | 15.72% |
| 2007-12-31 | 12.81% |
| 2007-09-30 | 11.61% |
| 2007-06-30 | 10.73% |
| 2007-03-31 | 10.47% |
| 2006-12-31 | 11.05% |
| 2006-09-30 | 12.50% |
| 2006-06-30 | 13.25% |
| 2006-03-31 | 15.10% |
| 2005-12-31 | 12.41% |
| 2005-09-30 | 14.18% |
| 2005-06-30 | 12.60% |
| 2005-03-31 | 14.41% |
| 2004-12-31 | 10.90% |
| 2004-09-30 | 11.37% |
| 2004-06-30 | 14.27% |
| 2004-03-31 | 13.75% |
| 2003-12-31 | 13.17% |
| 2003-09-30 | 12.49% |
| 2003-06-30 | 12.96% |
| 2003-03-31 | 13.67% |
| 2002-12-31 | 14.13% |
| 2002-09-30 | 15.03% |
