Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 27.03x is in line with its 5-year average of 25.15x, around the middle of its 5-year range (22.08x–32.26x).
2.32% below its 12-month average of 27.67x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
27.03x
INTEREST COVERAGE RATIO AVG TTM
27.67x
INTEREST COVERAGE RATIO AVG 3Y
25.16x
INTEREST COVERAGE RATIO AVG 5Y
25.15x
INTEREST COVERAGE RATIO AVG 10Y
31.44x
INTEREST COVERAGE RATIO AVG 15Y
43.80x
INTEREST COVERAGE RATIO AVG 20Y
43.51x
CURRENT VS TTM AVG
-2.32%
CURRENT VS 3Y AVG
+7.41%
CURRENT VS 5Y AVG
+7.48%
CURRENT VS 10Y AVG
-14.02%
CURRENT VS 15Y AVG
-38.28%
CURRENT VS 20Y AVG
-37.87%
SECTOR MEDIAN · FINANCIAL SERVICES
5.24x
median of 97 covered companies
CURRENT VS SECTOR MEDIAN
+415.84%
vs the sector median at left
Mastercard Incorporated
Market Cap
$499.66B
Interest Coverage Ratio
27.03x
TTM Avg
27.67x
3Y Avg
25.16x
5Y Avg
25.15x
Market Cap
$512.17B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$443.86B
Interest Coverage Ratio
0.48x
TTM Avg
0.40x
3Y Avg
0.68x
5Y Avg
2.04x
Market Cap
$342.74B
Interest Coverage Ratio
0.45x
TTM Avg
0.42x
3Y Avg
0.58x
5Y Avg
3.41x
Market Cap
$678.03B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$305.56B
Interest Coverage Ratio
0.33x
TTM Avg
0.29x
3Y Avg
0.35x
5Y Avg
1.26x
Market Cap
$267.34B
Interest Coverage Ratio
0.63x
TTM Avg
0.58x
3Y Avg
0.89x
5Y Avg
1.90x
Market Cap
$235.42B
Interest Coverage Ratio
0.24x
TTM Avg
0.21x
3Y Avg
0.33x
5Y Avg
0.96x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | $499.66B | 27.03x | 27.67x | 25.16x | 25.15x |
| Invesco QQQ Trust, Series 1 (QQQ)vs › | $512.17B | N/A | N/A | N/A | N/A |
| Bank of America Corporation (BAC)vs › | $443.86B | 0.48x | 0.40x | 0.68x | 2.04x |
| Morgan Stanley (MS)vs › | $342.74B | 0.45x | 0.42x | 0.58x | 3.41x |
| Vanguard Total International Stock ETF (VXUS)vs › | $678.03B | N/A | N/A | N/A | N/A |
| Visa Inc. (V)vs › | $689.28B | 40.74x | 38.78x | 36.28x | 33.87x |
| The Goldman Sachs Group, Inc. (GS)vs › | $305.56B | 0.33x | 0.29x | 0.35x | 1.26x |
| Wells Fargo & Company (WFC)vs › | $267.34B | 0.63x | 0.58x | 0.89x | 1.90x |
| Citigroup Inc. (C)vs › | $235.42B | 0.24x | 0.21x | 0.33x | 0.96x |
| American Express Company (AXP)vs › | $220.73B | 1.68x | 1.62x | 2.06x | 3.10x |
Interest Coverage
27.0x
Debt/Equity
4.39
Current Ratio
1.06
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 26.28x |
| 2026-03-31 | 26.84x |
| 2025-12-31 | 32.26x |
| 2025-09-30 | 27.80x |
| 2025-06-30 | 25.20x |
| 2025-03-31 | 23.63x |
| 2024-12-31 | 23.01x |
| 2024-09-30 | 25.18x |
| 2024-06-30 | 26.38x |
| 2024-03-31 | 24.03x |
| 2023-12-31 | 22.78x |
| 2023-09-30 | 25.46x |
| 2023-06-30 | 25.39x |
| 2023-03-31 | 23.76x |
| 2022-12-31 | 25.07x |
| 2022-09-30 | 25.93x |
| 2022-06-30 | 26.47x |
| 2022-03-31 | 26.82x |
| 2021-12-31 | 26.18x |
| 2021-09-30 | 24.70x |
| 2021-06-30 | 22.08x |
| 2021-03-31 | 20.53x |
| 2020-12-31 | 19.60x |
| 2020-09-30 | 20.05x |
| 2020-06-30 | 16.90x |
| 2020-03-31 | 32.04x |
| 2019-12-31 | 37.48x |
| 2019-09-30 | 42.14x |
| 2019-06-30 | 47.00x |
| 2019-03-31 | 48.11x |
| 2018-12-31 | 26.26x |
| 2018-09-30 | 47.65x |
| 2018-06-30 | 40.33x |
| 2018-03-31 | 42.44x |
| 2017-12-31 | 37.12x |
| 2017-09-30 | 55.46x |
| 2017-06-30 | 42.38x |
| 2017-03-31 | 38.62x |
| 2016-12-31 | 45.43x |
| 2016-09-30 | 72.61x |
| 2016-06-30 | 62.73x |
| 2016-03-31 | 67.40x |
| 2015-12-31 | 92.25x |
| 2015-09-30 | 91.27x |
| 2015-06-30 | 73.59x |
| 2015-03-31 | 79.47x |
| 2014-12-31 | 63.63x |
| 2014-09-30 | 129.09x |
| 2014-06-30 | 92.20x |
| 2014-03-31 | 214.17x |
| 2013-12-31 | 131.43x |
| 2013-06-30 | 245.60x |
| 2013-03-31 | 221.40x |
| 2012-12-31 | 128.43x |
| 2012-09-30 | 266.00x |
| 2012-06-30 | 324.67x |
| 2012-03-31 | 166.67x |
| 2011-12-31 | -1.43x |
| 2011-09-30 | 167.00x |
| 2011-06-30 | 442.50x |
| 2011-03-31 | 83.60x |
| 2010-12-31 | 63.22x |
| 2010-09-30 | 69.64x |
| 2010-06-30 | 42.18x |
| 2010-03-31 | 46.67x |
| 2009-12-31 | 19.97x |
| 2009-09-30 | 28.04x |
| 2009-06-30 | 17.41x |
| 2009-03-31 | 15.58x |
| 2008-03-31 | 33.66x |
