Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.24x is in line with its 5-year average of 0.25x, near the low end of its 5-year range (-0.09x–3.70x).
17.30% below its 12-month average of 0.29x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
0.24x
INTEREST COVERAGE RATIO AVG TTM
0.29x
INTEREST COVERAGE RATIO AVG 3Y
0.22x
INTEREST COVERAGE RATIO AVG 5Y
0.25x
INTEREST COVERAGE RATIO AVG 10Y
0.87x
INTEREST COVERAGE RATIO AVG 15Y
0.95x
INTEREST COVERAGE RATIO AVG 20Y
0.78x
CURRENT VS TTM AVG
-17.30%
CURRENT VS 3Y AVG
+11.07%
CURRENT VS 5Y AVG
-5.80%
CURRENT VS 10Y AVG
-72.52%
CURRENT VS 15Y AVG
-74.86%
CURRENT VS 20Y AVG
-69.28%
SECTOR MEDIAN · FINANCIAL SERVICES
5.24x
median of 97 covered companies
CURRENT VS SECTOR MEDIAN
-95.42%
vs the sector median at left
Citigroup Inc.
Market Cap
$235.55B
Interest Coverage Ratio
0.24x
TTM Avg
0.29x
3Y Avg
0.22x
5Y Avg
0.25x
Market Cap
$220.70B
Interest Coverage Ratio
1.68x
TTM Avg
1.62x
3Y Avg
2.06x
5Y Avg
3.10x
Market Cap
$267.41B
Interest Coverage Ratio
0.63x
TTM Avg
0.58x
3Y Avg
0.89x
5Y Avg
1.90x
Market Cap
$203.69B
Interest Coverage Ratio
0.44x
TTM Avg
0.31x
3Y Avg
0.61x
5Y Avg
1.11x
Market Cap
$187.92B
Interest Coverage Ratio
3.05x
TTM Avg
2.13x
3Y Avg
2.82x
5Y Avg
6.30x
Market Cap
$171.28B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$170.56B
Interest Coverage Ratio
9.98x
TTM Avg
12.03x
3Y Avg
18.92x
5Y Avg
23.30x
Market Cap
$305.63B
Interest Coverage Ratio
0.33x
TTM Avg
0.29x
3Y Avg
0.35x
5Y Avg
1.26x
Market Cap
$161.56B
Interest Coverage Ratio
14.12x
TTM Avg
14.34x
3Y Avg
11.61x
5Y Avg
21.76x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citigroup Inc. (C) | $235.55B | 0.24x | 0.29x | 0.22x | 0.25x |
| American Express Company (AXP)vs › | $220.70B | 1.68x | 1.62x | 2.06x | 3.10x |
| Wells Fargo & Company (WFC)vs › | $267.41B | 0.63x | 0.58x | 0.89x | 1.90x |
| The Toronto-Dominion Bank (TD)vs › | $203.69B | 0.44x | 0.31x | 0.61x | 1.11x |
| The Charles Schwab Corporation (SCHW)vs › | $187.92B | 3.05x | 2.13x | 2.82x | 6.30x |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $171.28B | N/A | N/A | N/A | N/A |
| BlackRock, Inc. (BLK)vs › | $170.56B | 9.98x | 12.03x | 18.92x | 23.30x |
| The Goldman Sachs Group, Inc. (GS)vs › | $305.63B | 0.33x | 0.29x | 0.35x | 1.26x |
| Blackstone Inc. (BX)vs › | $161.56B | 14.12x | 14.34x | 11.61x | 21.76x |
| Interactive Brokers Group, Inc. (IBKR)vs › | $158.03B | 2.09x | 1.98x | 2.23x | 3.93x |
Interest Coverage
0.2x
Debt/Equity
3.84
Current Ratio
0.47
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 0.39x |
| 2026-03-31 | 0.38x |
| 2025-12-31 | 0.18x |
| 2025-09-30 | 0.25x |
| 2025-06-30 | 0.25x |
| 2025-03-31 | 0.28x |
| 2024-12-31 | 0.18x |
| 2024-09-30 | 0.19x |
| 2024-06-30 | 0.19x |
| 2024-03-31 | 0.20x |
| 2023-12-31 | -0.09x |
| 2023-09-30 | 0.23x |
| 2023-06-30 | 0.22x |
| 2023-03-31 | 0.39x |
| 2022-12-31 | 0.26x |
| 2022-09-30 | 0.60x |
| 2022-06-30 | 1.63x |
| 2022-03-31 | 2.31x |
| 2021-12-31 | 3.60x |
| 2021-09-30 | 2.99x |
| 2021-06-30 | 3.70x |
| 2021-03-31 | 5.08x |
| 2020-12-31 | 1.95x |
| 2020-09-30 | 1.40x |
| 2020-06-30 | 0.32x |
| 2020-03-31 | 0.55x |
| 2019-12-31 | 0.87x |
| 2019-09-30 | 0.80x |
| 2019-06-30 | 0.79x |
| 2019-03-31 | 0.82x |
| 2018-12-31 | 0.77x |
| 2018-09-30 | 0.96x |
| 2018-06-30 | 1.01x |
| 2018-03-31 | 1.18x |
| 2017-12-31 | 1.12x |
| 2017-09-30 | 1.37x |
| 2017-06-30 | 1.41x |
| 2017-03-31 | 1.68x |
| 2016-12-31 | 1.56x |
| 2016-09-30 | 1.77x |
| 2016-06-30 | 1.85x |
| 2016-03-31 | 1.70x |
| 2015-12-31 | 1.66x |
| 2015-09-30 | 2.10x |
| 2015-06-30 | 2.26x |
| 2015-03-31 | 2.29x |
| 2014-12-31 | 0.43x |
| 2014-09-30 | 1.50x |
| 2014-06-30 | 0.60x |
| 2014-03-31 | 1.69x |
| 2013-12-31 | 0.91x |
| 2013-09-30 | 1.08x |
| 2013-06-30 | 1.52x |
| 2013-03-31 | 1.27x |
| 2012-12-31 | 0.24x |
| 2012-09-30 | -0.20x |
| 2012-06-30 | 0.69x |
| 2012-03-31 | 0.73x |
| 2011-12-31 | 0.19x |
| 2011-09-30 | 0.83x |
| 2011-06-30 | 0.67x |
| 2011-03-31 | 0.70x |
| 2010-12-31 | 0.17x |
| 2010-09-30 | 0.53x |
| 2010-06-30 | 0.55x |
| 2010-03-31 | 0.84x |
| 2009-12-31 | -2.31x |
| 2009-09-30 | -0.08x |
| 2009-06-30 | 0.77x |
| 2009-03-31 | 0.33x |
| 2008-12-31 | -3.04x |
| 2008-09-30 | -0.54x |
| 2008-06-30 | -0.36x |
| 2008-03-31 | -0.57x |
| 2007-12-31 | -0.84x |
| 2007-09-30 | 0.13x |
| 2007-06-30 | 0.46x |
| 2007-03-31 | 0.39x |
| 2006-12-31 | 0.47x |
| 2006-09-30 | 0.49x |
| 2006-06-30 | 0.55x |
| 2006-03-31 | 0.59x |
| 2005-12-31 | 0.66x |
| 2005-09-30 | 0.74x |
| 2005-06-30 | 0.80x |
| 2005-03-31 | 1.02x |
| 2004-12-31 | 1.11x |
| 2004-09-30 | 1.24x |
| 2004-06-30 | 0.17x |
| 2004-03-31 | 1.64x |
| 2003-12-31 | 1.64x |
| 2003-09-30 | 1.75x |
| 2003-06-30 | 1.39x |
| 2003-03-31 | 1.29x |
| 2002-12-31 | 0.74x |
| 2002-09-30 | 0.96x |