Citigroup Inc. (C) vs Chubb Limited (CB)
A side-by-side comparison of Citigroup Inc. and Chubb Limited across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.
C
Citigroup Inc.
$132.45Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET
CB
Chubb Limited
$350.68Financial ServicesDelayed quote: Jul 31, 2026, 4:00 PM EDT
Total return — C vs CB
growth of $100 · dividends reinvested · last 30yC +152.8%CB +4302.1%CB compounded faster
Log scale — wide-divergence pair
C CB
C vs CB: by the numbers
- •C is the larger company ($227.12B vs $135.29B market cap).
- •CB trades at the lower trailing earnings multiple (12.35 vs 14.30 P/E), one valuation lens rather than an overall verdict.
- •CB converts more revenue to profit (18.06% vs 11.59% net margin).
- •C grew revenue faster over the past five years (13.75% vs 9.72% CAGR).
- •C pays the higher dividend yield (1.81% vs 1.12%).
Metrics side by side
Valuation
| Metric | C | CB |
|---|---|---|
| P/E ratio | 14.30 | 12.35 |
| Forward P/E | 11.86 | 12.68 |
| P/S ratio | 1.50 | 2.22 |
| P/B ratio | 1.08 | 1.83 |
| PEG ratio | 0.81 | 0.93 |
Profitability
| Metric | C | CB |
|---|---|---|
| Gross margin | 44.55% | 29.45% |
| Operating margin | 16.09% | 18.19% |
| Net margin | 11.59% | 18.06% |
| ROE | 8.40% | 14.88% |
| ROIC | 0.95% | 7.95% |
Dividends
| Metric | C | CB |
|---|---|---|
| Dividend yield | 1.81% | 1.12% |
| Payout ratio | 33.20% | 15.17% |
Growth (annualized)
| Metric | C | CB |
|---|---|---|
| Revenue CAGR (5Y) | 13.75% | 9.72% |
| EPS CAGR (5Y) | 8.77% | 27.08% |
| Total return CAGR (5Y) | 18.23% | 17.47% |
Frequently asked
- Which has the lower trailing P/E, C or CB?
- CB has the lower trailing P/E: C trades at 14.30 and CB at 12.35. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or CB?
- Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus CB at 9.72%.
- Does C or CB pay a bigger dividend?
- C yields 1.81% and CB yields 1.12% based on trailing dividends and the latest price.
- Is C or CB more profitable?
- CB runs the higher net margin — C at 11.59% versus CB at 18.06%.
- How have C and CB total returns compared?
- Over the past 10 years, C delivered 15.06% and CB delivered 12.87% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioChubb P/E ratioCitigroup dividend yieldChubb dividend yieldCitigroup ROEChubb ROECitigroup operating marginChubb operating marginCitigroup revenue growthChubb revenue growthCitigroup free cash flowChubb free cash flow
Citigroup & Chubb appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.