Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 17.07x is in line with its 5-year average of 15.89x, near the high end of its 5-year range (7.03x–21.16x).
11.13% below its 12-month average of 19.21x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 18.14x.
INTEREST COVERAGE RATIO
17.07x
INTEREST COVERAGE RATIO AVG TTM
19.21x
INTEREST COVERAGE RATIO AVG 3Y
16.46x
INTEREST COVERAGE RATIO AVG 5Y
15.89x
INTEREST COVERAGE RATIO AVG 10Y
12.47x
INTEREST COVERAGE RATIO AVG 15Y
12.46x
INTEREST COVERAGE RATIO AVG 20Y
12.63x
CURRENT VS TTM AVG
-11.13%
CURRENT VS 3Y AVG
+3.72%
CURRENT VS 5Y AVG
+7.43%
CURRENT VS 10Y AVG
+36.92%
CURRENT VS 15Y AVG
+36.96%
CURRENT VS 20Y AVG
+35.12%
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
+226.39%
vs the sector median at left
Chubb Limited
Market Cap
$131.89B
Interest Coverage Ratio
17.07x
TTM Avg
19.21x
3Y Avg
16.46x
5Y Avg
15.89x
Market Cap
$129.17B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$128.50B
Interest Coverage Ratio
51.16x
TTM Avg
44.78x
3Y Avg
27.91x
5Y Avg
27.33x
Market Cap
$126.80B
Interest Coverage Ratio
0.14x
TTM Avg
0.27x
3Y Avg
0.82x
5Y Avg
2.36x
Market Cap
$123.39B
Interest Coverage Ratio
22.57x
TTM Avg
20.68x
3Y Avg
17.41x
5Y Avg
21.80x
Market Cap
$154.97B
Interest Coverage Ratio
14.12x
TTM Avg
14.34x
3Y Avg
11.61x
5Y Avg
21.76x
Market Cap
$108.21B
Interest Coverage Ratio
0.34x
TTM Avg
0.31x
3Y Avg
0.46x
5Y Avg
4.38x
Market Cap
$156.82B
Interest Coverage Ratio
2.09x
TTM Avg
1.98x
3Y Avg
2.23x
5Y Avg
3.93x
Market Cap
$102.79B
Interest Coverage Ratio
N/A
TTM Avg
43.92x
3Y Avg
43.92x
5Y Avg
43.92x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Chubb Limited (CB) | $131.89B | 17.07x | 19.21x | 16.46x | 15.89x |
| Vanguard Dividend Appreciation ETF (VIG)vs › | $129.17B | N/A | N/A | N/A | N/A |
| The Progressive Corporation (PGR)vs › | $128.50B | 51.16x | 44.78x | 27.91x | 27.33x |
| Capital One Financial Corporation (COF)vs › | $126.80B | 0.14x | 0.27x | 0.82x | 2.36x |
| S&P Global Inc. (SPGI)vs › | $123.39B | 22.57x | 20.68x | 17.41x | 21.80x |
| Blackstone Inc. (BX)vs › | $154.97B | 14.12x | 14.34x | 11.61x | 21.76x |
| Bank of New York Mellon Corp (BNY)vs › | $108.21B | 0.34x | 0.31x | 0.46x | 4.38x |
| Interactive Brokers Group, Inc. (IBKR)vs › | $156.82B | 2.09x | 1.98x | 2.23x | 3.93x |
| Robinhood Markets, Inc. (HOOD)vs › | $102.79B | N/A | 43.92x | 43.92x | 43.92x |
| CME Group Inc. (CME)vs › | $100.85B | 32.61x | 28.52x | 24.28x | 21.48x |
Interest Coverage
17.1x
Debt/Equity
0.24
Current Ratio
0.83
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 18.14x |
| 2025-12-31 | 18.39x |
| 2025-09-30 | 19.77x |
| 2025-06-30 | 20.53x |
| 2025-03-31 | 9.19x |
| 2024-12-31 | 16.50x |
| 2024-09-30 | 15.59x |
| 2024-06-30 | 14.87x |
| 2024-03-31 | 14.81x |
| 2023-12-31 | 15.10x |
| 2023-09-30 | 14.10x |
| 2023-06-30 | 13.24x |
| 2023-03-31 | 14.22x |
| 2022-12-31 | 10.74x |
| 2022-09-30 | 7.03x |
| 2022-06-30 | 11.05x |
| 2022-03-31 | 17.47x |
| 2021-12-31 | 20.20x |
| 2021-09-30 | 16.81x |
| 2021-06-30 | 21.16x |
| 2021-03-31 | 21.62x |
| 2020-12-31 | 21.84x |
| 2020-09-30 | 10.28x |
| 2020-06-30 | -3.07x |
| 2020-03-31 | 3.54x |
| 2019-12-31 | 10.01x |
| 2019-09-30 | 9.57x |
| 2019-06-30 | 9.70x |
| 2019-03-31 | 8.77x |
| 2018-12-31 | 3.36x |
| 2018-09-30 | 8.62x |
| 2018-06-30 | 9.05x |
| 2018-03-31 | 7.75x |
| 2017-12-31 | 7.38x |
| 2017-09-30 | -1.03x |
| 2017-06-30 | 10.24x |
| 2017-03-31 | 7.93x |
| 2016-12-31 | 12.14x |
| 2016-09-30 | 10.77x |
| 2016-06-30 | 5.76x |
| 2016-03-31 | 3.86x |
| 2015-12-31 | 8.06x |
| 2015-09-30 | 9.71x |
| 2015-06-30 | 15.28x |
| 2015-03-31 | 11.78x |
| 2014-12-31 | 11.75x |
| 2014-09-30 | 13.73x |
| 2014-06-30 | 12.67x |
| 2014-03-31 | 11.65x |
| 2013-12-31 | 15.51x |
| 2013-09-30 | 14.88x |
| 2013-06-30 | 13.78x |
| 2013-03-31 | 17.92x |
| 2012-12-31 | 10.00x |
| 2012-09-30 | 12.49x |
| 2012-06-30 | 7.68x |
| 2012-03-31 | 17.47x |
| 2011-12-31 | 13.84x |
| 2011-09-30 | 2.03x |
| 2011-06-30 | 11.53x |
| 2011-03-31 | 5.49x |
| 2010-12-31 | 18.29x |
| 2010-09-30 | 14.40x |
| 2010-06-30 | 15.75x |
| 2010-03-31 | 16.90x |
| 2009-12-31 | 20.73x |
| 2009-09-30 | 9.80x |
| 2009-06-30 | 11.36x |
| 2009-03-31 | 13.06x |
| 2008-12-31 | 1.98x |
| 2008-09-30 | 0.69x |
| 2008-06-30 | 14.24x |
| 2008-03-31 | 11.52x |
| 2007-12-31 | 16.58x |
| 2007-09-30 | 18.09x |
| 2007-06-30 | 19.38x |
| 2007-03-31 | 18.04x |
| 2006-12-31 | 18.79x |
| 2006-09-30 | 15.39x |
| 2006-06-30 | 15.71x |
| 2006-03-31 | 14.40x |
| 2005-12-31 | 5.22x |
| 2005-09-30 | -2.26x |
| 2005-06-30 | 13.84x |
| 2005-03-31 | 13.40x |
| 2004-12-31 | 5.85x |
| 2004-09-30 | 1.38x |
| 2004-06-30 | 12.00x |
| 2004-03-31 | 12.86x |
| 2003-12-31 | 11.59x |
| 2003-09-30 | 9.51x |
| 2003-06-30 | 10.50x |
| 2003-03-31 | 6.67x |
| 2002-12-31 | -6.86x |
| 2002-09-30 | -1.31x |