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Capital One Financial Corporation (COF)
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Capital One Financial Corporation (COF) Interest Coverage Ratio: 0.14x

The interest coverage ratio for Capital One Financial Corporation (COF) is 0.14x as of Sunday, June 21, 2026.

COF Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

0.14x

COF Competitors' Interest Coverage Ratio

NAMEMARKET CAPINTEREST COVERAGE RATIOTTM3Y5Y
Capital One Financial Corporation (COF)$125.41B0.14xN/AN/AN/A
Chubb Limited (CB)vs ›$125.43B17.07x16.27x14.52x14.34x
S&P Global Inc. (SPGI)vs ›$121.63B22.57x20.68x17.41x21.80x
The Progressive Corporation (PGR)vs ›$119.71B51.16x44.78x27.91x27.33x
Blackstone Inc. (BX)vs ›$148.69B14.12x14.34x11.61x21.76x
Brookfield Corporation (BN)vs ›$99.26B1.27x1.18x1.15x1.24x
Robinhood Markets, Inc. (HOOD)vs ›$97.39BN/A43.92x43.92x43.92x
The PNC Financial Services Group, Inc. (PNC)vs ›$93.18B0.78x0.67x1.27x3.66x
The Charles Schwab Corporation (SCHW)vs ›$159.48B3.05x2.13x2.82x6.30x
U.S. Bancorp (USB)vs ›$90.25B0.66x0.58x1.00x2.87x

Financial Health Indicators

Interest Coverage

0.1x

Debt/Equity

0.45

Current Ratio

0.15

Formula: Interest Coverage = EBIT / Interest Expense

Reference ranges:

  • < 1.5x: EBIT is less than 1.5 times interest expense
  • 1.5x - 3x: EBIT is between 1.5 and 3 times interest expense
  • 3x - 5x: EBIT is between 3 and 5 times interest expense
  • > 5x: EBIT is more than 5 times interest expense

Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.

Capital One Financial Corporation Interest Coverage Ratio Formula & Definition

Interest Coverage = EBIT / Interest Expense

The interest coverage ratio measures operating earnings relative to interest expense.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Capital One Financial Corporation Interest Coverage Ratio FAQ

What is the interest coverage ratio for Capital One Financial Corporation (COF)?
The interest coverage ratio for COF stock is 0.14x.

About Capital One Financial Corporation

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

McLean, VA
76,300 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Richard D. Fairbank