Capital One Financial Corporation (COF) vs The Progressive Corporation (PGR)
PGR leads on 8 of 12 compared metrics.
A side-by-side comparison of Capital One Financial Corporation and The Progressive Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 21, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
COF
Capital One Financial Corporation
$201.53Financial Services
PGR
The Progressive Corporation
$204.87Financial Services
Total return — COF vs PGR
growth of $100 · last 30yCOF +1984.1%PGR +5047.5%PGR compounded faster
COF PGR
COF vs PGR: by the numbers
- •COF is the larger company ($125.41B vs $119.71B market cap).
- •PGR trades at the lower earnings multiple (10.42 vs 70.71 P/E).
- •PGR converts more revenue to profit (12.93% vs 4.29% net margin).
- •COF grew revenue faster over the past five years (19.49% vs 14.85% CAGR).
- •COF pays the higher dividend yield (1.49% vs 0.15%).
Which is better, COF or PGR?
Metric tally: COF 4 · PGR 8It depends on what you're optimizing for:
ValuePGR(lower P/E)
GrowthCOF(faster 5Y revenue CAGR)
IncomeCOF(higher dividend yield)
QualityPGR(higher ROIC)
Metrics side by side
Valuation
| Metric | COF | PGR |
|---|---|---|
| P/E ratio | 70.71 | 10.42● |
| Forward P/E | — | 11.98 |
| P/S ratio | 1.67 | 1.34● |
| P/B ratio | 1.12● | 3.75 |
| PEG ratio | — | 0.35 |
Profitability
| Metric | COF | PGR |
|---|---|---|
| Gross margin | 48.31%● | 28.44% |
| Operating margin | 4.33% | 16.27%● |
| Net margin | 4.29% | 12.93%● |
| ROE | 2.87% | 34.16%● |
| ROIC | 1.09% | 20.74%● |
Dividends
| Metric | COF | PGR |
|---|---|---|
| Dividend yield | 1.49%● | 0.15% |
| Payout ratio | 74.44% | 1.56% |
Growth (annualized)
| Metric | COF | PGR |
|---|---|---|
| Revenue CAGR (5Y) | 19.49%● | 14.85% |
| EPS CAGR (5Y) | -4.93% | 14.72%● |
| Total return CAGR (5Y) | 8.04% | 17.56%● |
Frequently asked
- Which is better, COF or PGR?
- It depends on your goal. value: PGR (lower P/E); growth: COF (faster 5Y revenue CAGR); income: COF (higher dividend yield); quality: PGR (higher ROIC). Across all compared metrics, PGR leads 8 to 4.
- Is COF or PGR cheaper?
- On trailing earnings, PGR is cheaper: COF trades at a 70.71 P/E and PGR at 10.42.
- Which has grown faster, COF or PGR?
- Over the past five years, COF grew revenue faster — COF at a 19.49% CAGR versus PGR at 14.85%.
- Does COF or PGR pay a bigger dividend?
- COF yields 1.49% and PGR yields 0.15% based on trailing dividends and the latest price.
- Is COF or PGR more profitable?
- PGR runs the higher net margin — COF at 4.29% versus PGR at 12.93%.
- Which has been the better investment, COF or PGR?
- Over the past 10-year, PGR delivered the higher annualized total return — COF at 14.11% versus PGR at 21.64%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital One Financial P/E ratioProgressive P/E ratioCapital One Financial dividend yieldProgressive dividend yieldCapital One Financial ROEProgressive ROECapital One Financial operating marginProgressive operating marginCapital One Financial revenue growthProgressive revenue growthCapital One Financial free cash flowProgressive free cash flow
Capital One Financial & Progressive appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 21, 2026.