Capital One Financial Corporation (COF) vs The Progressive Corporation (PGR)

A side-by-side comparison of Capital One Financial Corporation and The Progressive Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCOF vs PGR

growth of $100 · dividends reinvested · last 10y
COF +242.7% (+13.1%/yr)PGR +714.7% (+23.3%/yr)PGR compounded faster over this window
02004006008001kStart $10020182020202220242026$343$815
COF PGR

COF vs PGR: by the numbers

  • COF is the larger company ($124.19B vs $124.12B market cap).
  • PGR trades at the lower trailing earnings multiple (10.71 vs 12.53 P/E), one valuation lens rather than an overall verdict.
  • COF converts more revenue to profit (13.38% vs 12.85% net margin).
  • COF grew revenue faster over the past five years (20.29% vs 14.79% CAGR).
  • COF pays the higher dividend yield (1.54% vs 0.14%).

Metrics side by side

Valuation

MetricCOFPGR
P/E ratio12.5310.71
Forward P/E9.9511.90
P/S ratio1.581.36
P/B ratio1.09N/A

Profitability

MetricCOFPGR
Gross margin47.33%26.91%
Operating margin3.29%16.23%
Net margin13.38%12.85%
ROE9.24%34.06%

Dividends

MetricCOFPGR
Dividend yield1.54%0.14%
Payout ratio19.80%1.50%

Growth (annualized)

MetricCOFPGR
Revenue CAGR (5Y)20.29%14.79%
EPS CAGR (5Y)-4.93%14.72%
Total return CAGR (5Y)7.89%19.33%

Frequently asked

Which has the lower trailing P/E, COF or PGR?
PGR has the lower trailing P/E: COF trades at 12.53 and PGR at 10.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, COF or PGR?
Over the past five years, COF grew revenue faster — COF at a 20.29% CAGR versus PGR at 14.79%.
Does COF or PGR pay a bigger dividend?
COF yields 1.54% and PGR yields 0.14% based on trailing dividends and the latest price.
Is COF or PGR more profitable?
COF runs the higher net margin — COF at 13.38% versus PGR at 12.85%.
How have COF and PGR total returns compared?
Over the past 10 years, COF delivered 13.20% and PGR delivered 23.28% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.