Capital One Financial Corporation (COF) vs The Progressive Corporation (PGR)
A side-by-side comparison of Capital One Financial Corporation and The Progressive Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
COF
Capital One Financial Corporation
$202.43Financial ServicesDelayed quote: Sep 18, 2026, 4:00 PM EDT
PGR
The Progressive Corporation
$213.48Financial ServicesDelayed quote: Sep 18, 2026, 4:00 PM EDT
Total return — COF vs PGR
growth of $100 · dividends reinvested · last 10yCOF +242.7% (+13.1%/yr)PGR +714.7% (+23.3%/yr)PGR compounded faster over this window
COF PGR
COF vs PGR: by the numbers
- •COF is the larger company ($124.19B vs $124.12B market cap).
- •PGR trades at the lower trailing earnings multiple (10.71 vs 12.53 P/E), one valuation lens rather than an overall verdict.
- •COF converts more revenue to profit (13.38% vs 12.85% net margin).
- •COF grew revenue faster over the past five years (20.29% vs 14.79% CAGR).
- •COF pays the higher dividend yield (1.54% vs 0.14%).
Metrics side by side
Valuation
| Metric | COF | PGR |
|---|---|---|
| P/E ratio | 12.53 | 10.71 |
| Forward P/E | 9.95 | 11.90 |
| P/S ratio | 1.58 | 1.36 |
| P/B ratio | 1.09 | N/A |
Profitability
| Metric | COF | PGR |
|---|---|---|
| Gross margin | 47.33% | 26.91% |
| Operating margin | 3.29% | 16.23% |
| Net margin | 13.38% | 12.85% |
| ROE | 9.24% | 34.06% |
Dividends
| Metric | COF | PGR |
|---|---|---|
| Dividend yield | 1.54% | 0.14% |
| Payout ratio | 19.80% | 1.50% |
Growth (annualized)
| Metric | COF | PGR |
|---|---|---|
| Revenue CAGR (5Y) | 20.29% | 14.79% |
| EPS CAGR (5Y) | -4.93% | 14.72% |
| Total return CAGR (5Y) | 7.89% | 19.33% |
Frequently asked
- Which has the lower trailing P/E, COF or PGR?
- PGR has the lower trailing P/E: COF trades at 12.53 and PGR at 10.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, COF or PGR?
- Over the past five years, COF grew revenue faster — COF at a 20.29% CAGR versus PGR at 14.79%.
- Does COF or PGR pay a bigger dividend?
- COF yields 1.54% and PGR yields 0.14% based on trailing dividends and the latest price.
- Is COF or PGR more profitable?
- COF runs the higher net margin — COF at 13.38% versus PGR at 12.85%.
- How have COF and PGR total returns compared?
- Over the past 10 years, COF delivered 13.20% and PGR delivered 23.28% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital One Financial P/E ratioProgressive P/E ratioCapital One Financial dividend yieldProgressive dividend yieldCapital One Financial ROEProgressive ROECapital One Financial operating marginProgressive operating marginCapital One Financial revenue growthProgressive revenue growth
Capital One Financial & Progressive appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.