Capital One Financial Corporation (COF) vs The Progressive Corporation (PGR)
A side-by-side comparison of Capital One Financial Corporation and The Progressive Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 5, 2026. Differences are shown without an overall score or investment verdict.
COF
Capital One Financial Corporation
$221.63Financial ServicesDelayed quote: Aug 5, 2026, 4:00 PM EDT
PGR
The Progressive Corporation
$212.76Financial ServicesDelayed quote: Aug 5, 2026, 4:00 PM EDT
Total return — COF vs PGR
growth of $100 · dividends reinvested · last 30yCOF +2805.9%PGR +7994.2%PGR compounded faster
COF PGR
COF vs PGR: by the numbers
- •COF is the larger company ($135.97B vs $123.70B market cap).
- •PGR trades at the lower trailing earnings multiple (10.57 vs 13.71 P/E), one valuation lens rather than an overall verdict.
- •COF converts more revenue to profit (13.38% vs 12.85% net margin).
- •COF grew revenue faster over the past five years (20.29% vs 14.79% CAGR).
- •COF pays the higher dividend yield (1.35% vs 0.14%).
Metrics side by side
Valuation
| Metric | COF | PGR |
|---|---|---|
| P/E ratio | 13.71 | 10.57 |
| Forward P/E | 10.85 | 12.05 |
| P/S ratio | 1.75 | 1.35 |
| P/B ratio | 1.21 | 3.64 |
| PEG ratio | N/A | 0.35 |
Profitability
| Metric | COF | PGR |
|---|---|---|
| Gross margin | 47.33% | 26.91% |
| Operating margin | 3.29% | 16.23% |
| Net margin | 13.38% | 12.85% |
| ROE | 9.24% | 34.57% |
| ROIC | 1.09% | 20.74% |
Dividends
| Metric | COF | PGR |
|---|---|---|
| Dividend yield | 1.35% | 0.14% |
| Payout ratio | 74.44% | 1.56% |
Growth (annualized)
| Metric | COF | PGR |
|---|---|---|
| Revenue CAGR (5Y) | 20.29% | 14.79% |
| EPS CAGR (5Y) | -4.93% | 14.72% |
| Total return CAGR (5Y) | 8.28% | 18.00% |
Frequently asked
- Which has the lower trailing P/E, COF or PGR?
- PGR has the lower trailing P/E: COF trades at 13.71 and PGR at 10.57. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, COF or PGR?
- Over the past five years, COF grew revenue faster — COF at a 20.29% CAGR versus PGR at 14.79%.
- Does COF or PGR pay a bigger dividend?
- COF yields 1.35% and PGR yields 0.14% based on trailing dividends and the latest price.
- Is COF or PGR more profitable?
- COF runs the higher net margin — COF at 13.38% versus PGR at 12.85%.
- How have COF and PGR total returns compared?
- Over the past 10 years, COF delivered 14.45% and PGR delivered 22.03% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital One Financial P/E ratioProgressive P/E ratioCapital One Financial dividend yieldProgressive dividend yieldCapital One Financial ROEProgressive ROECapital One Financial operating marginProgressive operating marginCapital One Financial revenue growthProgressive revenue growthCapital One Financial free cash flowProgressive free cash flow
Capital One Financial & Progressive appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 5, 2026.