Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 3.29% is 83% below its 5-year average of 19.64%, around the middle of its 5-year range (-36.13%–58.79%).
65.46% below its 12-month average of 9.53%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 36.98%.
OPERATING MARGIN
3.29%
OPERATING MARGIN AVG TTM
9.53%
OPERATING MARGIN AVG 3Y
12.92%
OPERATING MARGIN AVG 5Y
19.64%
OPERATING MARGIN AVG 10Y
19.04%
OPERATING MARGIN AVG 15Y
21.92%
OPERATING MARGIN AVG 20Y
20.93%
CURRENT VS TTM AVG
-65.46%
CURRENT VS 3Y AVG
-74.53%
CURRENT VS 5Y AVG
-83.25%
CURRENT VS 10Y AVG
-82.72%
CURRENT VS 15Y AVG
-84.99%
CURRENT VS 20Y AVG
-84.28%
SECTOR MEDIAN · FINANCIAL SERVICES
23.64%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
-86.08%
vs the sector median at left
Capital One Financial Corporation
Market Cap
$124.19B
Operating Margin
3.29%
TTM Avg
9.53%
3Y Avg
12.92%
5Y Avg
19.64%
Market Cap
$124.12B
Operating Margin
16.23%
TTM Avg
15.23%
3Y Avg
10.05%
5Y Avg
10.98%
Market Cap
$128.31B
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$119.49B
Operating Margin
46.27%
TTM Avg
40.76%
3Y Avg
39.48%
5Y Avg
42.90%
Market Cap
$107.73B
Operating Margin
46.03%
TTM Avg
41.27%
3Y Avg
-4.33%
5Y Avg
-17.73%
Market Cap
$105.56B
Operating Margin
17.45%
TTM Avg
16.12%
3Y Avg
15.62%
5Y Avg
19.79%
Market Cap
$150.95B
Operating Margin
52.08%
TTM Avg
54.35%
3Y Avg
48.73%
5Y Avg
53.98%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital One Financial Corporation (COF) | $124.19B | 3.29% | 9.53% | 12.92% | 19.64% |
| The Progressive Corporation (PGR)vs › | $124.12B | 16.23% | 15.23% | 10.05% | 10.98% |
| Vanguard Dividend Appreciation ETF (VIG)vs › | $128.31B | N/A | N/A | N/A | N/A |
| S&P Global Inc. (SPGI)vs › | $119.49B | 46.27% | 40.76% | 39.48% | 42.90% |
| Chubb Limited (CB)vs › | $131.42B | 18.19% | 21.11% | 19.08% | 18.64% |
| Robinhood Markets, Inc. (HOOD)vs › | $107.73B | 46.03% | 41.27% | -4.33% | -17.73% |
| Bank of New York Mellon Corp (BNY)vs › | $105.56B | 17.45% | 16.12% | 15.62% | 19.79% |
| CME Group Inc. (CME)vs › | $99.25B | 65.10% | 64.50% | 62.66% | 60.18% |
| Blackstone Inc. (BX)vs › | $150.95B | 52.08% | 54.35% | 48.73% | 53.98% |
| Schwab U.S. Dividend Equity ETF (SCHD)vs › | $96.39B | N/A | N/A | N/A | N/A |
Gross Margin
47.3%
Operating Margin
3.3%
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 36.98% |
| 2026-03-31 | 13.97% |
| 2025-12-31 | 10.70% |
| 2025-09-30 | 22.11% |
| 2025-06-30 | -36.13% |
| 2025-03-31 | 12.90% |
| 2024-12-31 | 10.57% |
| 2024-09-30 | 16.07% |
| 2024-06-30 | 4.91% |
| 2024-03-31 | 12.08% |
| 2023-12-31 | 7.10% |
| 2023-09-30 | 17.34% |
| 2023-06-30 | 14.32% |
| 2023-03-31 | 10.14% |
| 2022-12-31 | 14.04% |
| 2022-09-30 | 21.87% |
| 2022-06-30 | 29.10% |
| 2022-03-31 | 34.40% |
| 2021-12-31 | 35.99% |
| 2021-09-30 | 48.54% |
| 2021-06-30 | 58.79% |
| 2021-03-31 | 55.56% |
| 2020-12-31 | 39.01% |
| 2020-09-30 | 43.55% |
| 2020-06-30 | -19.69% |
| 2020-03-31 | -22.84% |
| 2019-12-31 | 16.78% |
| 2019-09-30 | 20.54% |
| 2019-06-30 | 23.69% |
| 2019-03-31 | 20.50% |
| 2018-12-31 | 16.06% |
| 2018-09-30 | 23.80% |
| 2018-06-30 | 30.25% |
| 2018-03-31 | 21.23% |
| 2017-12-31 | 16.76% |
| 2017-09-30 | 20.57% |
| 2017-06-30 | 20.25% |
| 2017-03-31 | 15.55% |
| 2016-12-31 | 15.92% |
| 2016-09-30 | 21.67% |
| 2016-06-30 | 20.31% |
| 2016-03-31 | 22.00% |
| 2015-12-31 | 20.16% |
| 2015-09-30 | 26.14% |
| 2015-06-30 | 20.36% |
| 2015-03-31 | 27.51% |
| 2014-12-31 | 22.90% |
| 2014-09-30 | 27.55% |
| 2014-06-30 | 30.43% |
| 2014-03-31 | 29.50% |
| 2013-12-31 | 21.93% |
| 2013-09-30 | 27.80% |
| 2013-06-30 | 30.48% |
| 2013-03-31 | 27.77% |
| 2012-12-31 | 21.84% |
| 2012-09-30 | 26.96% |
| 2012-06-30 | 4.16% |
| 2012-03-31 | 37.87% |
| 2011-12-31 | 12.54% |
| 2011-09-30 | 26.21% |
| 2011-06-30 | 30.62% |
| 2011-03-31 | 29.53% |
| 2010-12-31 | 22.70% |
| 2010-09-30 | 24.39% |
| 2010-06-30 | 25.30% |
| 2010-03-31 | 18.82% |
| 2009-12-31 | 13.52% |
| 2009-09-30 | 13.67% |
| 2009-06-30 | 8.11% |
| 2009-03-31 | -3.79% |
| 2008-12-31 | -41.30% |
| 2008-09-30 | 13.41% |
| 2008-06-30 | 16.26% |
| 2008-03-31 | 19.59% |
| 2007-12-31 | 9.80% |
| 2007-09-30 | 25.31% |
| 2007-06-30 | 22.30% |
| 2007-03-31 | 22.57% |
| 2006-12-31 | 14.15% |
| 2006-09-30 | 23.49% |
| 2006-06-30 | 23.94% |
| 2006-03-31 | 35.36% |
| 2005-12-31 | 13.57% |
| 2005-09-30 | 25.51% |
| 2005-06-30 | 28.20% |
| 2005-03-31 | 27.66% |
| 2004-12-31 | 10.19% |
| 2004-09-30 | 26.55% |
| 2004-06-30 | 24.96% |
| 2004-03-31 | 27.09% |
| 2003-12-31 | 16.57% |
| 2003-09-30 | 18.75% |
| 2003-06-30 | 19.08% |
| 2003-03-31 | 20.31% |
| 2002-12-31 | 15.88% |
| 2002-09-30 | 15.88% |
