Bank of New York Mellon Corp (BNY) vs Capital One Financial Corporation (COF)

A side-by-side comparison of Bank of New York Mellon Corp and Capital One Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 21, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnBNY vs COF

growth of $100 · dividends reinvested · last 10y
BNY +396.4% (+17.4%/yr)COF +265.4% (+13.8%/yr)BNY compounded faster over this window
100200300400500Start $10020182020202220242026$496$365
BNY COF

BNY vs COF: by the numbers

  • COF is the larger company ($133.68B vs $108.78B market cap).
  • COF trades at the lower trailing earnings multiple (13.15 vs 18.35 P/E), one valuation lens rather than an overall verdict.
  • BNY converts more revenue to profit (17.50% vs 13.38% net margin).
  • COF grew revenue faster over the past five years (20.29% vs 18.20% CAGR).
  • COF pays the higher dividend yield (1.41% vs 1.41%).

Metrics side by side

Valuation

MetricBNYCOF
P/E ratio18.3513.15
Forward P/E17.0310.40
P/S ratio3.051.68
P/B ratio2.461.16

Profitability

MetricBNYCOF
Gross margin48.94%47.33%
Operating margin22.17%3.29%
Net margin17.50%13.38%
ROE14.10%9.24%

Dividends

MetricBNYCOF
Dividend yield1.41%1.41%
Payout ratio29.76%74.44%

Growth (annualized)

MetricBNYCOF
Revenue CAGR (5Y)18.20%20.29%
EPS CAGR (5Y)14.21%-4.93%
Total return CAGR (5Y)27.56%6.64%

Frequently asked

Which has the lower trailing P/E, BNY or COF?
COF has the lower trailing P/E: BNY trades at 18.35 and COF at 13.15. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BNY or COF?
Over the past five years, COF grew revenue faster — BNY at a 18.20% CAGR versus COF at 20.29%.
Does BNY or COF pay a bigger dividend?
BNY yields 1.41% and COF yields 1.41% based on trailing dividends and the latest price.
Is BNY or COF more profitable?
BNY runs the higher net margin — BNY at 17.50% versus COF at 13.38%.
How have BNY and COF total returns compared?
Over the past 10 years, BNY delivered 17.55% and COF delivered 13.93% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 21, 2026.