Bank of New York Mellon Corp (BNY) vs Capital One Financial Corporation (COF)
BNY leads on 9 of 12 compared metrics.
A side-by-side comparison of Bank of New York Mellon Corp and Capital One Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 7, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
BNY
Bank of New York Mellon Corp
$152.91Financial Services
COF
Capital One Financial Corporation
$202.89Financial Services
Total return — BNY vs COF
growth of $100 · last 30yBNY +1055.8%COF +2118.5%COF compounded faster
BNY COF
BNY vs COF: by the numbers
- •COF is the larger company ($124.98B vs $104.95B market cap).
- •BNY trades at the lower earnings multiple (18.58 vs 72.46 P/E).
- •BNY converts more revenue to profit (14.66% vs 4.29% net margin).
- •BNY grew revenue faster over the past five years (20.87% vs 19.49% CAGR).
- •COF pays the higher dividend yield (1.55% vs 1.41%).
Which is better, BNY or COF?
Metric tally: BNY 9 · COF 3It depends on what you're optimizing for:
ValueBNY(lower P/E)
GrowthBNY(faster 5Y revenue CAGR)
IncomeCOF(higher dividend yield)
QualityBNY(higher ROIC)
Metrics side by side
Valuation
| Metric | BNY | COF |
|---|---|---|
| P/E ratio | 18.58● | 72.46 |
| Forward P/E | 16.92 | — |
| P/S ratio | 2.58 | 1.71● |
| P/B ratio | 2.34 | 1.15● |
| PEG ratio | 0.53 | — |
Profitability
| Metric | BNY | COF |
|---|---|---|
| Gross margin | 50.52%● | 48.31% |
| Operating margin | 18.58%● | 4.33% |
| Net margin | 14.66%● | 4.29% |
| ROE | 13.31%● | 2.87% |
| ROIC | 6.38%● | 1.09% |
Dividends
| Metric | BNY | COF |
|---|---|---|
| Dividend yield | 1.41% | 1.55%● |
| Payout ratio | 28.42% | 79.40% |
Growth (annualized)
| Metric | BNY | COF |
|---|---|---|
| Revenue CAGR (5Y) | 20.87%● | 19.49% |
| EPS CAGR (5Y) | 14.21%● | -4.93% |
| Total return CAGR (5Y) | 28.42%● | 7.63% |
Frequently asked
- Which is better, BNY or COF?
- It depends on your goal. value: BNY (lower P/E); growth: BNY (faster 5Y revenue CAGR); income: COF (higher dividend yield); quality: BNY (higher ROIC). Across all compared metrics, BNY leads 9 to 3.
- Is BNY or COF cheaper?
- On trailing earnings, BNY is cheaper: BNY trades at a 18.58 P/E and COF at 72.46.
- Which has grown faster, BNY or COF?
- Over the past five years, BNY grew revenue faster — BNY at a 20.87% CAGR versus COF at 19.49%.
- Does BNY or COF pay a bigger dividend?
- BNY yields 1.41% and COF yields 1.55% based on trailing dividends and the latest price.
- Is BNY or COF more profitable?
- BNY runs the higher net margin — BNY at 14.66% versus COF at 4.29%.
- Which has been the better investment, BNY or COF?
- Over the past 10-year, BNY delivered the higher annualized total return — BNY at 17.80% versus COF at 14.69%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of New York Mellon P/E ratioCapital One Financial P/E ratioBank of New York Mellon dividend yieldCapital One Financial dividend yieldBank of New York Mellon ROECapital One Financial ROEBank of New York Mellon operating marginCapital One Financial operating marginBank of New York Mellon revenue growthCapital One Financial revenue growthBank of New York Mellon free cash flowCapital One Financial free cash flow
Bank of New York Mellon & Capital One Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 7, 2026.