Bank of New York Mellon Corp (BNY) vs Capital One Financial Corporation (COF)

BNY leads on 9 of 12 compared metrics.

A side-by-side comparison of Bank of New York Mellon Corp and Capital One Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 7, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — BNY vs COF

growth of $100 · last 30y
BNY +1055.8%COF +2118.5%COF compounded faster
01k2k3kStart $100200120062011201620212026$1,156$2,218
BNY COF

BNY vs COF: by the numbers

  • COF is the larger company ($124.98B vs $104.95B market cap).
  • BNY trades at the lower earnings multiple (18.58 vs 72.46 P/E).
  • BNY converts more revenue to profit (14.66% vs 4.29% net margin).
  • BNY grew revenue faster over the past five years (20.87% vs 19.49% CAGR).
  • COF pays the higher dividend yield (1.55% vs 1.41%).

Which is better, BNY or COF?

Metric tally: BNY 9 · COF 3

It depends on what you're optimizing for:

ValueBNY(lower P/E)
GrowthBNY(faster 5Y revenue CAGR)
IncomeCOF(higher dividend yield)
QualityBNY(higher ROIC)

Metrics side by side

Valuation

MetricBNYCOF
P/E ratio18.5872.46
Forward P/E16.92
P/S ratio2.581.71
P/B ratio2.341.15
PEG ratio0.53

Profitability

MetricBNYCOF
Gross margin50.52%48.31%
Operating margin18.58%4.33%
Net margin14.66%4.29%
ROE13.31%2.87%
ROIC6.38%1.09%

Dividends

MetricBNYCOF
Dividend yield1.41%1.55%
Payout ratio28.42%79.40%

Growth (annualized)

MetricBNYCOF
Revenue CAGR (5Y)20.87%19.49%
EPS CAGR (5Y)14.21%-4.93%
Total return CAGR (5Y)28.42%7.63%

Frequently asked

Which is better, BNY or COF?
It depends on your goal. value: BNY (lower P/E); growth: BNY (faster 5Y revenue CAGR); income: COF (higher dividend yield); quality: BNY (higher ROIC). Across all compared metrics, BNY leads 9 to 3.
Is BNY or COF cheaper?
On trailing earnings, BNY is cheaper: BNY trades at a 18.58 P/E and COF at 72.46.
Which has grown faster, BNY or COF?
Over the past five years, BNY grew revenue faster — BNY at a 20.87% CAGR versus COF at 19.49%.
Does BNY or COF pay a bigger dividend?
BNY yields 1.41% and COF yields 1.55% based on trailing dividends and the latest price.
Is BNY or COF more profitable?
BNY runs the higher net margin — BNY at 14.66% versus COF at 4.29%.
Which has been the better investment, BNY or COF?
Over the past 10-year, BNY delivered the higher annualized total return — BNY at 17.80% versus COF at 14.69%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 7, 2026.