Chubb Limited (CB) vs Capital One Financial Corporation (COF)

A side-by-side comparison of Chubb Limited and Capital One Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCB vs COF

growth of $100 · dividends reinvested · last 10y
CB +224.6% (+12.5%/yr)COF +242.7% (+13.1%/yr)COF compounded faster over this window
100200300400Start $10020182020202220242026$325$343
CB COF

CB vs COF: by the numbers

  • CB is the larger company ($131.42B vs $124.19B market cap).
  • CB trades at the lower trailing earnings multiple (11.99 vs 12.53 P/E), one valuation lens rather than an overall verdict.
  • CB converts more revenue to profit (18.06% vs 13.38% net margin).
  • COF grew revenue faster over the past five years (20.29% vs 9.72% CAGR).
  • COF pays the higher dividend yield (1.54% vs 1.16%).

Metrics side by side

Valuation

MetricCBCOF
P/E ratio11.9912.53
Forward P/E12.309.95
P/S ratio2.121.58
P/B ratio1.741.09

Profitability

MetricCBCOF
Gross margin29.45%47.33%
Operating margin18.19%3.29%
Net margin18.06%13.38%
ROE14.88%9.24%

Dividends

MetricCBCOF
Dividend yield1.16%1.54%
Payout ratio13.84%19.80%

Growth (annualized)

MetricCBCOF
Revenue CAGR (5Y)9.72%20.29%
EPS CAGR (5Y)27.08%-4.93%
Total return CAGR (5Y)15.17%7.89%

Frequently asked

Which has the lower trailing P/E, CB or COF?
CB has the lower trailing P/E: CB trades at 11.99 and COF at 12.53. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CB or COF?
Over the past five years, COF grew revenue faster — CB at a 9.72% CAGR versus COF at 20.29%.
Does CB or COF pay a bigger dividend?
CB yields 1.16% and COF yields 1.54% based on trailing dividends and the latest price.
Is CB or COF more profitable?
CB runs the higher net margin — CB at 18.06% versus COF at 13.38%.
How have CB and COF total returns compared?
Over the past 10 years, CB delivered 12.58% and COF delivered 13.20% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.