Capital One Financial (COF) Financials: History & Chart

Capital One Financial Corporation (COF)COFCapital One Financial Corporation

About Capital One Financial Corporation

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

McLean, VA

76,300 employees

www.capitalone.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Richard D. Fairbank

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	78.61B	19.86B	19.32B	19.61B	19.82B	16.41B	13.40B	13.81B	13.80B
Cost of Goods Sold	26.58B	2.99B	8.15B	8.36B	7.07B	15.26B	5.77B	6.26B	6.27B
Gross Profit	52.04B	16.87B	11.16B	11.25B	12.75B	1.15B	7.63B	7.55B	7.53B
Gross Profit Margin	66.2%	85.0%	57.8%	57.4%	64.3%	7.0%	56.9%	54.7%	54.6%
Total Operating Expenses	35.51B	9.53B	8.46B	9.15B	8.37B	7.08B	5.90B	6.09B	5.31B
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	23.98B	8.55B	5.17B	5.36B	4.90B	4.34B	3.75B	3.70B	3.50B
Operating Income (EBIT)	16.52B	7.34B	2.70B	2.10B	4.38B	-5.93B	1.73B	1.46B	2.22B
Operating Margin	21.0%	37.0%	14.0%	10.7%	22.1%	-36.1%	12.9%	10.6%	16.1%
Income Before Tax (EBT)	13.00B	3.82B	2.70B	2.10B	4.38B	-5.93B	1.73B	1.46B	2.22B
Interest Income	49.68B	N/A	16.23B	16.69B	16.76B	13.83B	11.42B	11.72B	11.86B
Interest Expense	16.68B	4.01B	4.09B	4.22B	4.36B	3.83B	3.40B	3.62B	3.78B
Other Income/Expense	-3.53B	-3.53B	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	10.52B	3.02B	2.17B	2.13B	3.19B	-4.28B	1.40B	1.10B	1.78B
Income Tax Expense	2.85B	798.00M	518.00M	345.00M	1.19B	-1.67B	325.00M	366.00M	441.00M
Net Profit Margin	13.4%	15.2%	11.3%	10.9%	16.1%	-26.1%	10.5%	7.9%	12.9%
EBITDA	21.98B	7.85B	4.21B	3.70B	6.21B	-4.92B	2.54B	2.27B	3.02B
EBITDA Margin	28.0%	39.5%	21.8%	18.9%	31.3%	-30.0%	19.0%	16.5%	21.9%
Depreciation & Amortization	5.45B	507.00M	1.51B	1.60B	1.83B	1.01B	812.00M	814.00M	806.00M
EPS Basic	16.16	4.73	3.34	3.26	4.83	-8.58	3.46	2.67	4.42
EPS Diluted	16.16	4.73	3.34	3.26	4.83	-8.58	3.45	2.67	4.41
Shares Outstanding	620.50M	620.50M	622.50M	631.10M	639.00M	505.60M	383.10M	382.40M	383.00M
Diluted Shares Outstanding	621.10M	621.10M	623.40M	631.60M	639.50M	505.60M	384.00M	383.40M	383.70M

Annual Income Statement (USD)

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Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	69.25B	53.94B	49.48B	38.37B	32.03B	31.64B	33.77B	31.88B
Cost of Goods Sold	36.47B	26.54B	23.12B	9.97B	-346.00M	13.38B	11.41B	10.16B
Gross Profit	32.78B	27.40B	26.36B	28.40B	32.38B	18.26B	22.36B	21.72B
Gross Profit Margin	47.3%	50.8%	53.3%	74.0%	101.1%	57.7%	66.2%	68.1%
Total Operating Expenses	30.50B	21.49B	20.32B	19.16B	16.57B	15.06B	15.48B	14.40B
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	18.36B	13.96B	13.31B	12.44B	10.29B	8.41B	8.66B	7.90B
Operating Income (EBIT)	2.28B	5.91B	6.04B	9.24B	15.81B	3.20B	6.87B	7.32B
Operating Margin	3.3%	11.0%	12.2%	24.1%	49.4%	10.1%	20.4%	23.0%
Income Before Tax (EBT)	2.28B	5.91B	6.04B	9.24B	15.81B	3.20B	6.87B	7.32B
Interest Income	58.70B	46.03B	41.94B	31.24B	25.77B	26.03B	28.51B	27.18B
Interest Expense	15.82B	14.83B	12.70B	4.12B	1.60B	3.12B	5.17B	4.30B
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	2.45B	4.75B	4.89B	7.36B	12.39B	2.71B	5.55B	6.01B
Income Tax Expense	193.00M	1.16B	1.16B	1.88B	3.42B	486.00M	1.34B	1.29B
Net Profit Margin	3.5%	8.8%	9.9%	19.2%	38.7%	8.6%	16.4%	18.9%
EBITDA	7.54B	9.15B	9.27B	12.45B	19.29B	6.70B	10.21B	9.71B
EBITDA Margin	10.9%	17.0%	18.7%	32.4%	60.2%	21.2%	30.2%	30.5%
Depreciation & Amortization	5.26B	3.24B	3.23B	3.21B	3.48B	3.50B	3.34B	2.40B
EPS Basic	4.03	11.61	11.98	17.98	27.04	5.19	11.10	11.90
EPS Diluted	4.03	11.59	11.95	17.91	26.94	5.18	11.05	12.45
Shares Outstanding	540.70M	382.70M	382.40M	410.94M	442.50M	457.80M	467.60M	479.90M
Diluted Shares Outstanding	541.30M	383.60M	383.40M	393.20M	444.20M	458.90M	469.90M	483.10M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.