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Capital One Financial Corporation (COF)
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Capital One Financial Corporation (COF) Net Income

The trailing-twelve-month (TTM) net income for Capital One Financial Corporation (COF) is $3.22 Billion with a year-over-year change of (33.87%). Net income represents the company's bottom line profit after all expenses, taxes, and interest.

COF Annual Net Income

Net Income (TTM)

$3.22B

$3.22 Billion

Year-over-Year Change

(33.87%)

vs. $4.87B a year ago (TTM)

Net Income CAGR

(15.27%)

5 Year compound annual growth rate

Net Income CAGR (Compound Annual Growth Rate)

1 Year

(33.87%)

3 Year

(18.33%)

5 Year

(15.27%)

10 Year

(1.91%)

15 Year

+0.21%

20 Year

+1.96%

CAGR shows the annualized growth rate over the specified period, smoothing out year-to-year volatility.

Annual Net Income History

YearNet IncomeYoY Change% Change
2025$2.45B($2.30B)(48.36%)
2024$4.75B($137.00M)(2.80%)
2023$4.89B($2.47B)(33.60%)
2022$7.36B($5.03B)(40.60%)
2021$12.39B+$9.68B+356.52%
2020$2.71B($2.83B)(51.06%)
2019$5.55B($469.00M)(7.80%)
2018$6.01B+$4.03B+203.48%
2017$1.98B($1.77B)(47.16%)
2016$3.75B($299.00M)(7.38%)

Net Income Growth Summary

TTM Growth

(33.87%)

3-Year Avg Growth

(18.33%)

5-Year Avg Growth

(15.27%)

Data as of Sunday, June 21, 2026

About Capital One Financial Corporation

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

McLean, VA
76,300 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Richard D. Fairbank