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Capital One Financial Corporation (COF)
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COF Income Statement

Revenue, expenses, and profitability analysis

COF Quarterly Income Statement (USD)

Quarterly ReportTTM
03/31/2026
12/31/2025
09/30/2025
06/30/2025
03/31/2025
12/31/2024
09/30/2024
06/30/2024
75.164B19.317B19.614B19.823B16.410B13.405B13.809B13.798B13.267B
Cost of Goods Sold
38.853B8.154B8.363B7.073B15.263B5.774B6.261B6.266B7.643B
36.311B11.163B11.251B12.750B1.147B7.631B7.548B7.532B5.624B
57.8%57.8%57.4%64.3%7.0%56.9%54.7%54.6%42.4%
Total Operating Expenses
33.060B8.464B9.152B8.368B7.076B5.902B6.089B5.314B4.973B
0.000.000.000.000.000.000.000.000.00
19.775B5.168B5.364B4.899B4.344B3.748B3.704B3.504B3.264B
3.251B2.699B2.099B4.382B-5.929B1.729B1.459B2.218B651.000M
14.0%14.0%10.7%22.1%-36.1%12.9%10.6%16.1%4.9%
3.251B2.699B2.099B4.382B-5.929B1.729B1.459B2.218B651.000M
Interest Income
63.509B16.231B16.687B16.763B13.828B11.418B11.717B11.860B11.280B
16.499B4.086B4.221B4.359B3.833B3.405B3.619B3.784B3.734B
Other Income/Expense
0.000.000.000.000.000.000.000.000.00
3.223B2.174B2.134B3.192B-4.277B1.404B1.096B1.777B597.000M
386.000M518.000M345.000M1.189B-1.666B325.000M366.000M441.000M54.000M
11.3%11.3%10.9%16.1%-26.1%10.5%7.9%12.9%4.5%
9.209B4.209B3.704B6.214B-4.918B2.541B2.273B3.024B1.462B
21.8%21.8%18.9%31.3%-30.0%19.0%16.5%21.9%11.0%
5.958B1.510B1.605B1.832B1.011B812.000M814.000M806.000M811.000M
2.853.343.264.83-8.583.462.674.421.39
2.853.343.264.83-8.583.452.674.411.38
622.500M622.500M631.100M639.000M505.600M383.100M382.400M383.000M383.100M
623.400M623.400M631.600M639.500M505.600M384.000M383.400M383.700M383.900M

COF Annual Income Statement (USD)

Annual Report
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
69.252B53.938B49.484B38.373B32.033B31.643B33.766B31.878B
Cost of Goods Sold
36.473B26.542B23.123B9.970B-346.000M13.384B11.409B10.157B
32.779B27.396B26.361B28.403B32.379B18.259B22.357B21.721B
47.3%50.8%53.3%74.0%101.1%57.7%66.2%68.1%
Total Operating Expenses
30.498B21.486B20.316B19.163B16.570B15.056B15.483B14.403B
0.000.000.000.000.000.000.000.00
18.355B13.960B13.311B12.442B10.292B8.415B8.662B7.901B
2.281B5.910B6.045B9.240B15.809B3.203B6.874B7.318B
3.3%11.0%12.2%24.1%49.4%10.1%20.4%23.0%
2.281B5.910B6.045B9.240B15.809B3.203B6.874B7.318B
Interest Income
58.696B46.034B41.938B31.237B25.769B26.033B28.513B27.176B
15.818B14.826B12.697B4.123B1.598B3.120B5.173B4.301B
Other Income/Expense
0.000.000.000.000.000.000.000.00
2.453B4.750B4.887B7.360B12.390B2.714B5.546B6.015B
193.000M1.163B1.158B1.880B3.415B486.000M1.341B1.293B
3.5%8.8%9.9%19.2%38.7%8.6%16.4%18.9%
7.541B9.147B9.271B12.450B19.290B6.704B10.213B9.714B
10.9%17.0%18.7%32.4%60.2%21.2%30.2%30.5%
5.260B3.237B3.226B3.210B3.481B3.501B3.339B2.396B
4.0311.6111.9817.9827.045.1911.1011.90
4.0311.5911.9517.9126.945.1811.0512.45
540.700M382.700M382.400M410.944M442.500M457.800M467.600M479.900M
541.300M383.600M383.400M393.200M444.200M458.900M469.900M483.100M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About Capital One Financial Corporation

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

McLean, VA
76,300 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Richard D. Fairbank